FloatMe: Fast Cash Advance App Customer Service

FloatMe: Fast Cash Advance App Positive Reviews

Not there when you need it mostThere are times when my main accounts get SO low (we’re in the middle of a pandemic) that and extra $20 offered by FM would make all the difference in the world. It could feed us and allow us a couple of dollars of gas. In my circumstance,only reason for accessing apps such as float Me is to get that receive and that $20 last a couple of days until my scheduled payday. With the restrictions shown on the app with regard to bank balances, that check to see if you have money in your account or not, will automatically deny your request for a $20 float. The irony is that if I HAD money in my bank account, the necessity to use Float Me wouldn’t exist. As a frequent user, Float Me needs to update their rules in order to help those of us who do not currently have money in their account for a couple of days until payday. We are struggling out here and that $20 could and does keep us from struggling or literally being hungry. My opinion? A bank balance containing cash makes using Float Me rather redundant. This rule should be rethought. This app is useless if a zero balance is the determining factor Thanks for taking the time to read my opinion..DaphneThrasherVersion: 3.3.1

Would have helped if info they took wasn’t wrong in the systemI put five stars of this can be exposed. My overall rating is no stars. I’ve tried using this app at least two or three times and every single time I pay a $4.99 fee just to be rejected to get a 20 or $30 advance. I make plenty to pay it back on time but it seems that I can never be approved because of “overdraft” worries. I reached out to customer service asking for either my $4.99 feedback the same day it was taken out and I noticed that they were not going to give me even $30 and all I got met with is we’re doing this because the system has flagged it as you could be overdrafted and that was it. Please be careful as apparently it is very hard for you to get even $4.99 back after they have declined giving you an advance. I have used other apps previously to this one and have never had these kinds of issues. While it is one of the cheaper memberships on an app I’ve seen you could be left with getting no advance after paying the membership fee and get declined for a refund same day you sign up..Haley2613Version: v8.3.0

Overall happy enough to give 5 starsI will express some frustration… However it’s not a reasonable enough of an issue to cause a lowering of a star… but maybe good information for somebody…. There is a fee for using this service that is monthly. Very small and very fair if you use the service… it’s extremely small… The only issue… is that you are not able to pause it if you don’t need the service without fully and completely cancelling… so I used this for a few months a year or 2 ago and it was very helpful and like I said extremely cheap… but then I didn’t use this at all… for pretty much a year [(maybe even longer, could be a tiny bit shorter) but for sure right around a year]… But… was charged the monthly fee nonetheless… It is n out a big deal… because I paid more for other services like this in a couple months than I paid for this in a couple years! So it’s still worth considering keeping this even when you are not using it.. because in todays economic instability anything could happen. And I assume that if you’re looking into a service like this… you aren’t a part of small percentage of very wealthy individuals… And 99% of the population are never to far away from potential financial uncertainty… anyways… I recommend this because it is super cheap… and helpful… just remember that it still charges you when you stop using it so make sure not to have a $0 or negative balance in your bank account to avoid overdraft and/or insufficient funds fees… That happened to me at least twice.. but is completely my fault again.. so it wouldn’t be fair to take off a star for that either. But maybe you guys could please delay a payment a couple days if the money isn’t on the account you’re trying to charge it to… To keep your loyal/long term customer case from having detrimental consequences due to this. Yes it is their responsibility.. but it would be super awesome! Not many, but a couple other similar companies (that charge 4-10 times as much) offer this courtesy service. However- it is understandable for you not to. Thank You!.ThuglyfeouthereVersion: 6.1.3

THANK YOU!!!!!!!I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blow me away thank you so much I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you need 20 bucks goes along way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blew me away thank you so much for the help thank you. I will be telling my friends and family..Angela/TJ/BubbaVersion: 5.5.5

OkFloats little bit of money with high instant delivery fee, but does work if needed. I don’t think an app that charges you a monthly fee should be charging you “float cash instant” fees. Especially when it’s a $5 fee for $20 spot not including the monthly fee. If the app was free to join I would understand the fee. After paying for a monthly subscription it should be part of your services. In order to even qualify they get full access to bank account and paychecks to meet all the criteria’s, so they basically know you’re going to pay you back. I guess if you don’t they have all the information they need to just pull the money anyway. I would understand a fee for not making a payment, if that were to occur, they know it’s unlikely from your banking information, and setting up the paybacks on payday. Bottom line I think the point is to help someone is need, who is obviously someone that is reliable, based on the apps standards (which are understandable), but really just makes it harder for them in the long run. Not really helping. Just taking advantage of someone in need..GoblinOnDeckVersion: 4.4.1

Great Borrowing App Low Borrow AmountsI have been using float me for about 2 years. I only ever had an issue once where it kept saying that I owed after I already paid back but customer support is very easy to submit a ticket and they helped me super quick. It’s pretty much like other apps that offer loans if you connect your bank account and show proof of income that steady every month. The only con for me is that the borrowing limit is so low. I’ve been using them for 2 years kind you and still the most I’m aloud to borrow is only $50 ? Lol which I have never had a late payment or anything. So I wish they would let you increase this limit with shown responsibility. I mean with Dave I can get $200 and even with MoneyLion I get $225! But none the less this app comes in handy when I do need to use it! You also set up when you get paid so they only schedule re payment for your payday so you don’t have to stress about it. Overall good app!.SweetheartjayxoVersion: 5.0.5

Tater saladThis $20 allowed me to get to work and make another $200 during the day. Without the $20 I would have been stuck without gas but I would have had a good excuse to skip the job I hate so idk how to feel about FloatMe. It makes it easier to fulfill my responsibilities as a lower middle class American laborer but it also makes it easier to get to a job that makes me unhappy. It’s the classic example of Henry Fords 49 hour work week being taken advantage of by current employers. Time is money and it used to be compensated fairly before inflation and gold standard being thrown aside. Now it is a fraction of what is needed to buy a home and satisfy a woman without an 8 inch penis and a Lebido that would make frank Thomas say “she’ll like it too.” Doug Flutie went from competing hail Mary’s to having low T…what hope do I have? Anyways thanks for floating me some cash in my time of need..Sam dr fosterVersion: 6.2.1

👎🏻👎🏻👎🏻I downloaded and signed up for this app a long while back. I never used it because the requirements to receive any type of help were strict. It’s sad to think that just because someone doesn’t have a certain amount of money in their account automatically means they can’t be trusted to pay back what was shared. Unfortunately, that’s the world we live in. Again, I never actually received any type of “Float Me” payment because I didn’t meet the requirements, but I was signed up for the subscription. After cancelling a while back (to no avail), I kept getting charged $1.99 and couldn’t figure out why until TODAY. I figured out my account info and immediately reset my password, logged in and cancelled my subscription to an app I never used but had paid for month after month after month. I wanted to delete my account as well, since my bank info is still attached but Float Me blocked me from logging back into my account simply because I cancelled their $2 subscription. Thanks for that :).Bananaaaaaaaa42Version: 5.3.3

"Float"=loanFloat based on what is deposited into your linked bank account each week. Which is fair as far as I am concerned. The app is a glitchy when applying for float. Example: I applied for my float then entered my debit card for float which is the same as the linked bank account and doesn't change (because you can only get floats to the same debit card EVERY float) they just want you to re-enter the card number. Because I had my debit card account locked it, I had to wait 48 hours before I could re-enter my card number to get my float. They have it set up so you can only enter your card once if for some reason you accidentally mess up while entering your up the creek for 2 days. So just be aware of the little glitches they have set up within there system. Other than that, I have had nothing but a positive experience. I have been using them for 2 weeks so I'll. Sure to update through review if I run into any other glitches. Good luck guys!.Lindsay_saysVersion: 3.3.1

Great little boost when needed - has 50$ been a reality for anyone though?I’ve been using float for a while now and I keep seeing ads saying you can get up to 50$ but I’ve literally never been able to take more than 20 and I’ve never heard of anyone else being able to take more than 20 as well. Not sure why they advertise 50$? 50$ would certainly be more helpful at times but if your only going up to 20$ then you should be advertising that properly. Other than that the app comes in handy like all the other pay/float type apps just limited. But never had an issue with them and they are consistent. So the 5 stars I’m giving is definitely earned. That needs to be said. But I’m Just confused/ not really liking the whole over promising underdelivering aspect of downloading this app..RyanMoe8792Version: 4.0.3

Good in a pinch for small needs, but the fee needs to GOI only receive $20, I wish it was more but it’s better than nothing, right? I’d give it 5 stars if that were the case, and also they charge $4 for an instant float, which I think is a pretty steep charge for $20. $2 would be sufficient, I feel like it’s kind of taking advantage of people who really need the cash, especially in the COVID era. I will keep using it though, and so will people like me, which is what this company knows, which is why they charge the steep fee. I’f they raised it to $6 people would still use it, unfortunately, because people like me really do need emergency cash. Maybe I should start my own similar business and only charge $1 for instant cash, or utilize other means to get the instant cash, like completing a survey, or completing certain tasks or what not. Check on me in a year, I may just be rich with my fantastic ideas!! Until then, I will still be getting price gouged on these sites :(.Melissa VetterVersion: 4.0.0

Don’t do it don’t do it Do not Download!!!!I hardly leave reviews but I just couldn’t ignore this app. If you are having any type of financial problems do not freaking download this app thinking they’ll save you because they absolutely will not. If anything, they’ll take whatever’s left in your account leaving you with the impression that you’ll get that funky $20 they offer but you won’t. This app is waste of your time, energy and whatever little money you have in your account. Don’t do it yall!!! Like seriously!! I understand why we download these apps so coming from a person who is/has been where u are, don’t do it. It’s useless & pointless. The only good thing I have to say about Float me is I love the aesthetics of their app. You know the layout, colors, font etc…. Be blessed guys!.Muff23Version: 7.6.0

Great placeIf you are looking for a pay advance this is a place for you. If you are interested in getting a better credit score then this is a great place for you. I have had Float since April 2024 , it may not seem like a long time but I am so Happy that I found this app. It’s so easy to get a pay day loan, it almost seems unreal. Some of those other apps trick you, but I like Float because it doesn’t stay running in the background of your phone like those others do. Other then Float app , I have Empower app. My credit score went from 525– - 670 in just a few months. That’s blows my mind. Plus Empower app will help you with what you need to pay, keep up with your credit score and much more. And so can the Float app. It’s Absolutely Amazing. Love it!.Angel 423Version: v.8.10.1

👍👍two thumbs upTwo thumbs up for maximum effort. They deserve more thumbs they do. They deserve to have four or five thumbs up. When you need a little extra and not a whole lot of questions asked this was the easy way to get in advance. Pay it on the date that you owe it and the limit every time and they work with you as you stay working with them and hope you build yourself up a little bit and they’re willing to give you a shot if you’re willing to not screw it up. You may find yourself, wondering if this is so simple and easy. Why did he only give it two thumbs up simply put guys. That’s all I got if I had more than two thumbs I’m probably going to jail because that’s not good lol.DC5dad1488Version: v8.8.0

A little help never hurtsFlow me has helped me in my time in need. There are times when I am struggling and I just need a little bit of cash just to get by for the next few days and there’s app has came through every single time. There’s nothing bad that I can say about it because I’ve never had bad experiences what they give me is what I feel it’s fair not only that but I have time to repay and I also have the availability to pay early if I want. I would recommend to people that need cash fast even if it’s just $50 or $100 just to get you by. There’s not a lot of requirements. All I did was put in my bank information they saw my payroll, and from there, I’ve been able to get advances for a year now..Mamamaybe❤️Version: 7.0.1

FloatMe: When Payday Plays Hard to GetFloatMe is a game-changer! The app is seamless, efficient, and delivers exactly what it promises without the usual headaches. There’s no need for a credit check or sharing sensitive personal information like a social security number, which immediately sets it apart from similar services. Linking my bank account through Plaid was quick and straightforward, and FloatMe impressed me by offering $20 right away with the option for an instant transfer directly to my account. The process was hassle-free, and the funds were available when I needed them most. For anyone looking for a reliable, no-fuss solution to bridge the gap between paychecks, FloatMe is the perfect app. Highly recommended!.PhillipmaldonadoVersion: 7.9.2

It’s legit it’s not a scam or no hidden nothingMost of these other apps aren’t legit nor do they actually follow through with their loans or have a reward system. I am not a five star guy but I’ll give credit we’re credit is due ,this app is amazing for the most part you get a little security cash in case you need gas or a quick bite until the next day of payday. Only corrals I have are that they start you off real small where other apps will start you you at $200 plus and no need to do direct deposit through the app checking account which this app doesn’t request I believe. Other than that I like it and how you work towards earning more to get a higher advance if needed. Just wish it didn’t start so low. So with all that being said I give this app four stars..NeslyLeonVersion: 2.6.0

Free International Money Transfer 💸Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!AdvertorialVersion: v8.16.0

FloatMe: Fast Cash Advance App Negative Reviews

Sloppy, unreliable, greedy, and insultingTheir app is sloppy, ugly to look at, and buggy. The balance is always 1-2 days behind, and if you try to reconnect your bank to refresh the balance then you are penalized and reset back to $10 loans. They will only offer you $10-$20 anyways — it’s rather insulting. And want a $4 advance fee and $1.99 subscription fee on top of that… to borrow $20. Despite having access to your bank balance, they will charge you $1.99 on no particular schedule, sometimes multiple times in a month, usually when there’s no money and overdraft you. And while they collect their $1.99, they tell you you are ineligible for a float… despite always having paid it back, steady income over $1k/week, and knowing you get paid in a couple days. They don’t tell you why you’re being denied and their criteria in FAQ is vague and not helpful. They will float you last week, take their money back, then deny you without reason when you actually need it and take their subscription fees anyways. Good luck getting a refund If someone is needing to borrow $20, they’re clearly in a desperate situation. It’s ridiculously insulting to deny a loyal user of the app this based on some arbitrary numbers and obscure criteria. They break their commitments to customers, offer no value otherwise, yet deny their subscription refunds and overcharge on advance fees. If FloatMe is that scared you’ll suddenly default on a $20 advance then they have no business lending in the first place..AargooVersion: 6.7.2

I don’t recommend this app!!!Hi, if you are looking for profitable loans, then enter in your browser 🔗payday69•cOm🔗have borrowed from them not for the first time. As for Float me - it’s not great at all but apple wouldn’t publish my review I guess because I was honest but I bank with chime so it’s only so many apps I can use empower was one of them the first issue came about when I couldn’t get an advance because they told me they didn’t see any direct deposits in my account which there was but the next pay I was able to get only a 10 dollar advance with a 775 dollar pay check…I got the free trial and had put for them to bill my chime account so I could continue to advance if I needed fast forward I had got my 10 dollar advance and I had it to put it on my empower card because I didn’t wanna pay a 3.00 fee for an instant transfer to my chime and soon as they gave me my 10 dollar advance they took it 8 dollars within the 10 mins and then support told me they took the 8 dollars for my subscription I told them I understand that but I didn’t tell you guys to take subscription money from my empower card I even told them I didn’t even set my empower card up or order one when I first got the free trial and choose chime as my bank I asked support to give me my 8 dollars back because how do u guys expect me to pay the 10 back when y’all took it and I couldn’t even use it they told me they weren’t giving me a refund and that they would cancel my subscription and not give me MY MONEY back horrible app don’t use it at all!.Babyjons69Version: 7.8.1

ABSOLUTELY A SCAM!!Check out the BBB Website on this app. They’ve had a lawsuit for millions for their unethical practices. This app took my card info during the sign up. Then it denied me an account with them due to “suspicious activity” on my banking account. Which that was extremely weird considering I’ve had other apps that offer cash advances for years and never once been told this. My bank account attached is in good standing with no issues whatsoever. Anyways I simply downloaded this app to try something new outside of the apps I’ve tried before. The issue is I now have an FloatMe account that was “suspended” for “unusual bank activities” that has put me not being able to login to said account to CANCEL the actual monthly membership fee (yes, my card is still on file and being charged for a membership I was never given access to). There’s no actual customer service support over the phone. The website tells you to “cancel in the app”. However, again I cannot even log into the app. I’ve sent multiple emails and waited days to get a response from “support” via email and have gotten very vague responses. All I asked was to ensure my card was took off file and proof that my membership was not going to be debited from my bank account for a service/account that was never activated. This app gaslights people into giving them their bank info, just to be ignored and left with no real way to communicate with support about canceling their membership payments. They are a SCAM! DO NOT PUT IN YOUR CARD INFO! I’d suggest trying other legit options!!.😂😩😩😭😉🌾💙Version: 7.18.0

Technical Error, No customer support**UPDATE** Support finally reached back out and said that they are unable to refund me my $4.99 because of “unusual activity” and they can not help me. So I paid $4.99 (with no unusual activity other than deactivating my subscription and then reactivating it approximately a month later) for absolutely nothing and can’t receive that back, and am being told there is nothing they can do with the account or anyone attached to the account. I deactivated my account about couple of months ago, then got into a rut and figured I would use it again for this one time. I paid the subscription fee, linked my bank account, and then the app froze. I closed out, logged back in and now I receive a message “Ineligible- Your membership is not currently eligible for deactivation. If you have questions about this determination please reach out to customer support” SO OF COURSE- I reach out because I was just charged $4.99 for a service I can’t even access, and they are no help. Saying that the subscription is for all the services and not just a float- but what they are failing to realize (and obviously failing to look at the screen shots attached) is that I can’t access anything. I’m not able to get past a black screen with a red frown face on it. So I reply with this within minutes of the reply back to me and no one has reached back out. I just want my $4.99 back, and to make sure I won’t be charged again. Not to mention all the other issues I had previously with technical errors. Yes, good app if you are on a tight spot/ but makes you wonder if it’s worth it..DeedeelakasbdbdVersion: 7.14.2

Literally took money from meI downloaded this when I was short handed one week. It was nice because the approval process was simple, and I got $10 sent to me for gas, and then $20 later when I needed it again. HOWEVER, I have tried over and over again without fail for WEEKS to login to my account and it claims that “Plaid”, whom they use to link your bank account, will not allow me to re-link my account. I have changed my bank password and logged into my bank, via their website, no problem at all, but every time I try to login to this app, it will not allow me. You cannot find contact information for them anywhere online. I did finally discover a place I could email them and I emailed them well wishing the 30 day “trial period” that I dislike the app function and wish to cancel my account. Never heard a flipping word back from the whatsoever and now they’ve charged me the $1.99 monthly fee, which is unethical, as I specifically requested to cancel the account before the trial period ever ended. And, as an added surprise, that also makes zero sense, I opened the account in November 10-11, which means the charge should’ve come somewhere around December 10th, yet it charged on the 29th of December, giving me the impression for the past couple of weeks that it was successfully cancelled, despite their failure to respond to my request, then BAM, charged my account. Can an admin please respond to this and refund the $1.99 charge as well as CANCEL THE ACCOUNT. Very unprofessional this unresponsive nature. Seems a lot of people have similar issues..InkoftheSoulVersion: 2.6.0

Problems off the jumpI was genuinely excited for this app. I’m in a tight spot right now and desperately needed gas money. I got this app after reading some reviews saying it was well worth it and saved a lot of ppl in similar situations to mine. upon downloading the app and creating an account I already started having problems. They said I had already made an account and couldn’t add a card so I backed out and tried to re-logged into the account I had just made. I couldn’t get back in and it had said my password was incorrect when I had just made the password two minutes before and couldn’t have forgotten it. My second and last attempt to gain access to the app was to use a different email and a different password and just make a whole new account. instead of it working I unfortunately look closer at the box that you have to check before moving forward into the app, and it says by checking the box you agreed to a $3.99per month membership charge. If you have no money in your bank account and need help this is not the app for you it’s quite literally like Dave or Bridget. Charging money before letting people use and app that’s made to help people with no money defeats the whole purpose of the app. I’m sure this would be great if you can afford the subscription..Savagelorenzo3 musical.lyVersion: 7.7.0

DO NOT DOWNLOAD THIS APPI’m never the type to leave reviews but for this I must warn those who are in need of money and will get taken advantage of by this scam. I have been getting charged every month since June 2021 of $1.99 of a membership I was never aware of. I NEVER qualified to get any Float Me Cash but they proceeded to charge me of a membership that never even helped me? I provided a picture and proof to their customer support that I NEVER received any funds from Float Me but still got charged anyways. The customer support tells me that $1.99 charge is to help alert members of “low balance” but majority of bank apps have HAD this feature for FREE for many years? There was absolutely no benefits for me whether I had this “membership” or not but yet they can’t refund the charges for these past months. I ended the membership today and was only ever aware of being subscribed to a “membership” until today when it suddenly showed up in my bank statement that there’s a hold for a $1.99 charge. However if I had known this earlier on, I would’ve ended this membership sooner. They have little to no care for their members and just shows how much money hungry Float Money is. Float Money is a tool for people who need money but they will still charge those who doesn’t use it, those that doesn’t qualify for it AND those who have already have nothing left. Crazy..Julicorn_xoVersion: 4.3.1

DO NOT USE THIS OR EVEN SIGN UP TO TRY THEY STEAL YOUR MONEYI’ve been getting charged $1.99 for almost a year maybe more from them all the time!! It’s more frequent than just once a month that’s how I caught onto it lately and now my account is overdrawn from them too! I tried A LOOOONG TIME AGO to get a payday loan that was either only $10 or I didn’t get one at all. After I downloaded it and realized they were trash cuz they never offered anything helpful and they had taken their money back then I seen they were still charging me even after they received their pay back money I quickly canceled it. I repeat.. I CANCELED MY ACCOUNT AND SUBSCRIPTION but apparently that only stopped them from taking my money for a little while because they STARTED TAKING IT AGAIN! I KNOW FOR AN ABSOLUTE FACT THAT I CLOSED/CANCELED MY SUBSCRIPTION OR ACCOUNT WITH THEM. I went to the website to try to get my money back and tried to log in with what should have been my p/w and email (since my phone still had it saved) and it said password was wrong. So I hit forgot my password and according to their website if you have an account with them you will get an email. I GOT NO EMAIL. I checked all my folders too including spam. And this is the only email I have. I want my money back and need my money back but I doubt these scammers will give it to me DO NOT USE THIS APP ITS NOT WORTH IT AND THEY PRET UPON PEOPLE WHO NEED HELP THEY MAKE YOUR FINANCIAL SITUATION SO MUCH WORSE. I’m going to have to close my entire bank account I guess. There’s so many other payday advance apps that that won’t steal your money get one of them NOT FLOAT ME.Cshrodes1234567Version: 4.4.6

TERRIBLE customer serviceIt’s very rare I review any apps, but the customer service on this app is an absolute joke. To be honest I don’t know that they have a customer service team who actually reads what is sent. 17 days, and now today sent my 8th message, none have received any response at all. I’ve been locked out of my account for 3 weeks now. I don’t receive any password reset emails. I keep asking for my account to be canceled since I can access the very basic desktop app. Again, so responses. I try to fill out the cancellation form, it says I don’t have an account. Which is untrue since I’m literally logged into the desktop version, and still being charged the monthly fee. So now, 8 unanswered requests later, I get charged the monthly membership fee! Yes, 17 days, no responses at all. I’ve left them my email, a backup email, and phone number. NOTHING. I need this account cancelled, and if they were legit, I should get my membership fee back. I can screenshot all my messages to prove what I say is true. Worst part is, today’s charge resulted in a banking overdraft fee for me. Turning a $1.99 membership into a $36 fee. I’m beyond upset with this app. STAY AWAY, 1/10. I would not recommend to anyone who values their money, and common courtesy..Tay in EverettVersion: 5.5.0

Float me??I downloaded this app in need of just $20 to buy dinner for the night for my kids until my paycheck came in late that evening. Well, of course, I was denied because I didn’t have any money in my account. Which happened to be the only reason that I downloaded float me in the first place. if I had had $20 or more in my account I wouldn’t have needed to use the services of float me to start with. Even though I was denied and asked them to close my account somehow I was charged a 399 membership fee. How can I be charged a 399 membership fee for a membership I do not have? I literally had this app downloaded for approximately 10 minutes. But yet they ended up getting four dollars out of my bank account. Which happened to be the only four dollars I had and put me in the negative in my bank account. Which now has cost me an extra $35 of which I do not have. I read a few other reviews on here, and they are saying the same thing. They aren’t being given a cash advance because they have no money in their account just like me. It’s common sense to me. If we had $20 or more in our account we wouldn’t need the services to begin with, so it makes these rules ridiculous..Isabella RaineVersion: 7.1.2

Absolutely Tone Deaf & Not HelpfulI used this app a while ago and it used to be pretty simple. It worked! But now I haven’t been able to get a Float in months, disconnected and reconnected my primary bank, all that jazz. However, they continue to charge my account as if I’m able to use the service. I suddenly can’t qualify for a float and haven’t been able to in months. If you’re monitoring my bank enough to know I don’t qualify, the service should be smart enough to know not to charge for that month… nevertheless, they continue to send push notifications offering help and charge while not allowing you to utilize their service all while not giving you specific reasons why you can’t use it. It’s easy enough to cancel. But the incessant hope-inspiring push notifications offering me help when I needed it most, only to be told I “can’t float” right now means they can see me sinking and don’t care even though I have a steady and reliable income. Then they tell me “don’t worry, we still got you! Go drive for instacart” ew. That’s not help. That’s “get a second job, you bum”. This app is to provide the already comfortable have a little financial pillow, not to float those who are sinking..NinesAndOnesVersion: 6.3.1

Horrible Customer Service & communicationThis is my first time ever writing a review for an app, and I must say I’m upset that is not a good one. I was needing a little help to make it to my next pay day & decided to try this app out. Seemed like it was okay and had some bad reviews not many so I looked over them and decided to give it a try. Well, I should have just tried someone else because trying to use this app was absolutely ridiculous and a waste of my time. They kept stating the reason they couldn’t help me was due to income not found, but I gave them the right account & everything they needed in order to see my income. I even sent screenshots through email and still this wasn’t enough for them. I’m not sure what the problem is on their side but they need to fix it! In their app my direct deposit shows up as a transfer & not a direct deposit like it shows in my bank account. That’s not my problem it’s theirs, and yet they still choose to just cancel my account which it totally fine with me. I was able to go with another app that helped me just fine with the same bank account so no worries here. Please don’t waste your time with this app!.Hhines21Version: 6.11.2

DO NOT GET THISI signed up for Float Me to see if I can get approved for early access to money to help me get by. I got a pop up for the membership when I first signed on, but I did NOT approve for it to come out of my account. Yet they think they can take it out on their own after you give them the information they need. I would NOT recommend this app to anyone. The membership may be easy to cancel, but the fact they take it out without asking their consumers is ridiculous. EDIT: I understand, developer, that the app tells you about the membership but when given the option to DENY IT, it shouldn’t go through when denied. That is my problem. I got the membership cancelled and the app deleted but I will not recommend this app if you cannot hold true to your word when given the option to deny or accept the membership. I did NOT approve of a membership, therefore, I should not be getting charged. Just like I’ve seen many others say in their reviews. If you had thoroughly read my review, you would have seen where I said the pop up for the membership popped up AS IT SHOULD, but I DECLINED THE MEMBERSHIP. THEREFORE, I will NOT RECOMMEND this app..MusicalLife2491Version: 6.9.1

The worst money lending appThis one is the worst one. I’d recommend Dave, Brigit or Empower. Dave and Empower give me $250+ anytime I want. Brigit gives me $50. Never had a problem with those app. I downloaded Float me just to see if it was any better. They approved me for a measly $20. I said ok I honestly don’t use these apps much if anything 20s better so I don’t borrow too much. That’s easy to payback if I ever overdraft or somthing. My bank will charge more than float me so I’ll use it for that. I didn’t need any money but I wanted to do a test run. Said I’m unavailable at this time. Came back a week later same thing. The following week I had like 2 grand in my account now I’m approved? Weird but ok I test it out and it was like 8 bucks just to borrow 😂 that’s comedy. I think if i remember correctly maybe it was 4. Idk I just remember it was steep for a 20$ loan. Anyways i borrow it pay it back whatever. I check to see what I’m approved for a week later it says I’m not eligible this week or the next week. It’s like I have to have hundreds of dollars in my account to get approved for that measly $20 lol needless to say I cancelled my membership. There’s better out there.TeamiPhone4SVersion: 7.4.0

Used to be GoodAuthenticating Error won’t let me log in and you can’t get any help from here in real time. This is just unacceptable. I’ve used this app for a very long time and had no issues until recently and when you tried to redo your app and add the unnecessary stuff to it, that’s when it went down hill and hasn’t been the same or worked right since. I just want to be able to get help quickly and have my account fixed so I can actually log in again. Yes my app is updated. UPDATE- ONLY after leaving a review did someone actually respond to me, days later, and my account is STILL LOCKED! I was getting the error when trying to sign in so I tried a different email to see if I had used my other one and they claim that other email is what did it but I ONLY tried the other email after getting the login error to begin with! Then the agent that finally responded told me he “unlocked” it but I STILL can’t log in! They sure don’t waste time taking your money but they sure to take FOREVER to help you and then don’t actually help when they respond. This is ridiculous!!.Once a FannVersion: 7.11.0

Go with Dave or Earnin instead.Update: Let me clarify. You loaned to me multiple times. I paid back every single one on time. You BLOCKED me after I inquired as to why I am only eligible for the bare minimum amount considering that I make $90k and have paid back every advance on time for a year. I couldn’t login and I attempted to re-sign in. The app informed me that I was blocked. This is completely unacceptable. God forbid any legit bank deactivates accounts and blocks people from signing up again because they simply inquired about an advance increase after displaying a stable, high income and a long history of paying back the company on time. Original review: They blocked my account. Ladies and gentlemen, do not trust this company. I’ve always paid back loans on time. I have zero red marks on my credit report. I make a stable income. I paid back every loan to FloatMe. I can’t login because it says my account is blocked. This is not the way to treat someone after you obtain their bank info and other very sensitive information. This is shady and the only app I’ve tried so far that has acted in this manner..JigokuShoujoXIVVersion: 7.1.0

Just fineI been using float me for a few months now. I’m not even going to act like the extra $20 didn’t help when I needed them. I don't mind paying back the $20 plus $4 on payday I rather pay the $4 then to ask my friends or fam for a $20 until payday. On the real I think there’s better apps out there that loan you more money and don't have some many requirements like float me. Hate to drop names but earin app don’t require no history of high atm withdrawals or transfers the day of or after pay day when you clearly got a direct deposit from your work the day before Also earin lets you barrow up to $500 dollars if you qualify just charging you $3.99 for every $100 a day and you receive the funds in minutes with tips being optional ( i always tip when i barrow money ) Float me is a okay app but in honest truth I believe they can improve the app by increase the money you can barrow and also if you’re able to send a screenshot of your direct deposit so they can see there was a recent deposit.Jim KamperVersion: 5.2.0

Plenty of WAY better apps like this for people to useThe long & the short is that everbody uses the app for an advance on their paycheck, some (like myself) also use the app to track spending & finances. I’ve used other services in the past but wanted to give this one a shot. I received two paychecks after joining & signing up only to be told I can’t receive a “float” because I hadn’t received two verifiable paychecks. Conflicting info, yes I know but that speaks to the data the app crunches. Don’t know the algorithm used but pretty sure it’s broken because the financial outlook tool provides skewed or incorrect data. I get paid now like clockwork & the graphs & data this app provides can’t even get my pay dates correct. Save yourself the time folks, try MoneyLion, Klover, Albert or any of the others instead. Too much hassle for a measly $20. And Ik what the trolls are gonna say. “iF iTs onLy a meAsLy 20 wHy dO yOu neEd it sO baD”. I don’t. But any extra money is helpful however the time/stress for money equation has to make sense..Ghost24237Version: 7.0.2

Cancelled Membership, charged TWICE anywayIf i could rate zero stars i absolutely would. I downloaded the app, linked my bank and immediately decided that it was not for me. And cancelled my membership the same day. I was charged anyway 3 weeks later. I successfully got it reversed with my bank for being fraudulent. And FloatMe charges my account AGAIN. Still cancelled but somehow it’s still pending. I have contacted support. This is my second review, the first of which I got response from the developer. I do not care, will be reversing the charge AGAIN and this time having my bank block FloatMe. This is predatory and annoying. After canceling subscription, you immediately lose access to being able to use FloatMe. So why and how can they justify continuing to charge a connection fee, for an account that they revoked access to? Predatory. ALSO that make you jump through hoops to unlink your bank account! You also get a 7 day free trial? But then when you cancel they charge you anyway because your cancellation is “pending” for a month..Kira!!!!!!!!!!Version: 6.4.2

I would give zero stars if I couldUpdate 2: STAY AWAY from this company! I contacted customer service last week to get a written confirmation that my account is closed & won’t be charged. No response. My next step is contacting the Better Business Bureau if my bank acct is charged for a membership fee. Update: by your response, it seems you didn’t understand my main complaint. You shouldn’t be charging a fee unless you are definitely going to offer an advance. Being made to pay a fee before you even know if you’ll get an advance is shady. Once you find out you can’t get advance, you have to figure out a way to stop your subscription so you won’t get charged. And that is not even clear to me. I’m still unsure if my membership is canceled. Your app is terrible & so is your customer service. they want to charge you, but when you go to advance will not even give you a small $20 loan where other apps will give you around $100 until payday with the same credentials. what a joke. Don’t even bother.Jacquelina13Version: 6.7.3

Very InconvenientI had a day where my tire went flat and the small $20 they offered would’ve helped me get a new one. For a about 4 months now. Each time I’ve tried to request cash it’s ALWAYS something. My acct. didn’t have enough paystubs. I tried switching the acct and apparently I have to wait 30 days to do that. Once that part was fixed, I tried requesting again and THIS TIME my acct balance was too low, unfortunately i had to wait a couple days to get it out the negative, then more days for my bank to update in the app but, I got it fixed. So I TRY AGAIN and this time it just gave me a plan ole error message. So I recently got a new card and figured thats WHY I couldn’t get the advance. So I TRY to change the card and NOW they’re telling me I have to wait 25 days to switch over my card. Yea by that time I won’t need the $20 from float me anymore. Is it me or the app is just inconvenient. I’d give the 0 stars. You’re better off with MoneyLion or Earnin or Dave.._ix.iv.xiiiVersion: 5.2.3

Use caution! Once they have your money, they do not care about your experience!I got this app because my new job pays every other week. A bunch of cash and then two weeks of discipline or… you’re broke. Right? I use a MI credit union, locations all over, totally legit. After I paid my fee and got everything filled out the system connected to my account and couldn’t see my direct deposits… after days and days and going around and around they tell me that they can’t see it and so I can’t use the service. Even though they can see my real-time account balances, even though they can see my income. To be honest, life happens and you deal with it. What burns me is these people don’t even care if I have a good experience. I’ve sent five or more separate emails to them… they just don’t care and let’s be clear: all I’m doing is asking for a lousy five dollars to be returned for a service I could never use according to them. At this point it’s just a principal issue. There’s my experience, proceed with caution..Kam KaczVersion: v.8.10.1

Scam-just use Dave/MoneyLionThis app is designed to hook you into subscribing monthly while also having an excuse as to why they can’t give you an advance every time you need one. My favorite excuse is when you don’t have any money in the account your are asking to get and advance to, how redundant is that? If you have money you won’t need an advance and if have none then “we can’t approve an advance right now”. Not only do they engage with those shady practices but when I originally signed up it showed I would be able get one amount as an advance, but as soon as I subscribed that amount dropped to $10. And then when I canceled my subscription the day they charged me, I lost all access to so called features I was buying with no refund. Again this is an obvious scam preying on people in need of some help and I don’t know how they haven’t been investigated yet, but I will be reporting this app to Apple and the BBB. If you really need help like this use Dave, Brigit, MoneyLion. They are all legit and will actually help..Cyared24Version: 6.8.1

Scam Most LikelyNever agreed to the pay day loan because the rates are ridiculous. I exited screen and deleted both my account and the app. This was in October 23’. Since then, Float Me has randomly taken money from my bank account in the form of $1.99 withdrawals. I had to get new debit cards and block the merchant to get it solved. Trust me, don’t download this app. After writing this app, Float Me sent a message stating they can’t find my account. All for show. They still have access to all my information They can no longer access funds from my bank account however, because I finally blocked them the right way. If you have experienced this, you must not only block the merchant from your bank account number, but also get new debit cards with different numbers. I know this because I first blocked them on one account one way, then they started debiting from my second checking account using my debit card number. Earnin is a reliable and non-scam alternative..Mandy CentVersion: 6.14.2

Tsk tskSo it’s confirmed this app is complete trash. Just making up for terms they can’t keep not that they have a waitlist. I was denied because I didn’t have enough in my account finally got paid and paid rent early and some debts and had enough left over but I wanted to see if it would work with a float now that my account was in good standing. Turns out they need me to add my debit card lol. How convenient that I had updated it too recently? I honestly don’t even remember that being recent at all but go figure. Now have to wait nearly 17 days. The only reason I even tried anything was because my bank actually flagged a fraud and texted if I was going to authorize float me for the subscription lol. No thanks. Work it out I guess but just like every other app that I’ve found early ie eaze, DoorDash, Uber. It goes downhill and I’ll probably never use it again which will benefit them much I suppose as much as they are blocking people who’ve been customers since the beginning.05941411051995Version: 5.4.2

Shady appThis app not only requires you pay them back extra when you borrow money, they also charge you $1.99/mo to have an account which they make no mention of when you set up an account and you'll only find this out when you see it deducted from your bank account each month. Not only that, but also, I asked them to close my account so I would no longer be charged each month. They did close my account, however, they still just took out another $1.99 from my account. To make it even more ridiculous and frustrating, you can only contact their support team by logging into your account, but of course, I don't have an account anymore because they closed it yet still think it's ok to continue to charge me. It's incredibly shady and just a terrible app and experience in general. I'm gonna have to call my bank and tell them to put a block on them since I can't contact them at all. Bottom line, there are better options out there. Stay away from this garbage app./-KillFace-\Version: 2.1.1

Major flaw in this appI’ve used this app in a couple of pinches when I just needed gas money until payday. It worked properly in those two instances. I recently changed jobs and now my pay day is on Friday instead of Tuesday. The app saw this when it verified my bank info HOWEVER when it sucked the money for the most recent float out of my checking account, it did so on my OLD pay day (Tuesday) leaving my checking account overdrawn. I accrue overdraft charges for each day my account is overdrawn meaning that by the time I get my paycheck deposited my account will be close to negative $200 just from overdraft fees. I’m deleting this app and filing a fraud claim with my state Attorney General’s office against the app developers. Steer clear from this horrible app!!! Update: tried to contact them through their “app support” link in the App Store which is a joke. There is absolutely no way to contact these clowns. Unbelievable! I will be reporting this app to Apple for abuse..Wheel LyfeVersion: 4.4.6

ScamI typically don’t leave reviews, but I felt compelled to share my experience with this app. Unfortunately, it appears to be misleading. Upon signing up, you're required to pay a membership fee, which is understandable if the service is delivered as promised. Initially, I was able to access a cash advance. However, after repaying the first advance, I was no longer eligible for additional advances—despite continuing to be charged the membership fee. This effectively means you're paying for a service that is no longer accessible after the first use. I’m not the only one who experienced this; several friends and family members have had the same issue. I hope this review helps others make an informed decision. Please proceed with caution Also, these reviews are clearly fake, and the ratings have to be inaccurate. I will be reaching out to Apple myself regarding this application because false advertisement and fake reviews. shouldn’t be allowed..Hamilton.JVersion: 7.18.0

BewareAfter not being able to use the app I canceled my account after a week or so they took out $ from my account causing my account to be negative and was charged a $30 fee this was almost two weeks ago have gotten 1 response stating since I had closed my account they would refund the money that was pulled from my account. I have yet to receive my money back and now I’m also out of $30. Beware they will continue pulling money out of your account even when you cancel it... highly disappointed Update: and a response I have never taken out a float never really used the app. So I should have never had money be taken out once an account is closed they shouldn’t have access to your bank account and some how this app still does and they continue to take money out until you take action. I get $5 taken out of my account every 2 weeks seeing as i am currently out of a job I can’t pay the bank fees to cancel any future payments to this app..Lilmex14Version: 2.1.9

FraudI downloaded this app in a moment of need. At the end of it all, they didn't advance me any money so I deleted like I was supposed to, however, they're charging me every month for a service they never provided. I emailed them and no response. I'm still getting charged. Beware of these platforms where you can only reach out by email. There's a reason they won't speak to you. They're scammers ! They are thieves! I work very hard for my money so that apps like this one can steal it from my account without approval. Of course you have to provide them with your bank account info to apply for the advance or whatever they call it. Then you close the account but they the info and give a million reasons why you didn't properly closed the account and that's why you're getting charged. I'm dealing with this situation legally. Hopefully the will learn and stop doing this things to people. Once again, BE AWARE!!!.Ivy 1972Version: 7.14.2

App ok-service terribleIf you’re downloading this app for an advance, then don’t count on getting one immediately. First of all the Service took over a month(and paying the membership fee) before they allowed me to get an advance. Then once they finally allowed me a $50 advance, I repay it early and then they said that I couldn’t take out another advance. I guess they gotta make some more money off of me to membership fees before they will allow me another advance. so many better advanced services out there. Try Grant or MoneyLion or Brigit. FloatMe is definitely not someone you can depend on in a time of need. I never write reviews. I just did this time because like some of you out there, I know how it is when you’re depending on getting an advance back that you just paid off to pay another bill and they deny you. it’s stressful as hell. Best of luck guys.NoB.S.4realVersion: v.8.10.1

This app is horribleThis app is horrible. It keeps saying I don’t have any income on file when I work an hourly job and get my paycheck direct deposited into my account every two weeks , and I have had a lot of paychecks deposited into that account at that. The app says that customer service will be getting in touch with me to resolve the issue and get my income on file if I do not get an email within 30 seconds I need to contact there support team. So I contact the support team and the coustomer service is even worse they keep responding to me with the same email saying that every time I apply for an advance the app takes many things into account. I reply with I’m not asking for an advance I just want to get my income on file they reply with the exact same email saying the exact same thing . If they can’t get my income on file then the app isn’t working properly and I would like my money back..Jiil192Version: 7.8.0

Crooks!!Floatme has stolen money from my bank account multiple times as they will not remove my account i fo or close this account no matter what i do or how many time i ask. DO NOT download this app. Contact me and I can provide credible apps that do payroll advances. Stayas far away from Flaotme as you can. They are HORRIBLE. THEY LIE. THEY STEAL. AND THEY WONT HELP YOU!! Im supposedly a member (they keep debiting my account for the membership fee) and even as a member i cannot get my bank info deleted or get this issue resolved. At this point it has to be intentional because at $1.99 a pop theyre probably making a fortune not doing anything but fooling people into providing their bank info so they can charge a membership fee for life. Ive been trying for almost a year to get then to stop with no luck. Guess ill have to close my freaking checking account!! Dont be an idiot like me and fall for their lies. Run!!! Run far away from Floatme!!.Ghil7Version: 6.12.2

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