Tilt: Cash Advance & Credit Customer Service

Tilt: Cash Advance & Credit Positive Reviews

Where have you been all my life?I learned about Empower, now Tilt, a couple of weeks ago and so far this app has helped me pay bills when I absolutely had no money left.. I looked for loans but because of my bad credit, I wasn’t qualified for any and then out of nowhere, this app appeared to me and I enrolled, answered a few questioned, gave my information and there it was.. Bad credit saving money.. Because of Empower, I was able to pay a bill on time which saved my credit score from dropping even lower, which as you know, payment history is one of the biggest factors that determines your score in turn determines whether or not you get qualified for a loan bigger than $300.. Now it’s my go to for money when I fall short on my paycheck.. the best part is you don’t have to repay it all on the next paycheck like a payday loan.. they break up the payments up t0 4 installments which is extremely helpful, especially when I don’t make a great amount of money.. payday loans that have to be paid back all at once put me back where i started in regards to not having amount money to get me to my next paycheck.. this set up helps me out a great deal in regards to keeping my credit score from dropping while being able to pay a bill on time.. things come up that I’m not monetarily prepared for.. empower helps get me through financially tight situations.. thank you so much for taking a chance on me and trusting that I’ll pay back the money that was loaned to me...Hatchetface81Version: 6.109.0

This was fast!I got this as an offer on my Sezzle account. I opened it just to see what it was and decided to try it. I chose a small advance to see how it worked and the amount was in my account in about 1 minute! They can open a savings account for you also and debit the money for you if you have the money in your account. I can’t wait to see how much I can save. You get to choose that amount btw! This was just the first time using, but applying and connecting to my bank was very fast and the advance was super fast! I love how they don’t let you go overboard. From what I’ve seen so far, they are here to help you with advances within reason, help you to save money and eventually get a line of credit, and help you rebuild your credit at the same time. I recommend if you are trying to rebuild credit and might need a small amount to help carry you over without getting you in trouble financially. After all, you have to start somewhere when rebuilding your credit, and from what I’ve seen from this app, this is the perfect place to do so!! Just give it a try!! Update: I have been using this app for two weeks now and still love it!! A note on the savings acct part of it: If you don’t have the funds, Empower will not draw the money from your account until you have enough funds. They will NOT make you overdrawn, ever. So give it a try!! I have been very impressed!! And take it from someone who has tried almost everything. This is the place to get small advances, a reasonable line of credit and save money all at the same time!! This app will help you rebuild your credit!! I promise you!! Just try it out!! You have nothing to lose and a lot to gain!! 😊.Yld1009Version: 6.83.1

I’m newHello everyone I’m very new to The Empower app. I have seen and heard of the Empower app on ads before quite a few times before and have been very interested in giving it a try, so I am rating this app 2 stars for now due to I did have to pay 8 bucks for the first month just to get an advance of 10 dollars, I’m a bit confused on that and pretty turned off about it due to the fact that I have used other apps like Dave and Albert and their fees are no where near that high, Dave’s is somewhere around $1.99 or $2.99 a month and Albert I believe was free or $4.99 if you wanted to explore other features on the app. So with that said I am rating Empower 2 stars. I will give the app a month to prove to me whether or not, I actually keep the app. Part of downloading the app was the fact that I seen on the ads from different sites that I was using that you could get up to $250 for a pay advance, not saying that I need the advance all the time but when you need it, you need it and so I really think $8 dollars a month is really high just starting out for a $10 cash advance, so I will come back on here next month around the 28th, 29th of February and let everyone know how I actually feel and if it’s worth the $8 dollars. Thank you for reading my review and if you try this app out, please let me know what you think?.April WorkmanVersion: 6.28.0

Good bank but a lot of changesThis bank is pretty good. Better than any big bank or local bank in my option. The only real problem is that the bank is constantly changing and trying to be different. Like from when I started using this bank to now the only way you recognize it’s the same is the name. Everything is changing like the percentage of interest for savings accounts ( downward trend) and they made me open another card and another account because they are changing something else (I didn’t really understand exactly what was going on at first. I thought they were just shutting down the bank completely. But apparently that isn’t the case) they also changed it to where you had to pay monthly to use the bank but since I was an early adopter they didn’t charge me (I’m not sure if they changed it back to not being a subscription ) but yeah a lot of changes. Even the colors fonts and the card are completely different. They have some cool features now like live coaches. but there are some big downsides like once I was trying to buy a car with cash but the limit was 500 withdrawn a day and they don’t have a number support line they only have ticket support so I had a stressful time trying to get the money for this car the same day. Also the budgeting feature isn’t that easy to use but I haven’t even tried. For some reason it says I spend like 5k a month when I’m not even spending or making that much but I think it’s because I’m moving it from checking to savings and it counts it as a transaction and a purchase. Anyways I’ve had some issues but what bank doesn’t have issues..Karston foxVersion: 4.4.0

My experienceThe app is good the only downside is if your account is in the negative by over $50 dollars in the negative they won’t send the advance. But if it isn’t you are good to go. Now they may not approve you but it isn’t because of credit it’s because the account is in the negative by that much. Another thing is they charge a dollar to verify the account. but as soon as it’s not in the negative by more than 50 dollars you’ll be approved they’ll send you a notification immediately and once you accept the funds the money and add your debit card that’s connected to the account your job sends your direct deposit. The money will be in your account instantly! Be patient it’s really not days of waiting tbh. Also to verify your income they’ll ask you to put in some information and then connect your bank so they could see the deposits from your job. Another thing they don’t care how much you get paid even if it was 100 dollars a week they will not deny you you will be fine. Just be patient and put all your info into the app that’s it. Tip- the longer you wait the more they’ll offer but idk 100% but it will come in handy incase you need gas in your car or short on rent or anything it doesn’t matter if it was 5 dollars help is help. Now enjoy!.X stellarVersion: 6.33.0

Great Cash Advance App!Been using Empower/Tilt for about 3 years now. I definitely depend on my advances every month and they always seem to come at a time when I need them the most. You can only advance 18 days before your next paycheck, a feature, which i like a lot, Bc it helps me be more responsible with my money. My only complaint is the sudden drop in my cash advance amount like over a year ago. I was getting $175 and then it suddenly dropped to $75 for no reason, and it stayed that way consistently for over a year and i have no idea why and customer service could not give any insight either. My income, bills and deposits have never changed and I've always paid my advances on time when they're due. It's finally gone back up to $100 just recently which I'm thankful for, being a single mom raising 2 boys on my own. It really helps a lot. I also like the fact that they don't pressure you for "tips" like other cash advance apps do. It's free to have the advance delivered to your empower card but they do charge a transfer fee to outside debit cards and bank accounts which is common. Overall this is probably one of my favorite advance apps among Dave, Cleo, Brigit, Albert, Grant& money lion Bc the fees are low and app is just dependable in general. Hopefully I can get my advances back up to $175 or more again soon bc it's definitely needed!.PaigecashVersion: 7.6.0

Best option for people with bad credit, but steady paychecks!It is a GREAT backup to have for anyone that may need extra funds from time to time! I do not have good credit at all but have been able to get multiple advances, increasing over time to now at $300. What’s cool is that I have now moved from an advance to an actual open-end line of credit! And it doesn’t even cost very much in interest, even if using all of it. Only a couple of dollars per month! And even better is, that if you have the open-end line of credit, you can literally borrow the full amount, and pay it back out of your next paycheck, for free! With no interest! And if you choose the option to have it deposited within 24 hours, it’s on there in way less, sometimes even just a few hours, and it’s free too! (With instant only being $5 if you were to be really in a bind) but bottom line is, it’s a great app for people with limited financial services and I would HIGHLY recommend. No hidden fees no issues by the way either. And I’ve been with them for well over a year already! And If you actually took the time to read this whole review, I would definitely say this is for you! Give it a try! ** only thing I just thought about though.Abritt95Version: 7.48.0

Great app!!Empower is a wonderful company. I am so appreciative that there are services such as theirs available. I happen to be a disabled woman with many unfortunate diagnoses and it has made all the difference in this wavering economy. I happen to be extremely responsible and disciplined as it pertains to payment and/or repayment of bills and I can assure you that will help you with Empower. The only reason I gave it four stars instead of five is because it’s customer service department is absolutely deplorable. The last seven days I have had six phone calls on three of those days with both representatives, in fact the same representative, and a supervisor named Joanna and I don’t think I’ve ever had a more disrespectful, insulting to my intelligence experience in my almost half century on this planet with a customer service department. They were just willing to say absolutely anything and then contradict it and then change that and then again rather than just simply saying human error was involved or technological error or giving me some sensible explanation. There’s nothing worse than your time being limited, not knowing what that date is, and then having it wasted by a customer service department that is attached to anything to do with your finances. It really is unfortunate because Empower is truly a phenomenal App and service..MyWord49Version: 6.30.0

Empower rate-NIt was way bad for my first 6?-10,-12??? Months,idk exactly how long I let empower charge me that $8.00 dollar fee every month for the subscription cost to be even eligible for CashAdvances, uhuh mmmmmm????? Well it was a heck of alot longer I’m sure than most people would have let go on like it did and not even receive one! Darn! cash advance.!!! 😔. I tried everything possible someone could to fix the error that supposedly “PLAD” had made according to customer support at Empower, but never any success. 🙁😞. I made probably more money back then and more consistently with a more than acquit length of pay history, so the fact that I never could receive any cash advances that I really did need back then and was still having to cough up the $8 bucks every month just to keep the hopes alive that somone would step up at Empower and bless my misfortuneate happening sucked!!! ….. I apologize if this isn’t the kind of review letter that Empower’s gonna want to have posted and people’s eyes on but it’s at least true and this story end with me finally getting cash advances threw! EMPOWER!! ….🤯🥳🤩😎😎😎😇😇😌😌😌😅😅😂😉🙃😉…. It only took a year or more and me switching my direct deposit from my employer to “Chime”! Lol. But hey if it works, it works. And Empower’s payday advancers are definitely working for ME!!.DeezreveiwzVersion: 6.61.1

Excellent Way To See All Your Financial Info In One Place!Excellent Way To See All Your Financial Info In One Place! I like that i can see every account and every transaction and even investments and credit score. Not to mention they offer their own debit card if you want to keep money woth them or make a savings plan. TO THE DEVELOPERS: Great work guys… I’m giving 5 stars, but there is one very very important thing you guys should DEFINITELY add to your already great product… If you found a way to incorporate Crypto, you’d attract a bunch of new blood and money to your platform. We need as many banks and bank services that are crypto friendly as possible. Have a look at Juno and how they do it… they are my favorite rails/onramp-offramp to buy and sell crypto Fast, Free (only exact mining fee’s are incurred) , Safely, & Reliably. Juno (used to be called OnJuno) is exactly what the bank of the future should look like and anyone that can out do them or compete with then has a very bright future… they’d be extremely hard to beat, but if you took a page from their book it couldnt do anything but help for sure in my honest opinion 😉👌🏻 But anyways, great work on what you currently offer, I really enjoy it and use it almost daily as a rule..KryptWalker82Version: 5.119.0

Great app!I am really glad that I found this app. It has come in handy a few times in the six or seven months that I’ve had it. I have gotten the advances a number of times starting with $100 for the first three and finally bumped up to $200 today. That was a real blessing because I had to make an unexpected trip to the vet office this morning! The main downfall is the amount of time it takes for the approved advance amount to increase. It has been connected to my bank acct for 6/7months now and constantly keeps tabs on my account. It knows how much every single deposit is and how consistent they are. Taking into consideration that the advances I take are normally only for a few days- until the next pay day, I actually would have expected to be able to choose a higher advance amount by now.(based on paycheck deposit amounts) For example, today is Tuesday- I accepted an advance of $200. My next payday is Friday, and the app will automatically payback the entire $200 plus the small fee. My WEEKLY paycheck deposit is always the same- approx $1500–so with the app knowing that deposit is the same every single week/Friday without ANY missed weeks- and no issues with previous advance paybacks- I feel like I should be able to choose a higher advance amount by now. I would expect that it would need to gradually increase over time, but if in the past there have been no decrease in deposits and no issues paying back the advances- within just a few days- I hope that after this advance, maybe the next one will allow me to choose like $220. Then the next, $240, then $260…and so on. I do wonder, in reality; how long will it take to have the option to choose or even actually request higher advance amounts????.Cupcake SashaVersion: 6.16.0

A positive experience!Empower is like a breath of fresh air. I looked for a simple payday advance to cover car repairs and within 24 hours my spam folder was full of 100s of loan offers. Most of which were scams or referral services forging a path of repeated requirements “after” I was approved. I’m retired and I’ve had the same address; same financial institution and same direct deposit for 34 years. I don’t have strong credit but I have less than $5,000 in total debt. I didn’t ask for a 3,500 loan with 490% apr and 5 years to repay at $158 a month. I needed $300 at best and with Payday 9days out. I could happpily pay in full. The service was different not only did I get the advance at very reasonable better than expected rate. I was offered benefits that will help me avoid the situation in the future payday is coming gone. I repay the loan I even took a second advance to avoid a pending late charge. I’m still deleting and blocking the hundreds of email. I’m still getting the phone calls at 4:50 in the morning. I checked here first. Should have Just stayed with my gut instinct. I’m very grateful for financial services that are not predatory when someone is in crisis. It company has my loyalty..Ballbuster 4Version: 6.61.1

First time a commercial did what they said!!Mann I really didn’t believe this was going to work when I decided to give this a shot when I saw the commercial today. Had some extra financial responsibilities I had to pay off this week and it left me short on cash and I don’t get paid until next week . Didn’t want to call a friend or family member to spot me because why burden them ? Then I saw the Empower commercial and saw they do no credit check no late fees and no interest rates , just pay back what you owe on your next paycheck . Of course I thought there was some type of hidden text or sham lurking to it (as it is with just about any other financial loan institution)but I said oh what the heck what do I got to lose and downloaded the app. Not only did they did most of the work for me but I got approved within minutes and received my cash within minutes too ! and kept it all simple ! No long contracts just simply pay back what you owe !! And your credit limit goes up higher the more you pay off and use the app ! Definitely recommend this to anyone who’s looking for some extra cash to get by until they’re next paycheck ! THANKS EMPOWER!!.RamzyDontLieVersion: 6.24.1

Great for when in needI have used 4-5 different CTP apps before. All of them have their pluses and minuses. My biggest plus for Empower is that they offered a higher rate then any other app I’ve used in the past. Other require you to build trust first before raising available funds. Empower gave me that trust just after my first CTP loan. Really helped me to avoid a late fee on a bill, when I didn’t get paid until the following day. They take very minimal fees and was super easy to use. Highly recommend this app for people who work full time and receive a regular basis direct deposit. I can only speak for myself, as I’m unaware of what they offer for others who maybe work part time or don’t have a steady reoccurring revenue. I was able to borrow $150 on day 1 of using the app. Paid it back the following week and 3 days later they offered me a $250 loan. Again, this is my experience and I’m sure everyone else’s can be different depending on a multitude of qualifications Empower likely reviews and requires. Only one way to find out! I recommend giving it a shot, if your needing some extra CTP during these hard times in our country. Let’s Go Branden!!.TEAZYJ5454Version: 6.3.0

It works, but not without issuesThis was one of the few places that would lend me money, and for that I am thankful. I had recently fallen on hard times and getting anyone to lend me money was near impossible. However it does like to play numbers games that you may not be able to do anything about due to its own internal issues. One of my most recent issues is that the app told me I repaid late, when I actually repaid a day early they just didn’t take the money for about a day and a half, so they lowered the amount that I could borrow, sorry your system couldn’t take the money on time, it has nothing to do with me. Previous issue was it told me I didn’t have any income and before that, I ended up having to cancel a debit card because of fraudulent charges and getting them paid back was a pain with another card and any future lending they wanted to do had to be only with the card that had to be cancelled, my income didn’t change just the card. I would make a suggestion to Empower to allow you to fund a different account as a possibility even if you’re using a different bank for your income. If you’re in a pinch, it’s not bad, give it a shot, I just knocked off two stars for all the issues I’ve had in roughly just the month I’ve used them..Eggo1234Version: 6.5.0

One of the ONLY loan apps that’s HONEST!I’ve been using the app “Empower” now for about a month and so far so good, I basically have zero complaints except for one. When I first got offered a cash advance it was $10 which is understandable since I was a first time customer. I repaid on time and got offered another cash advance for $25 which really helped me A LOT at the time so I can’t thank them enough but now I’m on my 4th advance with empower and they still have not offered me more than $25 even though my account is in good standing and have never had a late payment. Is it maybe a little annoying? Yes, of course but are they still helping me? Yes. All in all, I think empower is a great app to help you if you’re needing a little extra money for things like gas, food, etc. but I wouldn’t download this app thinking you will be able to get a cash advance to help you pay for a somewhat “large purchase” unless you already have really good financial history but let’s be honest; most people who use this type of app are the people who probably have a little hiccups in their financial journey because the people empower would offer higher cash advances too are the people who don’t need to download a cash advance app..MikaylafrancisVersion: 6.5.0

DO NOT GET THIS APP...I REPEAT DO NOTThis app does not allow the user to unlink their account, which is a cause for concern. I want to cancel because they charge a $6/month fee for all new users. Before I cancel I want to remove my linked bank account but the app does not let you remove it. To cancel you have to email them and wait to get a response. I literally was on email all day back and forth to then have the person from Synapse say they can’t help me because they don’t know about the Empower app and they only handle the back-end banking. I asked who can assist me with the removal and she never replied. I googled and found a number which led me back to Synapse live person and explained everything again. At least this person emailed Empower app, cc’d me to get try to get some resolve. Which unfortunately did not happen, as I asked if they (Empower) can remove my linked account on the developer end and I got no response to my question. DO NOT USE THIS APP. The 1.6% is not worth the headache of the run around and non responsive Synapse customer support. Find an online bank that offers same or better rates with no headaches when you decide to cancel..NioleeoVersion: 4.1.1

Great App!I gave this app 4 stars simply on the matter that I’ve had Empower since 2021 and at that time they didn’t except my Banks. I’ve had some e-mail issues that have caused me to change my email address so when downloading the Empower app again I had to go thru much headache just trying to update my phone number as well as my email address. It was a bit hectic and still isn’t fixed in its entirety, however, once emailing customer support and being able to actually get into my account, I was instantly approved for a $25 Instant Loan which was directly deposited into my checking account onto my debit card as soon as I accepted the offer and added my debit card information. I really only needed a few dollars to make it to work and collect my bonus check and I had little to NO petroleum in my tank. Thanks to Empower, not only was I able to add a few dollars to my gas tank, I was also able to stop by McD’s for a breakfast sandwich and coffee, lol. Came in handy at the right time. I will change my 4star to a 5 star once I get my credentials with my account situated. Other than that, so far so good, can’t wait to see what else Empower has to offer. Good looking out Empower! Keep up the good work..Bossz LadieeVersion: 5.76.0

1/2 star rating..dissatisfied and disappointedI made a cash app transfer of $94 to a friend. Cash app canceled because the ID I used was not valid. I reached out and got a valid ID to resend. This time it failed. This all took place on Friday May 24. I reached out to Empower and was told it takes a few days for the money to be returned. By mid week I’m reaching out again and was told there didn’t seem to be available funds for that transaction on Friday. Not true. When I pointed that out to CS I’m told they have to look into it to see what is going on. Tomorrow is May 31 and I still don’t have my money back into my account. How complicated is this? Checks and balances. Since you can’t overdraft and all transactions are listed on dashboard why is it difficult to determine what happened? By checks and balances I should have a balance and I don’t. In all of my years of banking I’ve never encountered this. CS is nonchalant, it may not be important to them however it is to me. I’ve been using Chime bank. I will be going back to Chime. I had misplaced my Chime debit card and had to wait for a replacement so I thought I’d try Empower. I should have just had my DD put on my Cash App card. I give 1/2 a star. I’m so disappointed. I would steer clear of such a bank that takes this long to resolve an issue as simple as this!.Grace in NCVersion: 2.18.0

Pleasantly surprised!!I am surprised but happy for the app being a success. I thought honestly it was going to be like the first time I signed up a 1 or 2 years ago but then closed my account because I paid a subscription fee for 2 months and never received any advance since I was only able to take out$10 even though I was making $1800 bi weekly. This time around I have my check going to 2 accounts 80% in one and 20% in another so I connected the 1 with 80% and I said it wasn’t surprised when it told me it couldn’t recognize any reoccurring payments for direct posits even though on my account dec, Ashford clearly shows the name of my employer, and deposited direct deposit even said direct deposit next to the employer name! So I was going to close the account again today and when I thought I connect my second account with 20% of my check first just to see what happens since I was being told I was already approved for $25 but after connecting the second account recognize the checks that I have direct deposit it and I actually approval for $75!!! So now I’m going to keep my account open for now. Thank you for partially fixing the system..Ashleyc86Version: 5.71.0

From Empowering To Tilting in the BreezeI started using Empower because of its name, it spoke to me of the idea of feeling empowered in my finances (an area I still struggle in but continue to move forward in.) The app is incredible easy to use and understand and simplistic in its design. You instantly understand your balance and amount due and when your payments are due. There are gentle nudges about your repayment (including clear communication about which ones receive interest and how much that interest is), your spending and how much “you should have to spend” based on your history. I was initially scared when they changed the name to Tilt. I was use to felling Emoowered with Empower. Tilt reminded me of the tilt-a-whirls and sounded like it would throw my finances into disarray. Instead, it’s still a trusted friend teaching me to Tilt through financial situations like a reed in the wind. Even in my mistakes, Tilt has helped me weather my own financial hurricanes and downgrade them to a summer shower. Thanks you guys for an amazing product and thank you for helping me begin to achieve traction in the area of finance..LoveAndAngerVersion: 7.4.0

Not a fake reviewI’m an ordinary girl writing this just to say I’m very thankful for empower! I’m currently working on my credit so not very many lenders or cash advance apps give me many options when in need. I hadn’t done this in a while but recently I was traveling back home and was in need of snow chains due to weather conditions changing last minute. I was on my last 50bucks as I wouldn’t have been paid for a few days and due to paying off debt and rebuilding my credit so I’m not in this position because of irresponsible younger mistakes I have been not able to save…. Anyway during desperate needs I attempted this app and sure enough was able to get a cash advance for $300 as there app stated I could possibly be eligible for. I didn’t expect it but was SUPER GRATEFUL, not only did I buy my much needed snow chains but I also had some cushion money to hold me over for the next few days. Obviously this is coming out of my check but the point is I was able to get the temporary help without having to seek it from a family or friend who might be in the same spot as I am..AppreciatedhelpVersion: 6.77.0

It looks good ! Update add on went smoothly highly recommendI just signed up, it looks like the answer to my prayers. I gave 5 stars because it wasn’t hard to setup. And empower said it will be deposited soon. At first I was nervous because my bank sent me a email stating a deposit is coming. It made me ? How much? I hope empower doesn’t just deposit money. Because I want to select the amount I need. This saves me asking family. Who then want to be in your business. The only thing I would suggest. Is the pay back date. To state which time will empower will take money out?You know some checks clear at 5am to your accounts and some after 5 pm on Friday. Sadly my moms check doesn’t clear until Saturday fully. My whole thing is. I hope they allow you to send money right back. Meaning if I need to manually send money to empower. I am able to. And if there is a grace period? I did read didn’t see that part. I did see fees if not paid. That is my only concern. I want to stay on the up and up . I will update how it goes! Lol a whole book. However honest !.Not what i thought 111Version: 7.5.0

EmpowerThe Empower app is a very easy & affordable if your stuck in a bind & need absolute cash immediately. They will lend you cash within 3 minutes & give you options on when & how to repay back your loan.. They start with an amount according to your monthly income & give you the options to pay on dates that are workable for you.. Also as you borrow & repay back your loan,, they’ll increase your next amount you wish to choose..The more you borrow, & absolutely pay back on the due date. They’ll increase your borrowing limit. Even up to a $1000… if needed, but you need to build the trust.. they monitor your spending amounts where & when..which will help you automatically.. They do have a $8 fee( monthly ) which is very reasonable for what they’re offering. I highly recommend the Empower App.. to everyone who needs cash immediately.. once you read through all the agreements & accept. You will be on your way to immediate cash in your account.. I hope everyone enjoys the Empower App.. the way I do!!!! I only borrow what I actually need at the time.. Best App EVER!!!.KellydgirlVersion: 6.30.0

Love thisI’ve tried other apps like this but they either didn’t raise my amounts or charged an arm and a leg but this one so far has been up front about the charges and after I paid twice they raised my amount which was so helpful at that time and I also use their savings feature and before I knew it I had a few hundred dollars out away which was also amazing. I really like how now you can choose the amount you need you don’t have to take the whole loan if you don’t need it and I love that. I also had some issues with my email and was locked out of my account and at first I was upset I couldn’t just reach a live person but I followed all the steps and they literally fixed my account and had me back in it within 30 minute last on a Sunday night so I’m very happy and will continue to be a faithful customer and all my other apps have been deleted and I tell all my friends because with the way things are right now we all need a little help once in a while and this app has really pulled through for me every time I’ve needed it.Spacewitch 1976Version: 5.97.0

I was skeptical at firstSo just like any payday advance app I was skeptical about using it because they’re never legit, but it’s been a little over a year that I’ve been using the empower app and it’s great when I need a little cash to hold me over till next payday or if an emergency comes up and I’m short on funds. The most you can get it 200$ but it also gives you 2 other amount if you don’t need to narrow the max amount offered, when accepting the amount it tells you all the fees that are to be paid back on your next payday, the money deposits into my bank account in less than 2 minutes when paying the extra fee. I’m not 100% percent sure if this app actually helps your credit but I’ve noticed that since I’ve been using it and I’ve been paying the loan back on time my credit score has increased by 58 point, yes I said that right 58!! There is a monthly fee to use it but it’s only 8 dollars which isn’t bad compared to some of the other fees I’ve seen from less promising payday lenders. I would highly recommend this app!.T-Rex_26Version: 5.104.0

Probably the best App for this type of thingI would have to say Empower is probably the best company that I’ve worked with so far that allows you to get an advance or even their credit line. I’ve worked with many of these companies, including like Earnin, Dave, etc. and this one just works. It’s like helping me get out of a paycheck to paycheck cycle because prior I was using it for advances on my paycheck but now I’m able to use your credit line which I pay back on time and it’s helping my credit. It wasn’t a long process at all. I feel like I signed up and either within a few hours or the next day I was able to get an advance. And with the credit line after using the advance two or three times I was offered the credit line. It also has this really nice feature that allows you to track your spending, create budgets see how much money you’re spending visually and track your credit. It is literally an app that is helping me with handling money, I really love Empower. it’s like my personal financial advisor!.RockStar_Kanye__Version: 6.15.0

Helping hands to those in needI’m really not sure if I can express how much Empower has helped me through words they came into my life at a point where I didn’t think that I could come out of the dark hole that I had fell into ,it is a scary thing when you don’t have any help . Empower gives a little helping hand. It means so much when you’re that deep in debt, relief, breathtaking. You don’t have to take my advice toanyone, but I would look into Empower if I were you. it is such an easy process. Anyone can do it. I don’t even have much of an education and I had no trouble operating and managing the app. They don’t call you with harassing phone calls or anything you get one simple little email when you’re not due and that’s it you know you have that bill to pay so go ahead. That’s what I was thinking and they have raised my loan amount reasonable time basis and it actually was perfect in my situation. It’s almost like they knew go out and try it if you don’t like it else, but I promise you you will. Thanks Empower.CashCarlaVersion: 6.41.0

This app is almost genius!I absolutely love this app. It is by far the best budgeting app I have used, ever. And I have used them all! It also connects to my other bank accounts and credit card accounts, so when it budgets, it budgets ALL OF THE THINGS. So great! The only thing that I hate about this app is that my paychecks are always coming in at inconsistent times. I received my paycheck one day early one time, but as of recently I’ve been receiving my ACH paycheck in late - which is super stressful. You want to know where your money is at all times if you’re a budgeter. So, that’s kind of stressful. If you reach out to support, (and let me just say, the support team is phenomenal), they will usually tell me it takes a certain amount of time for ACH’s to come in - that doesn’t change the fact that it’s been inconsistent most of the time. If the Empower team could figure that issue out, this would be the winning budget/banking app. The look of the app is incredible and aesthetically pleasing. They way it works is user friendly and I get excited to use the app. I wish my paychecks came in on time, that’s the only setback about this app..Ali_vonleikamVersion: 3.1.7

Free International Money Transfer 💸Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!AdvertorialVersion: 7.81.0

Tilt: Cash Advance & Credit Negative Reviews

At first it was helpfulInitially the app was very helpful. My husband also uses the app as well. We had a situation where he didn’t have enough money in his own account to cover his advance so I typed in my information so at least he could pay back to advance. We’ll come to find out if I did that then I am unable to use my own app. I contacted customer support and they said that once the advance is repaid with HIS account then it will be resolved. That’s understandable. So he got a new debit card and typed in his new information and paid back the Advance through his own account. I was able to finally delete my information from his (because it won’t let you delete the account linked to the last advance) and I thought all is well. Went to my own account and I am STILL unable to use my own account for my own advance. The account still says my information is associated with another account which it is NOT anymore. Contacted support which is nothing but robots giving you generic answers to specific questions. Literally said they don’t have a solution??? What do you mean? How are you unable to allow me to just use my account again? You can see my information is completely separate now. There is no reason I shouldn’t be able to use my account. The app is completely useless now so I’ll have to just delete it and cancel if there’s no recourse for these issues. Really disappointing because otherwise the app was extremely helpful..MajerliBothersMeVersion: 5.99.0

Real borrowerOriginally I rated this app with 5 stars, but after careful review and being a loyal customer I am changing that to a 2 star review. This app worked amazingly for several months. I have borrowed and paid back many, many times with no problem. I would pay and borrow back, on the same day at times. No problem. The reason I am giving the app only 2 stars, is because, out of the blue it now takes 3 business days to process your payment, before allowing you to pull out another loan. I’m left confused. I have been unable to pull another loan out, and it’s been several days since the empower payment was paid. Confused, I attempted to contact support. This app has no customer support except via email and a chat bot that is absolutely no help. I emailed support and not one response explained why this sudden change. I’m have been told via email that my membership dues ($8) was due and that’s why I couldn’t get another loan. That’s incorrect, the dues come straight out of my account and were taken out. I screenshotted a picture of my account showing my dues were paid. And a screenshot of my account via empower app stating my membership was active. Empowers response, was being told it takes 3 days to process a payment. Never took that long prior and my bank confirmed it cleared. SMH, Makes no sense but what it has caused, is a huge inconvenience, as I was relying on my ability to borrow, again. Very disappointing but I guess that’s why you shouldn’t fool with these payday loans, especially via app!.NotABotRealReviewerVersion: 6.44.1

Beware of overdraftsWhen I first heard of and used this app, I was sold! It was pretty easy to get rolling, and I really did get money in about 20 minutes. That’s where the fun ended. When selecting a repayment option, you can chose to pay interest, and have the funds be taken at a later date, or you can chose the “0%” option for funds to pull out on the date you get paid. Well gee, I guess I’ll take 0%… fast forward a week, it’s my “payday” ( well technically, the day before my pay day, but the day my check hits my account ) and at about 2PM, here is empower trying to take back their draw, but, unfortunately, my check doesn’t go in until about 4PM. Talked to a customer service rep, they actually credited the fee, and told me that they were sorry for the inconvenience. Fast forward 2 weeks later, I tried to select a different date for repayment to avoid this, but was hit with some fees I would incur, so I figured ok, well I’ll just do it on my pay date, and get it at 0%, because that’s what I should be able to do. But of course, here I am, hit with 2 fees this time, because I was too dumb to pull it all out in “one” transaction. Both of which empower says they won’t do anything about, because I selected the repayment date… I’ve sent screen shots, and had about 5 conversations with customer service, it was left at “we are going to get back to you” and that was over 48 hours ago…. Needless to say, be careful when expecting the 0% especially if your check shows up later in the day typically..Drue GreeneVersion: 6.7.0

Tilt is wonderful until something goes wrongFor the last few years, Tilt fka Empower heads been wonderful to work with. That is until just last month. I utilize the Thrive line of credit and have been doing so for a couple of years. I always paid my either the next month or next 2 months depending how I split the payments. I never defaulted it was late. So imagine my surprise when I get a notice that my account is past due because a payment of $75 wasn't made by February 23. The thing is I made that payment on February 2 and have the confirmation payment ID as proof furthermore, I also made a $175 payment as well. Now here is the frustrating part. Customer support is an AI bot that gives standard bot answers until it finally ask if you'd like to contacted by a specialist. Someone will get back to you in 24 hrs it said. All I got was an auto reply that promised someone will respond in with in 48 hrs. Cue 96 hours later and still no help, so I start the process again and in the meantime pay the darn $75 because I'm rebuilding my financial life and I don't want this derailing me. As of yet I still don't have an answer why I was charged but I did get an response from what I'm assuming it's a person that essentially stated you've made the payment it's all good. SMH. I don't want to give this service a bad rep because it fills a niche for those of us whom can't get a conventional loan for whatever reason. But bad customer service can bring down the customer confidence and loyalty for any business and Tilt's customer service has failed on all levels..OmaGanGanVersion: 7.52.0

Will not return moneyI started an auto save account with this company roughly a month ago and deposited $1000 into it to start. Rather suddenly I had an emergency and needed to withdraw half back. Well they locked my account so I could not get to it. I emailed support, followed all the steps for account verification and tried again a few days later. Account is still locked and now I need everything back. I start the email process all over and they tell me I have to verify my account AGAIN so that this can be sent to a specialized team. So I verify the account for the second time, receive zero response and still cannot access my own flipping money. This has been going on for almost a month now and they still have my money. Just got off the phone with an agent after being hung up on because “no one was available” only for this agent to tell me the exact same thing and they are sending this to the specialized team. My next step will be to obtain legal representation because this is ridiculous. Absolutely would not recommend. *UPDATE* We have now reached a month. I have spoken to them on the phone 5 times and every time I have been told the team will reach out. There has been zero communication from this “specialized team” that apparently only communicates via email except that they DON’T. I have not heard a word and my bank account is now overdrawn because they still have my money. I cannot stress enough not to download this garbage app..Lafay625Version: 5.114.0

ConflictedI first signed up for tilt. I was able to get a $400 cash advance fairly quickly by borrowing in pain what I borrowed back on time then tilt brought in thrive, suggesting that I sign up for thrive so I did. With thrive. My loan amount dropped to 300 and my purchasing power does not grow. Every month I pay the 300 back and I run into a problem borrowing it because it says I cannot borrow it unless I pay the eight dollar subscription fee fee to tilt. Once I signed up for thrive I no longer could use help. Borrow the $400 that I worked hard at to get this purchasing power. So I am paying an eight dollar fee to tilt and I cannot use tilt. On top of that every time I go to pay the eight dollar fee thrive says that there’s an error and will not take the payment.. there is no customer only a chat bot to talk to. Very frustrating they took the eight dollar fee 11 times out of my bank account, but it says I still need to pay. Mind you it also says my subscription is good until February 23. This is January 30.. the whole app is a pain in my head. I’m having to pay for the tilt app that I don’t have access to, and it automatically has me over to thrive. So if you’re going to do this app do not sign up for thrive you will get stuck in this pickle that I am in and you will lose your purchasing power. I give it a two which I probably shouldn’t because when I can, it does allow me to borrow $300..ProudpersonbillieVersion: 7.44.0

ConcernedI have been using empower for a good while and I have had a really good experience with that up until about a month ago, I have a lot of concerns and customer service has been absolutely no help whatsoever. I have no problem getting in advance and I have never had an issue uploading my drivers license. For immediate withdrawal into my bank until a month ago when I went to go upload my drivers license it states I uploaded too many documents. I since then have been reaching out to customer service completely getting the runaround. This is where my concern comes in, there’s no real customer service agent to speak with. You have no idea who you’re speaking with other than via email was told to upload my drivers license, which is really concerning I did, but now my personal confidential information is out there wherever these representatives are now have access to personal information and yet I’m still getting the runaround and no help as to fixing the issue of being able to accept my advance this is very concerning to me How do we know that there’s not some representative in another country behind a computer that now has access to very personal information that is able to hack us and still our information and possibly get into our bank accounts? What reassurance do we have from Empower that this is not going to happen..…T.TVersion: 5.108.0

Honest review and experience after month and a halfSo I honestly downloaded the app to get a quick advance because I was trying to make it the last couple days in between paydays and I needed to get gas and a few groceries and it worked out perfectly because my 1st advance was $75 and I even received my paycheck 2 days early so I repaid my advance back in full 2 days early everything is going great then my 2nd use is Saying that I am still approved for $75 which I figured it would stay the same because my checks are the same amount every payday since I am a salary employee and I read on the Empowers own app that after you pay 2nd advance back on time that you are likely to get a limit increase and I understand that the word likely is used and that does mean that it’s a guarantee to receive an increase but I don’t understand why my next 2 advance limits have been approved for only $25….. And I have never been late on my repayment agreement or anything and like I said previously my paycheck is the exact same amount as when I first started using this app and my limit goes down and at this current moment I am on my 4th advance and only approved for $25 so for my personal opinion I don’t think I would really recommend using this app if you are looking to Build your advance limit!!!!!!! My experience over the last 1.5 or 2 months of use…..FD-Eric88-DTVersion: 6.27.0

AvoidDoesn’t link with my credit union so can’t use most of the features advertised. It says it will but whenever I try there is a “problem. Please try again later.” I’ve been trying for 3 weeks. When I contacted support (after some frustrating and counter-intuitive discussions with a Bot) they told me there was a temporary outage with my credit union and to try again in a week. Obviously disappointed and finding this app totally useless I deleted my account. It says all my data and account details will be deleted. Yet when I attempt to re-sign in and confirm my account has been deleted it simply just re-signs me in and all my data is still there and it hasn’t been deleted at all. I don’t know why so many people are giving this good reviews. Perhaps they haven’t used it properly but I was very keen to use empower that I’d already decided I would. I decided to just do some simple tests to put my mind at ease about using a new company and they failed all of those tests: doesn’t link with external accounts as advertised, time wasting bots are the customer support, solutions eventually offered are totally inadequate and when I made my decision that this “bank” (its really a tech company) wasn’t for me I had to repeatedly email and message them to actually manually delete my account (even though the app tells you you can do it from their main menu). New companies will improve the banking experience in the near future. Empower is not one of those..Cheis23Version: 2.12.1

The hype is not what it seemsWell I got this app. I was so excited about the payday advance feature. So I was charged the $8 monthly fee the 1 st month. Did not qualify for the second month another $8 charged, on the 3rd month another $8 charged. This time it says you unlocked a $25 dollar advance but would not let me pull it out. I get ssi monthly then it says not requiring enough really I’ve had ssi for 7 years now plus I make deposit about the same every 2 weeks. But then I checked back the next day. There again I was not approved now, but on the other part I was. This is so messed up over $25 dollars. Now I don’t get that. And they will shoot me a generic reply saying “oh we’re sorry to hear your having trouble send me your information and we will help” ya right. You know what I mean. I have thousands of people that will read this. I can’t believe this I given you over $25 for a crappy app. If you are going to do something and don’t and blame it on a glitch. Well that’s pretty sad. Hey guys I will update you on there reply. And I will pay another month. To either add to this experience or give a 3 to 5 star rating if it is done with meaningful sincerity. The $25 dollars is crap even though I should have qualified for at least $50 or 100 because I have more stars hot a higher advance then the $25 I no longer qualify for. I hope you look into this because you have no problems taking my $8 every month.57544daveVersion: 5.3.0

DOES NOT SUPPORT 2ND CARD OR MANY ATMS OPTIONSMy wife and I read about Empower through a financial article and it sounded like a great option for us. We had closed our Chase account and kept our PNC open until everything was switched over to cover expenses and make sure there was no lapse in bills. So once that was finished we finally got our....1 card? Empower does not support two cards for the same account. That was not disclosed or advertised or anything. It was deep within their “Help” section after we had signed up. So because it does work with Apple Pay we thought, ok the options and cash back are a nice option so let’s get through it. Well, we finally closed our PNC account and just had empower at this point. My pay check was a live check one week because of the switching of accounts, they wanted to be sure I could have the cash. So with this live check I look on how to deposit it or cash it..... THEY DON’T HAVE SUPPORT FOR THIS. The only way you can contact them is a messenger or email and you MIGHT get an answer back in 24-48 hours even though their app says most replies are in 2 hours of the operation times. They have no answers. So I had to go to my local grocery store where they would cash it but for $8. I responded back to their for short email giving me no answers and that was 24hours ago. Other than that, the app works nicely. Just can’t deposit cash or checks. HUGE flaw when setting up this business..Wait to downloadVersion: 2.9.2

An honest review. Customer service lackingI have used empower/had the app for a few months. It’s been ok(not great—not exactly accurate as a budgeting tool —but to monitor accounts it does work well). Due to some problem in their system, it runs into an error when processing a cash advance suddenly. Fine. I sent them the error message about 3.5 weeks ago. They say they are aware of the error and are working on it. Fast forward 12 emails and a couple weeks later. Same response. Then someone asks me to send a screenshot again. I already HAD, but did it again. No resolution. No communication on issue. No updates. Phone call yielded “We are working on it.” Crickets since now nearly a week ago. My thing is this: You don’t bother to be sure that a customer that has a card and an account with you is taken care of, don’t bother to reach out with progress or updates, don’t prioritize the issue after nearly a month—you don’t deserve my ongoing business or ANYONES business. I actually wouldn’t care/mind so much if I at least got once a week updates, someone reached out to me, made me feel valued as a customer. Like a “Hey—just reaching out—we haven’t forgotten about you. Just letting you know we are still working on this …etc.” It’s not the problem itself that I am having that bothers me so much—technical glitches do happen—its the attitude and lack of customer centered service. I COMPLETELY understand if you are working on something and it’s taking longer than expected or more complicated than you thought. That’s cool—just reach out and say so—but to ignore me? My opinion? Do not use/use with caution..MayalwviVersion: 5.83.0

Fatal Flaw In App DesignPreviously the app worked great until I was exposed to a flaw in the app design. The app did not detect my previous pay check despite being the same payroll provider and same payment date as all previous paychecks, when I reached out to customer support for help they informed me that the app is only able to work on an automated detection method and that there is no way for them to help correct the system if it is incorrect. If you are someone that is taking out cash advances consistently, I would recommend checking out Earnin or Dave first as both of those apps have customer support that can help make any corrections if needed. I’m now caught in a bind where I was expecting to be able to advance some cash to help lower repayment but because the app is unable to detect my paycheck that I can see deposited in my bank account I have had to repay the full $400 and have been left being told there is nothing that can be done. The bottom line is for $8 per month and $12 per cash advance, a service that costs $240 per year should function much more reliably and have the ability to make corrections when the app is mistaken. I have been a loyal app user for more than 2 years now using the app monthly and giving Tilt/Empower the full monthly payments possible and to see they are unable to help in any case is disappointing. Do not use this app if you are caught in a tough spot as there is a chance you will get completely screwed the following month after repayment with support basically just shrugging their shoulders and saying thats just how the app works and that they can’t do anything to help..Joe RoRoVersion: 7.36.0

DO NOT USE!!!!First, they try and entice you with all of these promises and yet it’s all lies and false advertising. I more then qualified for their “advance” and yet it kept telling me I didn’t. It wouldn’t pick up my legitimate paychecks and deposits of my checks. I then emailed their team about it and was told there’s nothing they can do. They basically repeated all of the qualifications to me, which I already knew as I took snap shots and sent it to them. Even with the checks and deposits it did pick up I more then qualified and it kept stating I didn’t. I then took shots of my bank account deposits for both my accounts and sent to them with a snap shot of their “requirements” and showed them I qualified and I am again told them is nothing they can do. Go figure! This company is horrible! Do NOT WASTE YOUR TIME!!! You’re better off going with MoneyLion, Cleo, Dave, Viola or any other company out there. Now to try and cancel this $8/mo account and to get my banking information taken off here. If it would actually work, the concept is great. It just is a lying company after your money. Update> I have contacted the email address before leaving this review. Their reply makes people think they care or are trying but they do not. I have sent photographic proof of my qualifying. They even agreed that I qualify and don’t know why their system is denying me. It’s a SCAM they just want to make money off your subscription. DO NOT JOIN!!! Go to MoneyLion, Viola, Dave, Cleo or any other site that actually works..Tyff DevVersion: 4.39.1

RidiculousThis is by far the most complete waste of time yet. Need a cash advance? Sure! Just sign up to out services. By the way there is an $8 monthly fee for that. Started out and was able to draw a $50 advance right from the start. The advance was paid back in full on time. Then I receive a message, “Congratulations! Your advance has bee successfully paid back and you are now eligible for another! That was after waiting 5 days for the payment to move from pending to “You’re good!” I clicked on and sure enough I was eligible for another advance. And this time it wasn’t for $50. The messages I had received about how most members pay back the $50 and they are upgraded to $75. Was it $75? Nope. It was $10. Hahahaha! $10! That doesn’t even buy enough gas to get to work. Add in the $8 fee and WOW!! That means I benefited from borrowing $2 and paying back well more than I borrowed. There is a term for that, Bait and Switch I believe. Multiply the $8 fee times how many thousands of members and well it’s a pretty substantial monthly profit margin. Not only did I decline the generous advance of $2 but I chose to delete my account. Wanted to contact a real live genuine human being and what do you get for support? 45 minutes of Robotic Guessing games with their Chatbot. Empower, it was nice to meet you but I think I’ll just be going on my way and leave you here. Had plenty of “Friends” like you and really don’t desire to have any more. To those reading this, there are way better apps that do much more to help you out. Most of which don’t charge a fee. Don’t but into the “Bait and Switch” shell game they offer..Ripper212Version: 6.20.0

Do not use this app!!The worst app I have ever used!! I do not ever take a min to write a review about apps but this one I must! First off, the criteria for a cash advance is written specifically for people that wouldn’t even need a cash advance in the first place. You have to maintain a $50 balance for so many days for 4 pay periods. So, why would I borrow $50 if I could keep $50 in my account? Also this app charges monthly fees for what I don’t even know. What they charge you for, other apps have been doing for a while now. The customer service is terrible. They read scripts and will just disconnect the chat whenever you as the customer are right. This place is a scam!! They cold-heartedly trap people into paying $11 or so a month in hopes they might qualify for advances in the future. I receive over 2k a month through the account connected to this app and told I don’t qualify for not maintaining a $50 balance. When I explained I move money to my savings account every pay period they said there wasn’t anything they could do. Thankfully, there is one thing I can do...cancel, never use again and share my experience. THIS PLACE IS A STRAIGHT SCAM!!! Update: they apologized and explained there auto save feature costs $8 monthly. I can auto save from any account for nothing and my bank already advances me $200 every payday. This app is completely worthless!!.Shawnbb13827Version: 4.48.0

NopeI am not paying you all 8 dollars a month to borrow 10 also I hate the fact that after I link my bank account it is connected forever with absolutely no way to delete, or close the account. I do not owe you money so why are you holding my bank account hostage. Should be against the law but it is impossible to delete. Even your website says that if I don’t owe you money I can delete it but alas, that is not true. So I decide to clean the account and delete my information from the app but nope that’s not gonna happen so easy. It’s fine I will contact plaid and the bank to see if i can resolve it on the back end but I believe my biggest gripe is again, I’m not paying you 8 dollars a month to borrow 10 y’all done bumped your heads offer me some real money and I will pay real interest but this is absurd and laughable. UPDATE: BEWARE! It is absolutely impossible to delete your banking information from this app once it is connected. They give you the run around and no clear way to do this. Fraudulent and borderline illegal. Plus once you cancel subscriptions they just go into your bank account and take it. I’ve disputed the transaction and threatened to leave the bank if they do not reverse it. We will see. This has been a nightmare for anyone who is paranoid about their accounts. For anyone who doesn’t care about that, then I am sure they are happy. I’m not I am also educated and can smell a rat. Do better people think about it before you give this app access to your information for 10 dollars. That’s all you’re gonna get. That’s all anyone gets. To begin with. It’s fraud and now they have access to my bank account forever it’s nothing I can do about it..BRex33Version: 7.6.0

I will give it two stars but…$250 just goneSo I had been a user of Empower for probably 6 months plus. We always paid on time and used it when we needed to. Then March 13th 2024 came. Before hand the previous two times I used empower, I started having issues with the instant cash and had to do the standard days which was 2-3 business days. I don’t understand why that happened but ok. At this time as well, it started saying my account was disconnected. So my questions with that, if it was disconnected how was I able to get money and pay the money back? I thought it was weird. March 13th, I paid my empower like I normally do and it seemed that it was going through but it remained in repaying status. It’s been in repaying status since and today is April 4th. I got a message a couple days ago saying that I still owed the $250 that I had already repaid. I have tried contacting support but I have gotten nothing and I am on the verge of cancelling the payment and cancelling the entire empower app and member ship. This seems very sketchy to do this all of a sudden after being a customer for such a long time. I have done everything I can and still nothing. I wouldn’t waste my time with this app any more..TtnfortuneVersion: 6.18.0

Was 5/5 but recently became useless so 2/5 nowI loved this app at first! I used it a lot and always paid back early like 10 times and paid back on time like 1-2 times. Suddenly after paying back my loan 4 days early, they cut me off and no longer say I qualify for another Loan. My apartment signed me up for a app called flex to pay rent on and started trying to pull My rent 4 days early leading to a insufficient funds hit as I wasn’t paid yet and rent was not due. I had 4-500 n my account but wasn’t expecting rent to be pulled with no ability to stop it 4-3-2-1 day early twice a day. It really hurt me financially as I was actually needing the advance badly after this. It’s been 23 days and still I can’t get another one. Very frustrating that they did this to someone who always has 4-500 in my account and has a better then perfect record with empower. Don’t trust this app and definitely don’t rely on it as they will snatch it away when you need it regardless of how well you are with paying back and doing everything your supposed to do.. if they end up giving my advance back I will come back and change it to 4/5 stars but not 5 as this month has been very stressful due this situation...Sadman1295891Version: 6.20.0

Not impressedThe first time I used this app, I was able to get $400. Then I couldn’t take out the next advance for like 18 days, and I was thinking I would be getting the 400 since I qualified for that the first time. So I waited the 18 days expecting to get more and got $100. Which was frustrating cause I was going to use it for bills. I paid the last one on time, if not early. Plus, pay the eight dollar a month membership fee so after I pay off this $100 I’m canceling my membership. I have had much better luck with Dave and Klover. Dave literally let you settle your balance early and then it let me turn right back around and take out another advance for 500 so yeah I’m gonna stick with that one and Klover will let you reschedule your advance one time in a month. The features on here are nice though if that is what you’re looking for. I really only wanted to give it a one, but since it did help me out the first time with the 400 I don’t wanna leave it a horrible review. The waiting 18 days until your next advance also is not very appeasing, especially as a single mom living paycheck to paycheck working full time and one income barely getting by. This one is just not for me..LeighB2911Version: 7.15.0

“Customer service” is horrible.(I would like to start by saying i do GENUINELY like this app and it has been very good/dependable to use up until now). After having no issues with my account for at least 2 months, I was unable to get my cash advance like normally due to a verification issue. I had tried all steps possible from my end (even called my bank to verify my Info was up to date) and I thought it would be no problem to get help since they have 3 different support methods offered. The support chat does not work unless you have a basic question like updating your phone number so that was a gutter-ball. The email support was a joke and didn’t even truly address the issue I had reached out for. I tried to call the support number just to be met with “wait a few days” as the best “help/advice” they could give me. It has been 3 days of me trying to resolve the issue and no resolution. The app itself is usually very easy to use, and I do definitely understand bugs pop up that need to be fixed as they occur, but to be met with “just wait a few days” as the only bit of advice they have is deplorable and bottom of the barrel level customer support..💕Hayley❤️Version: 6.111.0

Payoneer 💰Payoneer is an online payment platform that lets you transfer money from any corner of the world! A best and must have payment service for every blogger, traveler, freelancer, affiliate marketer, consultant, virtual assistant, business person, online sellers, and receivers. Earn $25 for free by joining Payoneer. Sign Up Now!AdvertorialVersion: 7.81.0