Sobre la aplicación RetireIQ Pro (Linda Felgenhauer)
401(K) GROWTH
Model your 401(k) or IRA growth with real inputs: salary, contribution rate, employer match tiers, vesting schedules, pay frequency, and fees. See exactly how your balance compounds year by year.
Plan how you'll spend down your savings in retirement across pre-tax, Roth, taxable, and HSA accounts. Model Required Minimum Distributions (RMDs) starting at age 73, Social Security timing, inflation, and taxes: see if your money lasts as long as you do.
MONTE CARLO SIMULATION
Instead of one fixed guess about market returns, run thousands of randomized scenarios to see a realistic range of outcomes and your actual probability of success.
COMPARE STRATEGIES SIDE BY SIDE
- Compare withdrawal orders (taxable-first vs. pre-tax-first vs. Roth-last) to see which minimizes lifetime taxes
- Compare claiming Social Security at 62, 67, or 70
- Run sensitivity analysis on your return assumptions in real time
SAVE, COMPARE, AND EXPORT
Save any scenario as a named plan, compare two or more side by side, and export a polished PDF or CSV report to share, print, or archive.
PRIVATE BY DESIGN
Your financial data stays on your device and syncs privately through your own iCloud account, never to us. Optional Face ID / passcode lock keeps your numbers private even if someone else picks up your phone.
RetireIQ Pro is free to download with full access to the 401(k) growth and drawdown calculators. A one-time purchase unlocks Monte Carlo simulation, all strategy comparisons, PDF/CSV export, and unlimited saved plans. No subscription.
This app is a planning tool based on your own assumptions and inputs. It is not financial, tax, or legal advice. Please consult a licensed professional for advice specific to your situation.
Novedades en la última versión de RetireIQ Pro (v2.0)
INTERACTIVE CHARTS
Drag to inspect any point, pinch to zoom, and scroll through your 401(k) growth and drawdown projections in detail.
MONTE CARLO SIMULATION
Run thousands of randomized market scenarios instead of one fixed guess, with a percentile band showing your realistic range of outcomes and success rate.
SAVE, LOAD & COMPARE PLANS
Save any scenario as a named plan, load it back anytime, and compare two or more side by side.
COMPARE STRATEGIES
- Withdrawal order: taxable-first vs. pre-tax-first vs. Roth-last
- Social Security claiming age: 62 vs. 67 vs. 70
- Live sensitivity analysis on your return assumptions
REQUIRED MINIMUM DISTRIBUTIONS
Drawdown now models RMDs starting at age 73, including forced withdrawals and reinvestment.
PDF & CSV EXPORT
Export a polished PDF report or a full CSV breakdown of any scenario to share, print, or archive.
PRIVACY & SECURITY
- Your plans can now sync privately across your devices via iCloud
- Optional Face ID / passcode lock to keep your numbers private
We've also added a quick walkthrough for first-time users and support for viewing your drawdown in today's dollars.
A NOTE ON PRICING
The 401(k) Growth and Drawdown calculators remain free, along with your first saved plan. Monte Carlo, all strategy comparisons, and PDF/CSV export are now part of a one-time Pro unlock, but if you already had the app before this update, you keep free access to everything you already had. No subscription, ever.
As always, thanks for using RetireIQ Pro. This app is a planning tool based on your own inputs and not financial, tax, or legal advice.
Información de contacto de RetireIQ Pro
Para contactar con la atención al cliente y el soporte técnico de RetireIQ Pro puedes usar los canales oficiales que aparecen a continuación. Para obtener la respuesta más rápida, elige el sitio web oficial del desarrollador.
RetireIQ Pro: Suscripción, eliminación de la app y soporte iOS
¿Cómo cancelo la suscripción de RetireIQ Pro?
Abre Ajustes en tu iPhone o iPad, toca tu Apple ID (tu nombre) en la parte superior, entra en Suscripciones, selecciona RetireIQ Pro en la lista y pulsa Cancelar suscripción. La cancelación se hace efectiva al final del periodo de facturación en curso; puedes seguir usando la app hasta que termine. Consulta la página oficial de Apple sobre la gestión de suscripciones para más detalles.
¿Cómo elimino la aplicación RetireIQ Pro?
Mantén pulsado el icono de RetireIQ Pro en la pantalla de inicio, elige Eliminar app y después Borrar app. Importante: si tienes una suscripción activa, no se cancela automáticamente al eliminar la app; primero debes cancelar la suscripción con los pasos anteriores.
Compras, reembolsos y problemas de facturación de RetireIQ Pro
Los casos de facturación o reembolso de RetireIQ Pro los notificas a través de Informar de un problema de Apple (reportaproblem.apple.com). Para el soporte técnico y el contacto de la propia app puedes usar la información de contacto anterior o la página de RetireIQ Pro en la App Store.
Reseñas y Valoraciones Positivas de RetireIQ Pro
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Reseñas y Valoraciones Negativas de RetireIQ Pro
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