Your payday can’t come soon enough! That’s where we come in. Get a Klover cash advance up to $750* cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.
HOW TO GET YOUR FIRST ADVANCE: * Enter your name, email and phone to sign up in seconds * Connect your bank so we know where to send your money * Pocket your cash in minutes –– get up to $750*
But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:
SCORE EASY POINTS Earn points for things like taking surveys and watching ads, then cash them out for a bigger advance.
BUDGET LIKE A BOSS Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.
MONEY FROM THE FUTURE It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.
_________________________________________________ WHY WE’RE HERE We’re not your typical financial Institution. Our biggest goal is to see you financially free.
So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.
By transparently leveraging your approved data, we can provide low to no fee financial products and services to save you time and money.
YOUR DATA IS SAFE WITH US Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, and more –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.
Disclaimer: Klover does not offer loans. We are NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned.
*Advances range from $25-750, average advances $170. Express transfer fees may apply
Klover Holdings Inc. 222 W Hubbard Chicago IL, 60654
Such a great advance app!I've been using the Klover app for several months now, and I can confidently say it's one of the best and most immediate advance apps available. The user interface is incredibly intuitive, making it easy for anyone to navigate through the various features without any hassle. From the moment I downloaded the app, I was impressed by how quickly I could set up my account and start using it.
One of the standout features of Klover is the speed at which you can receive an advance. Unlike other apps that require lengthy approval processes and extensive paperwork, Klover streamlines everything. The process is simple: link your bank account, provide the necessary information, and within minutes, you can receive an advance on your paycheck. This immediacy is a lifesaver, especially in emergency situations where you need funds quickly.
Moreover, Klover doesn't charge interest on the advances, which is a huge plus. Instead, they rely on optional tips and data-sharing agreements to keep the service running. This model is not only innovative but also fair, ensuring that users aren't burdened with high fees or interest rates. Additionally, the app provides useful financial insights and budgeting tools that help you manage your finances better. Overall, Klover is a reliable, efficient, and user-friendly app that stands out in the crowded field of advance apps..Hodan HalaneVersion: 2024.11.19
Not so badThe app works and gets the job done, when I first downloaded it was under the promise you’ll get up to $250. If you really think that’s gonna happen good for you, but that’s a lie, the max amount I have gotten was $100 and if you don’t use the app in one payment cycle, the amount will start going down again, so it’s made to keep you getting money in order to get a higher limit, otherwise they’ll stop giving you from a $100 down to maybe $30. Also, in order to get money you need to have about 900 points, which you get the points very slowly and when they have promos like “scan 2 receipts and get 200 points” is a lie, never works, so basically you really have to work your points getting 5 points for each receipt or 10 for watching adds… just imaging how many adds you need to watch to get 900 points, do the math, crazy. If you’re patient and you aren’t really in a emergency then go ahead and use it, if you need good amounts of money and quickly this app is not for you. A good example of fake offers is this one right here, I’m supposed to get 200 points for leaving a review, but as soon as I go back to the app this is what pops up “offer wall error, unable to fetch offers. Please contact our help center for further assistance.” Like please, I would understand if it happened once or twice but it happens all the time….ValentinaphVersion: 3.34.1
Good if you want an advance based of..Good if you want an advance based off the amount of points you gain from signing up with their partners, watching videos, etc.. I got a $30 advance off of 900 points. Transaction fee of $4.95 for immediate deposit into your account which is pretty unfair i would say in my opinion. Considering they are making all this money off of transaction fees- they could atleast make the advance amount a lot higher than what it is. It’s misleading initially in the advertisement- as far then giving you an up to $200 advance. I’m still waiting on them to verify my bank account and I swore that’s what the advance was based off—meaning deposits that are going into your bank account. I still have to rate the “Dave” app as the best. Because it was instant to receive my $100 advance with Dave- all I had to do was link my Varo bank account and proof of deposits is what he looks for! With Klarna I’ve done everything under the sun for the Klarna points to get an advance and I just don’t have the time to keep doing survey after surgery ad after ad, watch video after video, and signup after signup- Im a single mother with 2 kids and one is 18 months old it just not feasible. Seems like it’s impossible to get even a $100 advance. Every 900 points is a $30 Boost which REALLY isn’t $30 once you subtracts the $5 transaction fee to get the money Instantly. DAVE IS YOUR BEST BET. Unless you have time to watch these ads and scan receipts etc etc to earn boost points in order to get yourself a $30 Boost (a boost is they’re “term” for what is really an advance..Sara BalsamoVersion: 3.20.3
Great!Klover is a financial app that stands out for its innovative approach to providing cash advances without credit checks or hidden fees. By offering early access to your earned wages, Klover helps users bridge the gap between paychecks, making it an excellent choice for those needing short-term financial flexibility. The app is incredibly user-friendly, with a sleek interface that makes navigation easy. Setting up an account and connecting your bank is straightforward, and funds are often available in minutes. Klover’s unique business model, which relies on user data for revenue rather than charging interest, means you can access your money without worrying about accumulating debt. Another major highlight is the budgeting tools and financial insights included within the app. These features empower users to make better financial decisions, adding value beyond just cash advances. The transparency and absence of hidden costs make Klover a trustworthy option in a market often plagued by predatory lending practices. If you’re looking for a no-hassle way to access your paycheck early, Klover is a reliable and efficient solution. Highly recommended for anyone seeking financial flexibility without the pitfalls of traditional payday loans..Yeldali MVersion: 2024.11.25
Lots of WorkThe app in service is OK but it’s a lot of work to get a Cash Advance that you still have to pay fees for. Other apps you can just apply for the advance and pay the fee. We have the points and then still pay a fee so it’s a lot.
Even when you do it to help with the fees, the amount of points you need to even get $.50 off is so crazy. Use the points system to increase the amount you can get or to decrease fees or to extend repayment dates or something to that nature but the way you have it set up now it’s just too much work unless you really really need it and even if you really really need it they are just other apps out here that don’t require all of this. I like the concept but I think it just needs to be tweaked a little bit so it can be user-friendly worth while to the user. People aren’t going to spend an hour on your app trying to get $50 when they can just go to another app, spend the same amount in fees and get $50 in less than 10 or 15 minutes. Even with that though I think your site is awesome especially being able to link the stuff that you use like places, you shop and etc. Maybe you could even add in gas points or something. You have a great concept it just seems like it’s not synthesized for the actual user. Once you make that connection, I think this would really top the others. I hope this helps and thanks for asking for my feedback and of course thanks for the advance lol..Hopeb757Version: 3.51.0
Eh, not great in comparison to competitorsFirstly, as a person who has a long-standing consistent direct deposit history with a relatively high-earning occupation, the most I have ever qualified for is $45 off the bat. If I factor in the “points system” (which I have mixed good and bad feelings about), the maximum has been $70. This is typically during a week where I work many days in a row and allow my location services to be on at all times with this app. During weeks of paid vacation, I’ve seen this drop down to $10 (LOL) I regularly log into upload receipts, as I use several receipt tracking apps for points. NEVER have I seen anywhere near the $130 advertised all over the place. The interface/design of the app is lovely & modern. The “instant” boost costs $9 and is processed the following business day if requested after 10:30AM CST (rendering the “instant” perk virtually useless and an unnecessary $9 fee (which is also by far the highest “instant” fee among its competitors). When I add up all these irritating obstacles and shortcomings, I find myself using this particular app among the last if I find myself in a pinch in need of cash, as I know the reality is I may receive $25 in like five business days in most scenarios. Typically, my cash flow situation is solved by then, rendering this app more tedious and useless. FYI, apps like Solo, Branch, MoneyLion, Brigit, and even FloatMe have actual “Instant” perks which cost half are literally instant..Holly WoulldVersion: 2.39
Don't be confusedThis app is interesting for sure. The first time I signed in and let me borrow $100. I had to pay it back right away. You only get to use it for seven days even though it has direct access to my bank account and knows when I get paid it still wanted money back seven days later, which was on a in between week for me not a week I get paid Anyway anyways I paid it back anyways and then I need to borrow money again Way it would let me get more money was to sign up for a bunch of stuff everything that you sign up for cost you something whether it's a dollar $10 a month for a free Trayl invest five dollars now you have to spend money to get enough points to borrow money or you can play a game that it tells you to play and it says that in order to get enough points you have to get to a certain level of the game but whatever game you are playing you can only get to a certain part in that game without having to spend money so if I get to level eight This app will let me borrow money, but you can't get past level five unless you spend money in the game to buy more coins, so it is very tricky. You have to spend money in order to borrow the money..ORCSAAUSSIESandUFOSVersion: 2024.9.9
Klover Initial ReviewKlover is very simple to use, and easy to understand, with many opportunities to earn sone extra cash, spend sone time looking at fresh and new opportunities, and just having some fun.
The simple to apply, cash advance feature is very helpful and provides an extra financial cushion for when a little bit of money is needed. I'm not totally sure because I haven't fully read the information on all the Site, but the only concern I can think of is when a small loan is taken out, say around mid-month, then due to be debited from one's checking acct, say around the 25th of the month and the acct holder doesn't get another pay deposit until the first of the following month, I'm guessing this would cause additional costs or fees, and possibly cause difficulty acquiring another advance in the near future; however, I'm not sure because I did not notice any explanation or additional measure that Klover may provide, but I also haven't asked that question of them, nor did I log onto the actual Website to see if there is anything provided on this subject. Other than that, the App is "two thumbs up" for me, and well worth having. Thanks!.A. Scott C.Version: 3.43.1
Quick & EasyIve been having problems finding an app that ACTUALLY provides you same-day cash advance, despite seeing dozens of websites/apps advertising that service. While the other apps MAY provide a cash advance, there are multiple requirements you must meet prior to receiving that advance whether you need to have a certain amount of money direct deposited into that account, pay for a monthly subscription, have monthly deposits of $1,000+ into an account 3+ months old, etc.. Klover is the first app I have found that does not require any of those hurdles. They use a points based system to decide how much money you are able to withdrawal using their cash advance program. I was able to earn enough points to receive a $50 cash advance in less than 2 hours simply by completing very basic surveys on the app about myself and my living situation as well as just having ad’s play through. Definitely recommend over other apps if you need an advance of $100 or less quickly. I believe you are able to increase your advance amount over time if you meet specified requirements as well so the app is extremely flexible..Skyyy62818Version: 2025.8.25
Fast and easyHonest opinions about the app are that I love it! Klover’s entire process was easy to understand and use. Being a college student I sometimes find myself stuck in a bind to pay bills, pay for food or gas. But thankfully I was able to get out of that due to this app.
The process works by setting up an account and connecting your information to the account. For me it took less than 5 minutes but it says it could take anywhere from 24-48 hours to verify your account.
Once verified, you’re brought to their main home page where you can complete tasks to gain points. As you collect more points you then can use those to redeem a boost. The more points you earn the more you will be able to pull out.
Once you’ve reached the points you need to pull out a cash advance, you can proceed to transfer the funds to your bank. You’re given options such as your next payday, tips, and whether you want it instantly for a small fee or for it to take a couple business days with no fee.
Overall this app is easy to understand and I recommend it to all my friends who are stuck in a bind or just need a little extra..BshaiwkbdchxiVersion: v3.30.0
Accessibility for blind and visually impaired peopleSubject: Feedback on App Accessibility for Blind and Visually Impaired Users Dear [Developer’s I hope this message finds you well. I want to start by expressing my admiration for your app—it’s truly great and fantastic. However, as a blind and visually impaired user, I’ve encountered challenges with its accessibility. For users like me who rely on screen readers, it’s crucial that buttons are labeled correctly. Currently, when encountering unlabeled buttons, the screen reader can’t pronounce them accurately, leading to a less effective user experience. Screen readers, which are software on phones and PCs, play a vital role in enabling blind individuals to navigate and control their devices through gestures and commands. I suggest ensuring that all buttons within the app are labeled appropriately, enhancing the user experience for those who depend on screen readers. This small adjustment would significantly improve accessibility. Apart from this concern, I believe your app has great potential for further improvement. I encourage you to consider these accessibility enhancements, as they would make your app even more inclusive and user-friendly. Thank you for your attention to this matter, and I look forward to seeing positive changes in future updates. I also want to add one thing, when you play games to earn points, I’m going to tell you that there are some games for blind and visually impaired people that you can see if you can try and partner with some games include a blind legend which is made by, the app company called my true sound and also just to tell you see if you can partner with Apple so that way when you make a purchase on an app or a game or buy something from the Apple Store you can earn points. Thank you very much..@Isiah123starVersion: 2024.01.22
Just like the Dave app but better 🙌🙏There’s a handful of barrow before payday apps on the market place. We all know that and some of you folks when you receive a request to join Klover will probably think it’s either not legit or that it’s a scam to get your bank account info. But klover only requires your bank info so you can receive your advance into your bank. In some ways klover is almost similar to the dave app but also does have it’s differences as well. Klover tracks your expenses and breaks them down into each category and as well as I think most of us know dave app has that same feature. The thing I like about Klover that separates it from the dave app is you scan your receipts in which you’ve made purchases with from the bank card u have connected to the Klover app. Each receipt you scan as long as the merchandise that was purchased was with the same card as the one you link with Klover it will grant you 50 points that you can use to get your advance before payday. The more receipts you save and scan the more points you will rack up which results in a higher advance amount. So if you are someone who already saves their receipts why not scroll up to the top of this page right now and download this amazing app! I’ve referred some of my friends and family and each referral got me 600 points which adds up to $20 when you go to redeem so say you have a family of five with in your home or maybe even just a couple of friends you have doesn’t really matter. If you get 5 people to sign up that’s 3000 points right there which 600 points is equal to $20 and $20 times 5 referrals equals $100 advance! So you tell me... is it worth it??
Hold on... I’ll answer for you.... Heck yeah it is!!
Alright enough reading for now. You know what to do ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^.Gman23567Version: 2.26
Was told to write a review for chance to win $I personally have only had the app for 3 days but have made about $40 so far. Depending on each individual’s circumstances, this app can actually be a really helpful , useful, convenient and fun way to make some money. It is far from perfect but it is way better than a majority of other platforms that offer the same ways to make money for multiple reasons. A few I can list quickly , one being reliability and that’s a really important one for me because after completing a task the last thing I want to happen is the system to not process your time/work put in. Another reason is the amount earned per task, as it feels way more worth the time to do a survey, play a game, etc. instead of only getting pennies at a time.
Im trying to think of something I would like them to improve upon and I can’t quite think of anything at this time. Again, I haven’t used the app for too long yet to go through the whole thing as a normal user so I will be sure to update this review and hope this is helpful to whomever may read :).Noah808StateVersion: 2024.11.25
Can’t believe what this app did for meI have always had a pretty good handle on money but then, things happened. Life got in the way and I moved to another state where payday loans didn’t really exist. I had very little options on how I could borrow money because of my credit at that point. I was so nervous to get Klover because I was worried they would just steal my info and run but the reviews gave me hope, so I hope I can give someone else the same hope. It’s legit, it’s not a scam, Klover is designed to actually help you. It has saved me so many times and I can’t say thank you enough to whoever created this app. Whether it’s groceries, paying my phone bill, or just being able to get lunch. You will not be disappointed. I tip most times but sometimes I can’t, and I still receive the same treatment. If you don’t like the charge for the money going straight to your account, try planning out when you’ll need it to get that free deposit. I should have wrote this review a long time ago, but better late than never. If you’re on the fence, just give it a shot..Mmoses8191Version: 2024.8.19
Better lately but still mehhCharge you a monthly membership and let you take an advance but for some reason one time you will be eligible for $xxx amount advance and then next time you will only get $xx even though your bank info hasn’t changed , your income hasn’t changed… and you paid everything on time consistently since becoming a member. Just doesn’t make sense . And don’t say “well depending on how many points you have on top of your original approved amount blah blah blah” because I’m saying if you have 900 points (max amount to add as addition for your advance) one time and 900 the next there are times where your advance has been lowered inexplicably. Just saying that after loyalty and consistency have been shown with the time you’ve been a member and the payment history you would think your advance would stay at the highest amount you’ve been given not drop to a lower amount with no explanation. Also im convinced no one wine the sweepstakes they offer for 50 pts and entry (1 $100 winner and 5 $20 winner) becsuse I always waste points entering and luck alone would suggest that a $20 would have happened atleast once in the last year.InstablowsVersion: 3.54.1
THANK YOU CLOVER!I’d say Klover is a straightforward, useful app if you need quick cash before payday without diving into high-interest loans or credit cards. I appreciate that it doesn’t rely on credit checks, which is a relief since not everyone has a stellar credit score. You just link your bank account, meet the eligibility requirements, and get a small advance, usually within a few hours.
The cash advance feature is genuinely helpful for unexpected expenses, and the process is smooth and mostly hassle-free. I do like that there are no fees or interest for the cash advance itself. Instead, Klover gives you options to boost your cash advance by watching ads or answering surveys, which isn’t for everyone, but it’s a nice option if you’re okay with it.
One thing to be aware of: since the cash advances are tied to your paycheck, Klover will automatically take the repayment out of your account on payday, which is something to keep in mind to avoid overdrafts. Overall, it’s a good app if you’re responsible with budgeting and need a quick financial cushion..B!🩷Version: 2024.11.11
Issues with bonus barI love this app and had fun gaining points. Two months ago the bonus bars all of a sudden had a loading issue. I emailed support and after several tries,deleting the app and reinstalling it, he said he would send the ticket to IT. I’ve replied several times asking for an update since it hadn’t been fixed and was told IT was still working on it. Today I saw an update for the app in the App Store and updated it. Still loading issues. Went back to App Store and saw there was still an update so updated again thinking it didn’t work. Now my bonus bars have completely disappeared. This makes it impossible to earn extra points to build towards a bigger advance. I’ll continue using but disappointed that I haven’t heard anything further from customer support and can’t earn bonus points since I now have no bonus bars. I have also never received any extra points for playing games, downloading and creating accounts with partners, and any of the other extras from partners..Teeniegirl2Version: 2024.8.12
Quick $5, Looks like Good OpportunityQuick & Easy setup… Easy $5 advance to start, debit card and bank account confirmation was simple and could be completed without much effort. Additionally, it looks to have a great deal of opportunities to earn points. One thing that I specifically really liked, was the option to use points for the Instant Deposit method rather than paying the fee with actual money. This was a nice addition to allow a lowered fee associated with receiving the advance instantly. I have not seen this option offered on similar app services which I felt like was an innovative and modern choice rather than just having to pay the fee, period.
Would recommend. Would’ve given 5/5 Star Rating IF I didn’t have the confusion regarding the Cash Advance option. I’m not really sure how to get more than the $5 advance option and that would be beneficial to know whether I choose to use a larger advance amount or not, Knowing what I would need to do to have the option to if I was in a bind, would have made this app perfect but since it didn’t, I had to take one star off..Des Bee JayVersion: 2024.8.19
Your dumb if you don’t use Klover!!!Like most people who are just everyday workers, sometimes you mis-budget! And when I say this I’m telling you now, I’m not a Klover Employee and I wasn’t told to say this by anyone…. BUT!!! Over any other app of its kind Klover is hands down the best for me , I’ve recommended it too any person who has asked me for money or just falling behind on bills … They Literally have something for everyone! In my case I like to keep an eye on my credit score, and occasionally I may need a few dollars or more then a few lol to carry me til the next week, These days when that happens I don’t stress I just open the Klover account and it’s handled in 1-2 minutes … a lot of these different companies don’t take the people and/or “customers” seriously it’s all about the quick buck or more subscriptions! Klover is stress free … Any other app you have too meet like 9-10 qualifications just to get 5$ Using Klover is not the case! It’s simple easy too use and Fair!! On a serious note Download it already …. See for yourself -Chris M.Chris B Mosley JrVersion: 3.39.0
A legit ReviewThis app is very handy when you need cash in a pinch. I have used this app for about 6 months. I told myself before I delete it I would review it, so here we are. It’s fairly easy to link your bank account to the app, most cash advances app go through plaid which is nice. I did have some difficulty linking my actual debit card the first time around but eventually it worked and I believe they have fixes for it now in the more recent updates. The amount they let you get for an advance are fairly good, depending how much you make. My only complaint is that the express fee seems a bit overkill. But it does appear in your account in under 5-10 minutes. They have a point reward system you can do to get points to lessen transfer fees or enter giveaways, but I don’t think they’re really worth doing (in my opinion). It got takes out on paydays which is convenient. I do think this is one of the better advance apps next to Dave, empower, & cleo. hence it gives money right away after signing up of everything clears. Hope this review helps!! Use these apps responsibly!.DIANALIKESCAKEOKAYBYEVersion: 2024.5.13
Like this Klover app! Try it for yourself!So I downloaded this app looking on the App store for cash advance type apps or ways to make a little extra money. There’s so many different games and offers or subscriptions you get to basically use but also get paid a small amount for your time in doing this for the companies these brands rep or whatever. Obviously, no one is going to make it out of debt doing this but it does help when you need extra gas or lunch dinner money, and especially if it’s hard for anyone else to juggle life family debt and stress with bills arriving!
This app and many others that are in line with this one, i wish it wouldn’t take as much effort to get to 5$ usually in order to cash out. These 5$ side hustles shouldnt have to take you all day when many times when i began doing these type apps to save me when I didn’t have money but needed to run and grab something, but I was always held up with the length of time it took to get to the points allowed for cash out. Then, you finally find a survey that looks like your paid for what your time is actually worth, and you get three mins in and they suddenly disconnect you over individual reasons in which im sure is needed for them to form any accurate conclusion but whatever, and last, maybe if someone would offer bigger cash incentives that actually seem possible, more people would try it and continue to use the app creating more profit, higher profits, more faces seeing all the ins and out of marketing advertising “ploys” you follow? But I can’t deny I haven’t felt a lot of emotional relief when I had to have money but there wasn’t any for me to get to use or borrow, and when I finally got my cash out goal, I have cried with happiness just from the desperation we all feel with money or essential things in life and family! Sorry so long and poorly written too but first real review for me and i was totally honest , tried to include all angles of it, Peace and many Blessings to you!.7638265Version: 2024.6.10
Can get $50 for a couple hours of workI’m not sure what this app advertises that you can get but let me tell you what you can actually get. You can easily get a $50 advance that you have to pay back as long as you get 1500 points to get points you have to watch videos or take surveys or scan receipts that you have, stuff like that. It takes two or three hours to get 1500 points. I’ve gotten all my points and cashed them in for $50 advance. Several times they give you like a week to pay it back and then they take it out from your account automatically so you have to connect your bank account and a debit card and it Has to be verified. They pull out a few cents and it takes a day or two to verify. After that you can get your $50. While you’re waiting work on getting your 1500 points.
$50 is the most that I’ve been able to get. But hey, it’s helpful sometimes when I need to borrow $50. I don’t have to ask my friends or family. I can just get on here and borrow it..NcaturaVersion: 3.63.0
Right on TimeI am very grateful to have found Klover. Living check to check is no fun. It’s even worse when you get paid once a month from the job like I do. Luckily, Klover was ready to help. The app is so user friendly. People who have trouble with technology will have no problem using the app. The layout and design is simple and aesthetically pleasing. After a simple walkthrough setup, which includes linking your bank account, your on your way to requesting some quick cash. Payback timeframe is reasonable and fees are pretty much nonexistent depending on your choices at checkout. What I enjoy most is the extra perks. If you earn enough points by watching videos, answering questions, spinning the points wheel and even adding your workplace, you can take out another advance. Pretty much anytime you interact with the app, your earning points. I recommend this app for and to everyone. Thanks Klover for being there to help us out when we hit those small financial binds. I greatly appreciate your service..Solo Dolo 1979Version: 3.51.0
Great App! Helps Keep Money in your Pockets!This app is great. I was very skeptical about it when I first got it. I get iffy signing up for things that ask for personal information and banking but I really needed extra money at the time and gave it a try. I have to say since day one, I have found myself using it constantly for extra cash when needed and it works like a charm! This has helped tremendously especially during rough times. I highly recommend it for everyone living paycheck to paycheck or can’t get approved for credit. Thank you guys!! Keep up the good work. Another plus is the bonus incentives they offer for other products!!
Btw, I had trouble getting approved for loans including payday loans even with a great credit score. Upon finding other options, I came across this app and it was simple to sign up and get paid. It’s straight forward and to the point. Get cash right away and pay later. No having to worry about asking people to borrow money. This is a huge help..WordySteveVersion: 3.48.1
Never gave me my creditsThey make you sign up for all these offers to gain points just to even be able to get the loan and then the offers that are worth enough points to make it all worth your time, they don't fund your account. They say wait a week, which I did, still no points. I contacted customer support through app. Got an email saying they received my request, but still no points. I'm paying $4.99 a month to just sign up for this app and I still have no points. This is ridiculous and they need a new business model bc I'm about to cancel my account through that offer and now that company will lose money due to bring tied in with this app. You owe me 7000 pts. They dropped the points to 5000 once I signed up for the offer. Please credit, then I will update my response.
Edit: They credited my account the points that were missing. Changed my rating from 1 star to 4. Only bc when I first accepted the offer it was over 7000 pts. They only accredited the updated points of 5000 after I had already completed the offer..Tallyho3Version: 2024.9.30
Free International Money Transfer 💸Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!AdvertorialVersion: 2026.6.8
Klover - Instant Cash Advance Negative Reviews
Do NOT Waste your timeI do not like this app at all. First It won’t link my debit card for some reason. Only to find out that this is a huge problem for many people trying to use this app. Then, multiple transactions were taken from my debit card but never refunded. I don’t understand how you couldn’t link my debit card but you were able to take multiple transactions from my account. I can’t boost any advances because they claim that my debit card won’t link, but my bank account linked just fine,so it’s pointless. I’m not about to keep trying to link my debit card because every time I do, something is taken from it. It may be only a few cents but those few cents add up to dollars when it’s done multiple times. Then when you ask for help from someone they have no solution to the problem. So this app is basically useless. I feel like it’s just a way to get peoples bank account info. Because any of the other apps I’ve ever used like Dave,Albert or Earnin, never had 1 issue with connecting my card. There is also a chat forum in the app with multiple people having issues linking their debit card. If this is a system wide issue then why is it not resolved? Or why is the app even running? Because the whole point of the app is to borrow money. Of no one can do that then the app is pointless. I also don’t like the fact that I have to submit a request just to close my account. You can’t force someone to keep an account. If I want to close my account I should be able to do so without having to ask for permission..LovelyAries93Version: 1.14
Payment date is offThey play a lot of games with the amount. It starts off with 150, then it dropped down to 25 until I stopped accepting the advances for a couple periods, then it went back up to 100. Now it’s back down to 25 after a more than positive balance and on time repayment. It’s always been dynamic but in the last year or so, it’s clear that they punish you for using the advances by baiting you first with a higher advance and then expecting you to watch ads from their partners to make up for the difference that they’re no longer offering you. It’s obvious, and it’s disgusting. They stated in responses to other reviews that your cash advances should be the same overtime as long as your financial status stay the same but my financial status got significantly better, and I specifically watched my approval limit go from $150-$25 when I had multiple thousands of dollars in my account. That statement used to be true years ago but it’s no longer true. The payments are inconsistent by designed to encourage you to look at ads by their partners so that they can make money off of you.
I have to stop using this app because they refuse to actually take the money when I get paid. I get paid semi monthly and they keep taking the money every two weeks taking money away that I need for other things because they refuse to acknowledge when I actually get paid. This has been a known problem for years, but it’s not a problem for them clearly..FOH757Version: 2025.6.30
Horrible supportThe app is great if it’ll work! I rarely ever write reviews but support refuses to respond to my messages so I’m hoping to reach someone this way. I’d be happy to change to 5 stars if someone will help me. First off, they offer E receipts. In order to claim them you have to forward the E receipts to the email they have posted. I forwarded 30-40 E receipts and never received a single credit for a single one. I’m sent several messages to support just to be ignored. Second they offer for you to complete surveys to get bonuses. The survey always crash before you can complete them. Therefore you can never get any of the points to get the bonuses. I’ve contacted support repeatedly regarding this just to be ignored as well. They also offer participation in offers. I’ve done this as well with several of their affiliate companies. Never received half of my bonus points for these. Again contacted support several times to be ignored even more. You have to jump through hoops to ever get bonuses and then they still make you pay back the bonuses that you actually EARNED. I’m sorry but if you spent money, time, so on those bonuses shouldn’t be paid back. And why isn’t support responding to your customers? Is someone going to finally respond to me? Like I said I’d be more than happy to switch to five stars and rewrite my review if someone from support would actually help me. I’ve been using this app almost a year and it never used to have issues. Thank you so kindly for helping me..Sweetjenn1981Version: 3.22.1
Good at First, but Only Gets WorseDO NOT USE THIS APP. This app has stolen money from my bank account and the customer service refuses to help me. I really enjoyed the app in the beginning, and it helped me in many rough spots. However, after a few months of using, it just doesn’t work the same. For example, after the first two cash out rewards I got, I am no longer receiving any more. I have been waiting on my third reward for three months, and every time I contact the customer support they just say something along the lines of “Sorry, it may be delayed!” When I ask how long it should be delayed, they only respond with “It may take 2-3 weeks for it to process”. No one has helped me with the fact that I have waited almost two months for the cash out that I spent hours watching ads for, and as far as I am concerned I will never receive it. They have also STOLEN MONEY from my account. When it comes time to pay back the advance, the app has automatically been taking out MORE than what they gave me to borrow. I’ve attempted to resolve this with the customer service but no one has gotten back to me. It’s sad because this app had the potential to change my life, but after you use it a few times they stop caring about you and only care about making money for themselves. Overall, utilize it if you need it, but don’t depend on it or trust it because it has proven to me to be lacking and somewhat of a scam whenever it feels like it..AsogdenVersion: 3.57.0
STAY AWAY!!!This app is such a scam, the reviews must be fake. I set up my account and they make you verify your email address and input your card information. Before you can get an advance they have to validate the method of payment so they charge your card small cents. I have verified my card 2x’s and never received the option to get an advanced even though they texted me stating “ Hey it's Klover! Great news, you're qualified for a cash advance with points! Open the app to see your advance amount:” when you click on the app it literally only shows the options to put my card in again. I DONT THINK SO. They literally will just keep taking cents out and it may not be a lot but I’m sure it will add up if you keep putting your card information in with nothing to show for. And OMG to top it off there is no customer service, I have tried to get in contact with them and there is no way to do so…there’s suppose to be a number but AGAIN it’s a scam the phone does not even have a direct line and repeats the same message. “Hello this is Carla the voice of Klover thank you for contacting us due to increase in call volume we asked that you reach out to our customer support team by selecting help from the account menu within your Klover App thanks for calling and we hope to hear from you soon” I have tried the help center and contacting them and NO RESPONSE . DONT USE THIS APP. I don’t want to give them any stars. Use, Earnin, Dave, Brigit, FloatMe or Empower to name a few that I have seen with successful advances and much easier to navigate..IAMFEEDBACKVersion: 3.43.1
Inconsistent, and bad customer serviceI’ve had this month for up to 3 months. Things were going fine, besides the normal issues you’d get among at other apps too. Main issue first started when an expedited request I mad at 5.00 on a Sunday didn’t hit my account until Friday morning 5 days later the same day customer service finally got back to me. The 4-5 business days shouldn’t be that long for a simple email considering usually first responses don’t even solve the problem if it’s something that still hasn’t fixed itself within those 4-5 days. It’s also inconsiderate considering most people using this app cannot wait 4-5 days for something they expedited in less than 1 and still get forced to pay a 9.99 charge (for $100 advance). The final straw came when all the sudden my bank connection needed to be reconnected and I kept getting the same message when I went to do so “Your account already connected” Plaid reached back to me within a day explaining what to do as well as telling me to reach out to Klover, which I of course did before hand. Still 6 days later no email response. I actually sent a 3rd message out to Klover as I was furious over the customer service to just cancel my account. Rather than emailing me back over my original issue or even trying tj solve ANY issue I’m having with them which I made clear in my final email they just rather not dealt with any of it and canceled my account for me. Super disappointing..MfmikefVersion: 2.42
Eventually stops working, poor customer supportApp worked great the first couple months. All the sudden after repaying my last advance, the app no longer will accept my debit card that was already verified and linked to the account. So now I can’t get any advances I earn with points because the debit card was somehow unlinked from the account and fails to link every time I try and re enter the card info. Even went as far as contacting my bank to ensure it wasn’t a problem with my account or card and it turns out it’s no fault of my own because I’m in great standing with the bank. I email support thinking maybe it was a bug and just needed technical support. I was instructed to remove my bank account and re link it and then I will be able to add the card back to the account. I was excited to use the app again and followed the instructions given, and it still failed to link my card. I was offered no further help from there other than an “I’m sorry this is happening to you”. It’s a joke. Especially when there are so many other competitions that I’ve had ZERO issues with. And to show Klover the same level of courtesy showed to me, Earnin, FloatMe, Empower, Money Lion, etc are all competitors that offer better apps and support. I have yet to run into issues until I signed up with Klover. Stupid decision on my part. Don’t waste your time downloading this app, you’ll thank me later..Jreyes598Version: 3.36.2
Not really worth it.As someone who is currently living paycheck-to-paycheck due to the economy, it is very difficult to be able to budget accordingly for some things. My husband and I used the cash advance option of Klover to get groceries for a paycheck. When you first join, you are given a significant amount of points to get one cash advance for “free”. Here is where the issue starts. First, you have to pay a fee in order to do the cash advance. While I understand if you’re using a point system, you need to get money from somewhere - so this one is just me being more so picky. However, earning the points to even get a $20-$40 cash advance AFTER your first free cash advance of $200 is tedious and not worth it. You barely make points on anything you do as an offer. To completely finish your “profile”, you get a total of 20-30 points. A cash advance that could potentially save your family from starvation ($200) is 2,000 points. You start out with 2,000 for your free advance and can get 200 points from something else in the app for free as well. But going from 200 points after your first free cash advance to 2,000 points is insanely difficult. It’s pretty much impossible, honestly. You would have to spend a total of a year in order to get the 2,000 points back, unless you plan on spending a majority of your day going through every single points offer every single day. I think the concept is great, especially since you don’t have to pay the cash advancement back, but the problem is, the points system makes it completely not worth it and impossible. I love the idea, hate the very little points you can actually get..DisneyingsVersion: 2024.9.9
Not a smart appThe app is a good concept but others do it better. Klover takes entirely too long to link your debit card and customer service is unresponsive. Basically if you need money really bad (pretty much the entire reason for getting an advance) this is not the app for you. It will take a week or more for an advance to be available. They use a ridiculous point system where you can accrue points by doing surveys and watching ads. Do not do this or you will be pestered by 30 of their marketing partners per day. You’re initial advance will be next to nothing (but you can use points to get more!) and oh my god the fees for express transfer to your account is like $12!!! Either you pay that or you wait 3-5 business days. Yay more waiting. But wait, there’s more! I got my first advance today (finally) and my repayment date is TOMORROW!! Like, are you kidding me? This app, nay, the entire company, is designed to prey on the financially vulnerable and the poor. If you’re a young person with little financial education, I strictly warn you to stay away from this app or you will ruin your credit. Trust me, try Brigit, you’ll thank me later. I will be repaying my advance tomorrow and then immediately canceling my account. This was a mistake. Also, I don’t like that they “approve” you for however much they feel like at the time. The amount fluctuates and makes zero sense..Emwei86Version: 2024.8.12
Money stolen from my accountI’ve used this app for about 6 months now and haven’t had any major issues until recently. This week, I noticed a random charge from Klover for $10. I ignored it, thinking maybe the monthly subscription was just higher than I remembered. The next day, another $30 was removed my account. I messaged Klover that day and received an email that someone would get back to me in 2-3 days. In the meantime, my account was close to overdrawn due to bills having just been paid and my payday coming up. I borrowed $70 from a family member to get through the end of the week and put $50 of it into my bank account. Within a few minutes of my deposit, Klover took $50 from my account. I put the other $20 in so that the account would not be empty and yet again, Klover withdrew
$20 from my account just a few minutes after deposit. I still have yet to hear from anyone in the company and had to put a freeze on my bank account to stop the fraudulent charges. I have always paid back my loan on time and have kept up with the monthly membership. I can’t see any reason for this money to have been removed from my account other than for scamming reasons. It was a very useful tool for a while, but I will be revoking my membership once this is figured out..MarshbbyloveVersion: 3.58.0
Horrible!The app was great at first, THEN when it came down to my second repayment the app became horrible! My advances were increasing then it took almost half the day for it to pull my repayment from my account and I forgot to unlock my card and now it’s not even trying to pull the payment at all which caused my advances to drop! “Customer service” is absolutely no help as they really can’t do anything and it takes them forever to respond so by the time you hear from them it’s too late! WHY can’t I make my own payment instead of waiting for the app to run it I haven’t had any issues making my payments with Dave OR Empower but KLOVER is definitely the lowest on the list for me rn! Then I’d be wrong to not even allow it to take the payment from my account. DO BETTER! Stop acting like y’all can’t make other options in 2022 almost 2023!!
UPDATE ** Was already in contact with “support” they’re also no help. 5+ days past my repayment date and all they can say is it attempted multiple times even though I have notifications from my bank on both my phone and email with no attempt notifications. They claim they processed the payment which should’ve been done the day I reached out but instead made me wait another 3 days. App still isn’t refreshing my bank information and nothing loads up properly..NnnnnnnnnnnnnnnmnnnmmooVersion: 3.52.0
Horrible user experience and terrible customer serviceI can’t say anything good about this app really. Once you rack up points by watching ridiculous videos and scanning receipts your points go up and are able to receive an increased boost. The monetary amount of the boost doesn’t really add up to much to speak of in the first place. If you do get an initial boost, mysteriously your debit card unlinks and you are thrown into a mysterious wait list. This is all after they have already charge you a ten dollar fee and a two dollar membership fee. If you try to reach out to customer service it’s a losing battle. I think Klover has three people working in their customer service department at maximum. It takes days upon days to receive a response if you are lucky enough to get one. The issue with the cars unlinking is obviously a pervasive one they are aware of as they have added it to their faq’s but seem to have done nothing to ameliorate it. It’s pretty ridiculous to think that a company with a finance based app has no fix on a matter like this. If your debit card unlinked when it was your time to pay back your money and fees I’d bet they would have a fix for that and hound users incessantly. This leads me to believe that this app is a scam, and a pretty petty scam to get fees out of users and never give them the option to get a “boost” ever again. A good company would provide quality support, user experience and customer service to ensure they have repeat customers who remain pleased with their service - Klover is none of these. Klover is worthless, so don’t waste your time..Paddy JDVersion: 2.42
Only works if you have the timeThis app essentially would be great if it didn’t require you to download tons of unnecessary money apps in order to qualify for points. They have great incentives for scanning receipts and surveys, but you will literally scan receipts forever to get 100 points as they are 5points per receipt. Initially this wasn’t too bad it use to require 3000 points for a $200 advance but now since their recent update, it takes 5,000 points just to get a $75 advance, which is INSANE. I mean it was hard enough trying to gather 3000 now they’re expecting you to accumulate 5k points for practically nothing…. Considering how long it will take to even gather such points. Most of the partner apps require you download games and make it to outrageous levels to get the points, or play cash games to get the points (why would I play cash games if I am looking for a cash advance)? While the idea of the app is great, you literally have to go through too much just to gather enough points for a small $75 advance and let’s face it, a single mother working full time doesn’t have time to sit and play games all day to make it to level 100 for some points. In my opinion, the offers you need to accumulate points make it harder to even get the points needed for the advance making it not worth it..C33-C33!Version: 2024.9.9
Absolutely Atrocious, not to mention better alternativesUPDATE: Response to my email about my advance having a failure of delivery on their end was met with a shoulder shrug and directions to log back out and log back in. Was also told that I cannot be given my points back even though they were taken after the advance failed to complete. This service makes no sense and their support team either doesn’t seem to understand my issues or the company policy is just that terrible. Just going to save myself the future headache and close my account now. What a waste of time.
App doesn’t track points well at all outside of surveys. It’s been almost a week and I still have only been issued points from challenges I did involving other apps, of which I had to email support to get those points. I still have two other emails about missing points that haven’t been addressed. Not to mention that when I did get enough points to get a high advance, I spent them to upgrade my advance and they still wanted to charge $20 for instant deposit. On top of that, even with instant deposit, my money didn’t appear in my account and now my account doesn’t even reflect that an advance was requested on my part but the points to upgrade the advance were spent. Now I just got a text saying congrats on your advance yet there is no advance in my account. Support is likely going to take another several days to get back to me. At this point an advance would be useless. Want to shut down my account altogether, this app is a mess and a half. Feels almost like a scam. Brigit, Dave, Cleo all have this app beat by a mile. It seems like the only thing keeping it afloat are partnerships with other apps and survey providers..The Tru7hVersion: 2024.7.15
WARNING: STAY AWAY. Shady and not as advertisedI never give the personal bank info they ask for like your passwords and stuff to anyone or entity ever doesn’t matter how legit or who you are but annoyed at myself for falling for exactly what was worried about..worse is can’t do much about it yet and unsure if anything will happen. All I’m going to say is they ask for all the info and process it and then nothing - they got all my info and not getting anything - don’t think they’re not checking stuff - It’s shady when they say what they require as in how long accounts been open amounts etc etc and I surpass they’re requirements by far. The reason they give that I can’t use them isn’t true, I clearly do have what they say i don’t. The to top it off you can’t delete anything. Or change anything. You can submit a request where they’ll get back to you in a few days it says but that’s it. So they have all the info I can’t delete or change anything or close account nothing they got it and won’t give me anything and now crossing my fingers they process my request who knows when. If i hear back at all but who knows I just don’t like this at all it’s not right. Even if they do i guarantee it’s going to be a back and forth long drawn out hard time if and when anything is undone. I don’t advise i warn do not use this..INKED SUPERSTARVersion: 2.36
Would give zero if possibleThis app does not deliver on advertised promises. Had the app for several months, always running in background using battery and data, no change. I maintained bank balances and deposits well above there minimum, but never got off the so-called “wait list”. But the REAL kicker was the inability to change my bank info, neither in the app or with the assistance of “customer service”. My account info was stolen which necessitated a change in account numbers, card numbers and what not. When I couldn’t make the changes in the app, I reached out and was informed that there is literally NO WAY to update, change account info? Are you kidding me? This is such a basic thing, especially when dealing with numbers actively phished for fraudulent purposes, I still can’t quite wrap my mind around it. It speaks to the the lack of foresight and careless disregard for their current and future customers. On an unrelated note, I have not met one actual customer of Klover who is even moderately pleased. I have heard multiple stories that match my experience. All of them downloaded the app on the misleading advertising that highlights advances that never materialized, even after months of maintaining standards and letting the app constantly track your every move. I honestly doubt the veracity of any of the glowing reviews..LilTapeyVersion: 2.28
HassleI wish I wasn’t in need of a few dollars so I can eat and pay small bills to stop my bank account from going into the negative. This app is a hassle on so many levels as soon as I received enough points to get a higher cash advance it lowered my available cash advance from $75 to $5. I had to subscribe to other offers to receive my points. Now Klover wants me to subscribe again to my Klover account when I’m already a member. I guess they want to charge me twice and take my points back? Plus I’ve been speaking to customer service about this same issue going on a second week. You can only reach them through email, no live chat or phone calls. They say response time could take up to 5 days but that’s not true it can take longer than that. Even if you respond to them within seconds within the email it will take days for them to respond back ****Updated Thank you for the response but your chat message option is flawed and constantly kicks me out of the queue which makes the email the only option. The check payday pattern needs to be fixed also. Your payday should be able to be seen through Plaid which Klover uses to see your bank account details and history. So my advance repayment date should match my check date..Nononsense75Version: 2024.12.23
Great Until Not So GreatThis app was working great for me for months and then all of a sudden it won’t give me points for receipts that ARE in my account but states it “doesn’t match with primary account” and then I only get 5 points. No I’m using or paying with any other form of payment, only the connected and linked card. When I did try to reach out about it I get no response. I even emailed my “digital receipts” to the email they supply on their app multiple times and I haven’t yet to receive a response back or any points at all. This will be my last time using this app as it’s been happening for months. NONE of the receipts I scan work or ever give me 50 points. They even say you can get 2X the point for Walgreens receipts. But I even tested the theory and went to Walgreens and used my only debit card (linked in app) and it only gave me 5 points because it said it didn’t match my “primary account” which isn’t true because I only have one card. It just says the same things over and over. I’ve followed all rules and guidelines and they still screw you on your actual points earned. I did recently get a response from customer service basically telling all the same stuff I already was aware of. I don’t ever get any help or anything ever resolved with this team or app..PAndrews12Version: 3.34.1
Not ImpressedI have used a few different apps like this one in the past, and wanted to give this one a try. I created my account and was immediately approved for $110 advance. I went down the checklist to complete setup and get the advance. When I went to link my debit card, I kept getting error messages. I was finally able to put it in, and it said that my card was in verification process, and it could take a few days. Today, I went into the app to see if my card had been verified yet, only to have another error message waiting for me stating the card couldn’t be verified. Not only that, but the bank account balance is wrong in the app. When I created my Klover account, I had a positive balance in my bank account, but it was-$3 available. Klover would not allow me to link my debit card if it was negative, so I went ahead and deposited a couple hundred dollars in the bank, so I could link my debit card and try the app. Well, here we are a few days later, and Klover still shows the bank account available balance of -$3, which is way off.
I’m lucky because I didn’t actually NEED this advance. If I had, this entire experience would have been very upsetting. I would recommend looking elsewhere for apps that do advances. Brigit, Dave and Earnin are all decent. My only gripe with Dave and Brigit is that you have to pay a monthly subscription fee (same with this app). Earnin has crap customer service. I have had really good experience with Possible, though. I applied for a loan with them, and I had the money in my account in less than 15 minutes. Plus, they break the payments up over several pay periods, and help improve your credit. However, there is interest with Possible, as it is a loan..CarmenP43Version: 3.14.3
I only use it because i’m desperateTitle says it all. This app is made by money grubbing scammers. The transfer fees are exorbitant and they try to make you accumulate “points” to take out a higher advance, but the more points you get, the lower the point value to money value exchange rate gets. For instance, I was approved for $100 advance and could spend 5000 points to get a $200 advance when I had 50 points, but once I collected 800 points, suddenly I’m only approved for a $75 advance and have to spend 500 points to get $105. They also want you to spend points to bring down their exorbitantly high transfer fees. They also have no rhyme or reason at all to when their repayment dates are scheduled—they don’t try to schedule it near your paycheck at all, I get paid on the 3rd of the month and tried to request an advance on 7/6 to have my money ideally hit my account on 7/9, and they made my repayment date 7/9 and are telling me that they can’t guarantee an extension. This app is so poorly designed and is literally just created to nickel and dime you as much as it possibly can because they know you wouldn’t be using it unless you’re desperate for money. Really trash app all around, I recommend Empower, Brigit, Grid, Grant, True and Albert all over Klover for cash advances..M00jgwVersion: 2025.6.30
False advertisingSo i need to have about 400 points to get the minimum $10 cash advance and the more points the higher advance and the way to get most points is to make accounts with the options of apps they have for a high amount of points I downloaded a app that was said to give me I believe around 1.5-2k points I made an account on the app and even paid $5 for a subscription and I never received any points for it, it has been about 3 days and supposedly it can take up to 24 hours for the points to post one of the days Klover even said I was approved for like $50-90 that it was just waiting to approve I think my card or direct deposit something along those lines and than the next day it disappeared and went back to the not enough points to get a cash advance because I’m at 250 something points but I don’t know why it wouldn’t work in the first place if I have a good bank I get paid direct deposit I had some funds in my account just needed a small amount to complete a bill I had to make but nope nothing so yea I just thought the whole points thing was scam-ish activity because I did everything it asked to allow tracking etc and nothing was received on my end..NsiseiVersion: 2025.3.5
Not committed to help the lower class working people AT ALLOk so first off it doesn’t accept chime back which I get my checks deposited there so I can get them early. A LOT of people working to get by use these online types of bank so they do not have to pay crazy bank fees! Believe me I HAVE to have my capital one account due to the fact that my child’s father transfers my child support there directly from his account and it’s ridiculous they charge me $12 a month just to keep it open! Second, I went to read the requirements after I tried connect my bank and it didn’t work and some of the reviews. I don’t know where everyone is getting $900 deposit but 13 days ago Karla posted on their site under the requirements question deposits must be a $1000? If I made a $1000 a week I wouldn’t need help between paychecks! THIRD this must have $1000 deposits makes no sense to me so if I was paid biweekly and made $450 a week it would be ok but because I get deposits of $800 a week I wouldn’t be eligible?
I do not think this app was all the way thought out before they released it. It need A LOT of work and it is targeting the wrong working class. I guess this is more for people who have budgeting problems (like myself I won’t lie) than people who are actually struggling to get by from pay check to pay check unless you are lucky enough to get paid bi weekly on that case u can have a salary less than me and you will qualify where as I will not! Get with it Klover maybe you should have been a little more patient in releasing your app before you get more negativity than positive word of mouth and you lose customers before your app even gets off the ground, once you get a bad name it’s very hard to come back from that!! FIX IT NOW!.Aar290Version: 1.24
AnnoyingThis is the most annoying cash advanced app I have and I have them all. It will give you a cash advance, but every time we go to take it out again, it makes you jump through freaking hoops. Most of the time that I go to take it out I have to re-put in my credit card, which then you have to wait for the credit card to verify. Right now I’m annoyed because yesterday I logged in my payment had been processed. And it was offering me $100 in cash advance, but I had to re-verify my credit card. Then I woke up this morning and figured I would take that out only for now where my payment was completed and it even shows that t’s still completed in my banking app. Now Clover is saying payment pending. In general, it’s really annoying, especially since I pay for a membership. Dave Brigit cleo Tilt EarnIn moneyLion and Credit Genie are all way better. I was in a really bad place financially so yeah, I had money borrowed from one of those. But I’m getting out of the hole. I may need to use a Cash advanced app in the future, but this is not gonna be the I reach for.
And you can never get a hold of customer service it’s a automated system that only has approved options.Fayre-AvalonVersion: 2026.6.1
Used to be greatUpdating my review as of May 2025 because they’re broken app is super frustrating. You can do all these offers to earn points and then sometimes those offers cost you money and they don’t get added automatically and then when you reach out to the customer service it takes them literal weeks and they want 15 screenshots and then it’s still not there so when you pay your advance back, you can’t get another one because you don’t have enough points and customer service will not be quick. Even though you’ve completed all the offers you can’t get an advance it’s very complex and it never works as it’s supposed to. Period. The service is easy and very handy! If you have income and can maintain a balance (even if it’s low) they will lend you money! Recommend this to anyone in a tight spot financially! I am having another situation with them in July where it’s basically the same thing and they’ve been double billing me for the last six months and I can’t advance because they don’t ever add the points for the offers that you complete so this is really becoming not useful in any way shape or form..KegeggVersion: 2025.8.4
Don’t bother, very misleading.When you first download Klover, you are very likely to get a cash advance. However, they don’t prepare you for how impossible it is to keep receiving advances. They go by a point system, and it’s 5000 points to get a lousy advance of $100 on the same day. Otherwise you have to wait 3 business days. If you get paid on Fridays, you will not receive your next advance until the following Wednesday, only to have to pay it back two days later on your payday. You can answer stupid survey questions, or watch ads, or play games that you would otherwise never play to get a minuscule amount of points at a time. It would take you WEEKS to build up to 5000 points. Once you spend it on one advance, you have to start all over, as you have no points to get another quick advance. This app is a scam and not user friendly at all. People who are applying for cash advance need them to be accessible right away. I never would’ve opted in to this app, but I had to pay a bill. The next bill cycle came and I had to make a late payment because I didn’t have enough points. Try telling your lien holder you didn’t have enough points. Never wasting my time with this again..FishofksnecnskekrVersion: 2024.2.26
Payoneer 💰Payoneer is an online payment platform that lets you transfer money from any corner of the world! A best and must have payment service for every blogger, traveler, freelancer, affiliate marketer, consultant, virtual assistant, business person, online sellers, and receivers. Earn $25 for free by joining Payoneer. Sign Up Now!AdvertorialVersion: 2026.6.8
Klover Holdings, Inc.
