Klover - Instant Cash Advance Customer ServiceKlover Holdings, Inc.

Klover - Instant Cash Advance Customer Service

  1. Klover - Instant Cash Advance Customer Service
  2. Klover - Instant Cash Advance App Comments & Reviews (2024)
  3. Klover - Instant Cash Advance iPhone Images

Your payday can’t come soon enough! That’s where we come in. Get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.

HOW TO GET YOUR FIRST ADVANCE:
* Enter your name, email and phone to sign up in seconds
* Connect your bank so we know where to send your money
* Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

SCORE EASY POINTS
Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

WIN MONEY ON THE DAILY
You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!

BUDGET LIKE A BOSS
Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

MONEY FROM THE FUTURE
It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

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WHY WE’RE HERE
We’re not your typical financial Institution. Our biggest goal is to see you financially free.

So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.

By transparently leveraging your approved data, we can provide low to no fee financial products and services to save you time and money.

YOUR DATA IS SAFE WITH US
Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.

STAY IN TOUCH
Got a question? Reach out to us at [email protected]

Disclaimer: Klover does not offer loans. We are NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned.

Klover - Instant Cash Advance App Comments & Reviews

Klover - Instant Cash Advance Positive Reviews

Klover Initial ReviewKlover is very simple to use, and easy to understand, with many opportunities to earn sone extra cash, spend sone time looking at fresh and new opportunities, and just having some fun. The simple to apply, cash advance feature is very helpful and provides an extra financial cushion for when a little bit of money is needed. I'm not totally sure because I haven't fully read the information on all the Site, but the only concern I can think of is when a small loan is taken out, say around mid-month, then due to be debited from one's checking acct, say around the 25th of the month and the acct holder doesn't get another pay deposit until the first of the following month, I'm guessing this would cause additional costs or fees, and possibly cause difficulty acquiring another advance in the near future; however, I'm not sure because I did not notice any explanation or additional measure that Klover may provide, but I also haven't asked that question of them, nor did I log onto the actual Website to see if there is anything provided on this subject. Other than that, the App is "two thumbs up" for me, and well worth having. Thanks!.Version: 3.43.1

Eh, not great in comparison to competitorsFirstly, as a person who has a long-standing consistent direct deposit history with a relatively high-earning occupation, the most I have ever qualified for is $45 off the bat. If I factor in the “points system” (which I have mixed good and bad feelings about), the maximum has been $70. This is typically during a week where I work many days in a row and allow my location services to be on at all times with this app. During weeks of paid vacation, I’ve seen this drop down to $10 (LOL) I regularly log into upload receipts, as I use several receipt tracking apps for points. NEVER have I seen anywhere near the $130 advertised all over the place. The interface/design of the app is lovely & modern. The “instant” boost costs $9 and is processed the following business day if requested after 10:30AM CST (rendering the “instant” perk virtually useless and an unnecessary $9 fee (which is also by far the highest “instant” fee among its competitors). When I add up all these irritating obstacles and shortcomings, I find myself using this particular app among the last if I find myself in a pinch in need of cash, as I know the reality is I may receive $25 in like five business days in most scenarios. Typically, my cash flow situation is solved by then, rendering this app more tedious and useless. FYI, apps like Solo, Branch, MoneyLion, Brigit, and even FloatMe have actual “Instant” perks which cost half are literally instant..Version: 2.39

Lots of WorkThe app in service is OK but it’s a lot of work to get a Cash Advance that you still have to pay fees for. Other apps you can just apply for the advance and pay the fee. We have the points and then still pay a fee so it’s a lot. Even when you do it to help with the fees, the amount of points you need to even get $.50 off is so crazy. Use the points system to increase the amount you can get or to decrease fees or to extend repayment dates or something to that nature but the way you have it set up now it’s just too much work unless you really really need it and even if you really really need it they are just other apps out here that don’t require all of this. I like the concept but I think it just needs to be tweaked a little bit so it can be user-friendly worth while to the user. People aren’t going to spend an hour on your app trying to get $50 when they can just go to another app, spend the same amount in fees and get $50 in less than 10 or 15 minutes. Even with that though I think your site is awesome especially being able to link the stuff that you use like places, you shop and etc. Maybe you could even add in gas points or something. You have a great concept it just seems like it’s not synthesized for the actual user. Once you make that connection, I think this would really top the others. I hope this helps and thanks for asking for my feedback and of course thanks for the advance lol..Version: 3.51.0

Not so badThe app works and gets the job done, when I first downloaded it was under the promise you’ll get up to $250. If you really think that’s gonna happen good for you, but that’s a lie, the max amount I have gotten was $100 and if you don’t use the app in one payment cycle, the amount will start going down again, so it’s made to keep you getting money in order to get a higher limit, otherwise they’ll stop giving you from a $100 down to maybe $30. Also, in order to get money you need to have about 900 points, which you get the points very slowly and when they have promos like “scan 2 receipts and get 200 points” is a lie, never works, so basically you really have to work your points getting 5 points for each receipt or 10 for watching adds… just imaging how many adds you need to watch to get 900 points, do the math, crazy. If you’re patient and you aren’t really in a emergency then go ahead and use it, if you need good amounts of money and quickly this app is not for you. A good example of fake offers is this one right here, I’m supposed to get 200 points for leaving a review, but as soon as I go back to the app this is what pops up “offer wall error, unable to fetch offers. Please contact our help center for further assistance.” Like please, I would understand if it happened once or twice but it happens all the time….Version: 3.34.1

Fast and easyHonest opinions about the app are that I love it! Klover’s entire process was easy to understand and use. Being a college student I sometimes find myself stuck in a bind to pay bills, pay for food or gas. But thankfully I was able to get out of that due to this app. The process works by setting up an account and connecting your information to the account. For me it took less than 5 minutes but it says it could take anywhere from 24-48 hours to verify your account. Once verified, you’re brought to their main home page where you can complete tasks to gain points. As you collect more points you then can use those to redeem a boost. The more points you earn the more you will be able to pull out. Once you’ve reached the points you need to pull out a cash advance, you can proceed to transfer the funds to your bank. You’re given options such as your next payday, tips, and whether you want it instantly for a small fee or for it to take a couple business days with no fee. Overall this app is easy to understand and I recommend it to all my friends who are stuck in a bind or just need a little extra..Version: v3.30.0

Your dumb if you don’t use Klover!!!Like most people who are just everyday workers, sometimes you mis-budget! And when I say this I’m telling you now, I’m not a Klover Employee and I wasn’t told to say this by anyone…. BUT!!! Over any other app of its kind Klover is hands down the best for me , I’ve recommended it too any person who has asked me for money or just falling behind on bills … They Literally have something for everyone! In my case I like to keep an eye on my credit score, and occasionally I may need a few dollars or more then a few lol to carry me til the next week, These days when that happens I don’t stress I just open the Klover account and it’s handled in 1-2 minutes … a lot of these different companies don’t take the people and/or “customers” seriously it’s all about the quick buck or more subscriptions! Klover is stress free … Any other app you have too meet like 9-10 qualifications just to get 5$ Using Klover is not the case! It’s simple easy too use and Fair!! On a serious note Download it already …. See for yourself -Chris M.Version: 3.39.0

Better lately but still mehhCharge you a monthly membership and let you take an advance but for some reason one time you will be eligible for $xxx amount advance and then next time you will only get $xx even though your bank info hasn’t changed , your income hasn’t changed… and you paid everything on time consistently since becoming a member. Just doesn’t make sense . And don’t say “well depending on how many points you have on top of your original approved amount blah blah blah” because I’m saying if you have 900 points (max amount to add as addition for your advance) one time and 900 the next there are times where your advance has been lowered inexplicably. Just saying that after loyalty and consistency have been shown with the time you’ve been a member and the payment history you would think your advance would stay at the highest amount you’ve been given not drop to a lower amount with no explanation. Also im convinced no one wine the sweepstakes they offer for 50 pts and entry (1 $100 winner and 5 $20 winner) becsuse I always waste points entering and luck alone would suggest that a $20 would have happened atleast once in the last year.Version: 3.54.1

Can get $50 for a couple hours of workI’m not sure what this app advertises that you can get but let me tell you what you can actually get. You can easily get a $50 advance that you have to pay back as long as you get 1500 points to get points you have to watch videos or take surveys or scan receipts that you have, stuff like that. It takes two or three hours to get 1500 points. I’ve gotten all my points and cashed them in for $50 advance. Several times they give you like a week to pay it back and then they take it out from your account automatically so you have to connect your bank account and a debit card and it Has to be verified. They pull out a few cents and it takes a day or two to verify. After that you can get your $50. While you’re waiting work on getting your 1500 points. $50 is the most that I’ve been able to get. But hey, it’s helpful sometimes when I need to borrow $50. I don’t have to ask my friends or family. I can just get on here and borrow it..Version: 3.63.0

Right on TimeI am very grateful to have found Klover. Living check to check is no fun. It’s even worse when you get paid once a month from the job like I do. Luckily, Klover was ready to help. The app is so user friendly. People who have trouble with technology will have no problem using the app. The layout and design is simple and aesthetically pleasing. After a simple walkthrough setup, which includes linking your bank account, your on your way to requesting some quick cash. Payback timeframe is reasonable and fees are pretty much nonexistent depending on your choices at checkout. What I enjoy most is the extra perks. If you earn enough points by watching videos, answering questions, spinning the points wheel and even adding your workplace, you can take out another advance. Pretty much anytime you interact with the app, your earning points. I recommend this app for and to everyone. Thanks Klover for being there to help us out when we hit those small financial binds. I greatly appreciate your service..Version: 3.51.0

Great App! Helps Keep Money in your Pockets!This app is great. I was very skeptical about it when I first got it. I get iffy signing up for things that ask for personal information and banking but I really needed extra money at the time and gave it a try. I have to say since day one, I have found myself using it constantly for extra cash when needed and it works like a charm! This has helped tremendously especially during rough times. I highly recommend it for everyone living paycheck to paycheck or can’t get approved for credit. Thank you guys!! Keep up the good work. Another plus is the bonus incentives they offer for other products!! Btw, I had trouble getting approved for loans including payday loans even with a great credit score. Upon finding other options, I came across this app and it was simple to sign up and get paid. It’s straight forward and to the point. Get cash right away and pay later. No having to worry about asking people to borrow money. This is a huge help..Version: 3.48.1

Klover Points ReviewI have been using this app for the past couple years. This ad is truly amazing. Anytime I need it any extra cash I’m able to have it in my account within 30 minutes. You’re all OK I had all when I go to complete offer some of them I have never redeemed my points for it. I never deviate my points for the Relief Fund 100 Points, Inbox Dollars 100 Points, Scholly 100 Points, Survey Junkie 500 Points, Sweeps Club 100 Points, and I Love Samples 100 Points. I’m not sure if that app isn’t updating but that was 1000 points and I’ve also completed a couple surveys that I never received points for, and I had receipts that I scanned that match my checking account and I only received 5 points and I should of received 50 points. That happened about maybe 8 to 10 times. I know the app was having issues for a while but I should receive all the points that I missing. Besides the points issue, this app has been a lifesaver at a time in need..Version: 3.34.1

Klover appKlover has definitely helped out big time when I was a little short. It’s easy to use and very self explanatory. I’ve been using it for over 4 months now and it’s definitely convenient and a life saver when something comes up unexpected. It also keeps track of your spending and you get points for receipts which also has saved me a few times after being double charged for something and the total didn’t add up. I used to throw away receipts or tell them I didn’t want it but now keep them for points. It causes me to go over my purchases and I’ve caught a few times that an item had been double charged and was able to go back and get them to correct it. I could’ve lost/given away over 43$ on one purchase and only realized it when I was scanning the receipt to get points on klover. I’d definitely recommend this app to anyone who’s curious about their spending and where their money is going..Version: 3.48.0

It’s a good app! Just a few suggestions.The app is definitely helpful, and I’ve enjoyed it and find it unique amongst similar apps, but there are a few things worth mentioning that could be worked on. The first would be that you have to gain points to have an advance available as opposed to having that as an option but also giving a base amount once direct deposits have been verified through our checking accounts. I do also like the option to add value to your advance by scanning receipts, but I purchase about half of my things with cash for better budgeting purposes, so the need to find receipts with my account number was a bit disappointing and I think it might be something good to consider for others as well! I have enjoyed you all’s platform and it truly is helpful and unique, I just thought these things might give users an even better experience with you all!.Version: 2.17.1

Gaining pointsHello! I have been a Klover user now for a couple months but only took a advance out now twice. The process is understood but tedious than most, here’s why: - when you need an advance you must gain 600 points for $5. How you’d earn these points is by ad watching, which would give you 10 points each ad. Sometimes though, using the ‘watch ad’ tab DOES NOT always give you the points. Instead it’ll go to a progress bar called “watched ads” where you can watch 20 ads for 200 points. You have several options to scan receipts, as well as logging into your Walgreens, CVS etc accounts to also gain points. Would I recommend Klover - Yes and No - here’s why - if you need a advance and you have the points and the correct bank for it, you will get the payment. Here’s why No - due to the fact you have to gain points in order to get your advance, without a lot of ways to gain quick points it will kind of make people go to MoneyLion or Dave. I also find it unfair because most of the time you do not gain the points you did a survey for or made a account for. I recommend if you are going to use Klover, make sure you don’t need the money at that moment. You will need spare time to work for the points. Also, leave a couple points within your account as well as open the app everyday to gain 5 or 10 points. Lastly, they now offer the option that your 5 recent transactions within your bank account, can now be claimed for 5 points within the Klover app..Version: 3.37.0

It works 3 stars worth, let me explain.1. It’s a gaming system. Watch videos. Give information and you earn point. 2. The most you can borrow is $30 which is 900 points. Points are easy to get. 3. You get points by doing things they let you do to earn points. Example: answering questions on your age, race, address, ect. 4. You must link your debit card associated with your bank account in order to get the money. Guess what? It’s a $2.50 a month subscription you are signing up for. Clever. 5. I thought this was a “pick an amount” and borrow it. Nope. It is a maximum of $30 which is payed back within a week or two automatically since you had to link your debit card anyway. *this isn’t what I thought, but I did get $30 within 60 seconds, but had to pay like a $4 fee to get it that quick. Otherwise, I would of waited 3 days for a free deposit. Maybe they will grow into something much more. At this point, I’m just going to rack up points since $30 isn’t enough for me. When it is enough for me, I’ll have the points..Version: 3.34.1

A few surprises but better than mostIt kept saying all I needed to do was this thing and I would be approved and I can get my money right after I did this and I did and when I went to try it said I didn’t have enough points so then I spent a bunch of time after earning the points, which was actually very easy and no problem and it wasn’t like I had to pay a bunch of money or something, but there was a subscription fee. I wasn’t aware of that and that’s probably my own fault for not reading and I was in a hurry but I did end up making it to the amount that I needed in about an hour or so. It wasn’t too difficult and kind of expensive to get the money the same day, but they also let me have points towards that, so it didn’t have to be so high. Overall, I’d say I’m pretty happy and satisfied with this app and I definitely will it be using it again..Version: 3.83.0

Love Klover ! It is the best in a pinchI have used this app for a couple years now and beyond all the other spot me ina pinch type of apps, this is still my favorite. The others require you to have a job with direct deposit from a payroll to get qualified. Well if I had those i may not be in a spot like I am when I need some help with cash! If I’m unemployed is when I need the help most!! So this is great - as you put in some time with a few ads and what not surveys and could get $5 or $10 quickie loan. Of course I’ve borrowed as much as $130!! The only improvement id make is when 'paying with points' I've earned through the app, I feel should not have to pay back whatever it is i just used my points for - especially if is a rush fee. If give 5 stars if that was the case. But in a relatively short time I could be eligible for $5-$10 and the comparable amount through say a survey app. Could easily be a couple hours! love the whole company of Klover, Klarna, etc ♥️.Version: 3.34.1

Best App for advances if you are struggling paying a bill!!!Love using Klover. It’s fun to use to get points up to where you can get more cash advance. Love how you can get your advance within an hour or 3 business days! You can choose an amount you need by using your points. You can spin a wheel to gain points, take surveys, watch videos, sign up for different things to earn points and you can scan your receipts to earn points as well. I spent points for a $60 cash advance and I got it within a couple min! I would suggest using Klover because there are a lot of great thing you can do to earn points and get a cash advance if you need it! They take the advance out of your next check so you don’t have to worry about forgetting to pay that back. They keep track of your spending and you can get your credit score as well. I will definitely keep using Klover!!! 10/10.Version: 3.79.0

Great app all around and easy to use!I kept downloading different apps trying to find the one that best fits me and my current financial situation and I was skeptical about almost all until I stumbled upon Klover . This app was the most ideal for me not only for how easy it is to use but I loved how they also give you an instant boost that took no longer than a couple minutes to show up in my account ! I needed the money for an emergency bill coming up and as soon as I signed up Klover gave me an amount that I am able to use and repay at a later date which was very helpful and exactly what I was looking for ! I then began searching for apps close to what Klover offers and I couldn’t find one . I’d recommend this app for anyone in need of some quick cash and anyone who wants to organize all of their expenses the easiest way !.Version: 3.29.0

Eligibility for advanceI haven’t seen an option for a non-points advance since they made points advances a thing so I finally got curious and asked support what’s up. This was their response: “Here at Klover, we have a few strict requirements that need to be met in order for a customer to be eligible for an advance. One of these requirements is a customer must have a pay cycle of either 7 or 14 days. In addition to that, the paycheck must be directly deposited into a checking account on a Thursday or a Friday.” I technically get paid on Fridays but the bank account I have connected pays out early (on Wednesdays). I’m asking if I can send paystubs to prove that my paydays are Fridays and see if they can use that instead of me having to connect a different bank account; I’ll update this once I get a response. Just wanted to let other people know that if you can’t get a non-points advance, it might have something to do with when you get paid..Version: 3.43.1

Best AppI was browsing Facebook, like any other day, and suddenly I saw that a friend shared an App called klover, so I decided to take a look at it. Then I discovered the marabout of the app that tania in front of my eyes and at that moment I was going through a bad time so I decided to ask for a loan from klover and if in 2 minutes I already had the money in my bank, the fantastic thing about klover is that I never They will ask you for as much information they believe in their users as we users believe in klover, and the best of the best there is no interest but if there is a fee that is worthy for the Klover loans, it solves my problems. The most elegant thing about Klover is also that if you invite a friend they give you $ 20 grace if free, fantastic, I really recommend Clover and I want them to give them 5 stars because they are a wonderful team..Version: 3.13.1

Better than nothing. At least in this specific situation.It would be really really nice to be able to get the hundred dollar cash advance that is advertised by & for the Klover app. Otherwise it is a very good app. It’s easy to navigate and I enjoy spending the wheel and doing the sweepstakes. I’m not big on surveys but I don’t mind everything else. I would just like to be able to get more than a five dollar cash advance because I do have direct deposit and I have been using this app for about six months now and I’ve only been able to advance $20 twice and every other time it’s been five dollars and I always repay my cash advances with tip every time and on time. At the very least I would like to have an explanation as to why you advertise $100 cash advance but then only offer five dollars to the occasional $20 for people that do have qualifying & Recurring direct deposits..Version: 3.36.0

So far so goodUpdate from my original review. Issue with bank account verification has been resolved. I like how you can earn points for boost or use them to cover instant transfer fees (8.99). So far so good! ***original review*** I set up everything and for whatever reason my bank account couldn’t be verified by Plaid even though I just used the same 3rd party to verify my account for another application (not a loan app). Even after following their instructions in their help section, it still didn’t work. Then I tried to create a new account with my secondary email thinking it was just a weird glitch … AND THE APP GLITCHED! When I tried to sign in it said that my password was incorrect so I created a new password …. the system said that the newly created password was incorrect. I wanted to try this but I’m done after three days. I’ll be deleting it and pray that my information isn’t.Version: 3.20.1

I just downloaded the app 20-3..Done. Didn’t even get a chance to leave a pre review while I “waited for my requests to process and have my boost available at the time of my choosing…Which was right between 20-3.. you get the point. No don’t just give positive reviews if I noticed a few bad bugs..App seems to crash or lite crash where the app won’t close in on itself but you’d be smart to do it the moment your page stops loading. Close, open (like-new) #Newcarsmell . Downer also the first bank you link or provide Info to kolver with you’re basically stuck with that account u till you contact support and even then sometimes your beat bet is to ask them cancel your account and you can start fresh again linking ur bank though there is a time frame and expensy to wait is never reliable..Version: 3.13.1

How clover helped meI’ve only used clover once and it helped me when I was low on funds after I paid rent to get some groceries for the week. Honestly there are a lot of apps out there, Dave, Earnin, possible and float…but clover seems different and fun…I still have yet to understand it but I like the fact I can borrow a small amount like possible and Earnin…Dave raised their amount from $50, $75 to 100$ and 200$…I don’t ever like borrowing that much because then I’m in dept to those other apps. So Klover is nice because I can keep it simple and not worry about being broke again from Dave…during covid I got caught up in the lending app wormhole…spent almost a year borrowing…paid them off during the holidays…but always was short…klover seems more user friendly and i hope to continue a great customer relationship with them..Version: 3.30.2

Free International Money Transfer 💸Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!AdvertorialVersion: 2024.2.26


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Klover - Instant Cash Advance iPhone Images
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