Flex - Rent On Your Schedule Customer ServiceFlexible Finance, Inc.

Flex - Rent On Your Schedule Customer Service

  1. Flex - Rent On Your Schedule Customer Service
  2. Flex - Rent On Your Schedule App Comments & Reviews (2024)
  3. Flex - Rent On Your Schedule iPhone Images

Rent pay, your way.


Flex splits your monthly rent into two payments, helping you pay rent on time, improve cash flow, and build your credit history — so you can breathe easier every month.


Each month, you pay part of your total rent up front and the rest later in the month, when it works best for you. We help pay your rent in full to your property.


Flex charges a monthly membership* fee of $14.99. A bill payment fee of 1% of your total rent is also charged (additional card processing fee applies when using a credit card).


*Flex services are offered as a monthly membership with a recurring fee of $14.99, which includes access to a Flex line of credit from Blue Ridge Bank, N.A., Member FDIC or Lead Bank, at 0% APR. An application and approval are required. A bill payment fee of 1% of your total rent is also charged when you pay your rent using Flex (additional card processing fee applies when using a credit card). Membership is subject to credit approval, and individual credit line amounts vary based on eligibility (graphics are illustrative only). Active membership requires timely payments each month and will automatically renew until canceled. Flex may report payment history to TransUnion, and late or missed payments may be reflected on credit reports. Terms and conditions apply.

Flex - Rent On Your Schedule App Comments & Reviews

Flex - Rent On Your Schedule Positive Reviews

Current Updates vs. Three Years Ago: Night and DayI cannot underscore how thankful I was to discover Flex three years ago. It’s an incredibly useful and stress-relieving way to make your rent payments more manageable, and only having a roughly extra $20 to pay monthly in exchange is worth it. I stepped away from Flex for a while, partially because I fell behind on one of my payments and it went to collections, and unfortunately I did not have the means to pay it off until the last few months. Now that I’m using it again, it’s become far more useful starting with the first automated payment. In case the first payment gets declined, it gives you the option to manually make your payment through the app and debit your account then and there, with your rent payment coming shortly after. You can then pay your next payment in advance or even reschedule if needed. I had issues with the automated payments three years ago based on the timing of other charges, and I’m so glad to see they now let you make manual payments if the first one fails. I also work in leasing, and work/live at a property that utilizes Flex. It’s a lifesaver for so many people, myself included. That said, as with any service, read through the FAQ section of the service to make sure you understand the mechanics and decide if it’s the right move (or an eligible one based on where you live), but my recommendation is to definitely look into it..Version: 2.1.1601

They make rent no big dealThis makes the app/company makes large rent feel a lot less overwhelming. It also reduces the obstacle that some banks place on accounts that limit your spending. When your rent amount exceeds your daily spending it can be a real burden or stressed for some I’m sure. I was in that position before when you could pay by check or money order and that wasn’t fun. Now with most properties going to online payment only I can’t imagine being in that position to not split up your payments. I’m lucky enough to not financially be in that position, but I haven’t forgotten that worry or stress full feeling of how am I going to buy groceries and pay rent. I love using Flex just because I can. I’m able to spread my bills out and never have an excessive lump sum leave my bank. For a person that struggled for so long to pay bills for so long Flex makes the rent payment a lot less scary and traumatizing. Once you’ve been in that position you never loose that fear of loosing it all again. On another note their customer service is quick and very kind. I did have an issue in December with my payment portal on the property end. Though the deadline was missed due to my property leasing office being closed Flex tried and communicated their best to help with the situation. After pausing my account through December they reactivated it for January. They definitely make paying rent no big deal..Version: 2.1.463

Worked like a charm!!Since Flex is a membership, be sure to read the cancellation policy before signing up. The current minimum payment is roughly $15 per month, due on the 15th of each month. It's incredibly simple to get started using the Flex app. By connecting into the web portal for your apartments, you can confirm your rent using the Flex app. The entire verification process only takes a few minutes, but to begin, you will need to have a bank account because payments will automatically be deducted. After confirmation, you proceed with the installment plan and decide on the payment amount and due date. On the first day your payment is due, the money must be accessible in your account. You can decide the day to make your second payment, but you must also have the money on hand that day. I was first put off by some of the negative reviews, but the majority are the consequence of individuals forgetting to make their anticipated or prearranged payments. I'm not sure if they punish you for being late or for not having sufficient funds in your account so read up on that as well. I haven't had any problems with the app yet. I enjoy using it because it gives me flexibility that aligns with my pay schedule. I would definitely recommend this app to my family and friends. I’m not 100% sure but I think this app also helps build your credit ..Version: 2.1.1297

How flexible is flex?So this app is something recently my apartment complex has rolled out for us to pay rent. I thought it’d be really convenient to split my rent into two payments but that’s not necessarily the fact one you can’t choose your amount that you want to pay so by utilizing this program I’m not able to split my run into two equal payments because more than half of my rent comes out of my first payment and then the remainder comes out of the second part. I think we should be able to choose the amount that we are going to split up as far as paying rent. Sometimes bills are higher than in the beginning of the month and they are in the middle of the month also, not everybody gets paid on the same day so be better to have a flexible day of the week where you can have the payments come out of your account living paycheck to paycheck is the reason why I use flex but yet is not that flexible and I still feel like I’m robbing Peter to Pay Paul in a sense. I may just stop using the service altogether and just go back to the standard way of how his paying my rent before. It is convenient because it saves me a trip to the post office but I don’t have the flexibility to split my rent payments and have like the app address you’re gonna be paying more than half upfront the first of the month and then in the middle of the month he’ll just pay the remainder balance. This works for some people not all people and I’m one of those people that it doesn’t work for..Version: 2.1.1579

Love having a more balanced budget between paydays!Who ever invented this should get a Nobel Prize! This service helps in so many ways. First, it gives the renter the ability to create a more balanced bill pay scenario between paydays. The stress of having a really tight budget the first half of the month is completely alleviated by being able to split your rent into two parts. Secondly, it makes the ability to use the debit card to pay rent, more affordable. Instead of having to pay a service charge as a percentage of rent, you pay a small, flat monthly fee to use the service. The monthly fee is less than half the percentage based fee. That's a win in my book. Thirdly, it eliminates the time constraints with complex office hours to get a paper check to office personnel in a timely manner. I don't know about you folks, but I work 60 hours a week and when I'm off work, the apartment office is closed. Being able to affordably pay this online eliminates that stress for sure. If there is an issue with their system, (it's only happened once) they will alert you and give you the ability to make your rent payment *through* their system manually, so it looks like they've also built in some fail-safes as well, which is reassuring. Overall, I really, really like this service and I genuinely am grateful for the benefits they provide..Version: 2.1.1003

Monthly issues!When I initially signed up with Flex, I figured this would be great. Especially after giving access to my rental portal….I was wrong! Every month, since I signed up almost 6 months ago….I run into the same issue monthly. Even with access to my portal they question my rent amount…monthly. My portal breaks every charge down but again , it’s questioned and I receive multiple emails a day saying my account needs attention because, clearly no one is looking a the breakdown of charges on the portal. I reach out to customer service monthly to try to rectify the issue but, somehow the following month….same thing. After sending 4 emails to customer service, no response. Until, I went into the app and manually put in a different amount. Now, 2 days later customer service responds saying my rent is paid. I know it is now because, I did what Flex was supposed to do. Please do better because it’s more a hassle trying to contact Flex every month than to just pay my rent in full. My rent has never be paid after the 1st of the month until Flex! Please provide a customer service phone number because clearly the email process isn’t effective. Flex is convenient for splitting payments but, all the fees and lack of customer service is not okay!.Version: 2.1.1188

Great Concept, But Needs ImprovementBefore I start complaining I want to say that, Flex did pay my half of the rent in full on the 1st of the month, which was good. However, it takes them way too long to process your payment and take the money out of your bank account(It’s been processing for 2 days now). I was worried that my account would overdraft, as I have other bills being withdrawn from my account, so I had to reschedule those payments(inconvenience). The “customer service” team has no idea what they’re talking about half the time and send generic answers that you could have pulled up on the website. Customer service does nothing but cause more confusion. I’m actually going to deactivate my account after my 2nd payment is withdrawn because it’s a little bit stressful. Suggestion: We shouldn’t have to submit a request just to make our second payment EARLY. That makes no sense. Like Klarna/Afterpay/QuadPay, there should be an option to payoff your balance by simply inputting your card or bank account information. If this app is supposedly supposed to make things “flexible” why do you guys make it so hard to make an early payment or reschedule? We should be able to go to the app and do both without having to contact your terrible customer service team. This would be the perfect app if those options became available to users. It would also be better if you guys had a better customer service team..Version: 2.1.278

Not good businessI don’t recommend using flex. There is no customer service whatsoever. I had this app for a couple of months. The first two months were fine. My rent was paid on time and I paid them back as agreed. The 3rd month they paid an apartment complex I didn’t live at and no one was available to assist me. By the time someone did reach out…my rent was 7 days past due with late fees and they told me there was nothing they can do. I was told by a miles that once a payment is sent to the property they are unable to reverse or stop the payment. So I attempted to go onto my property portal and self pay and guess what they did…reversed and stopped the payment. So it wasn’t that they couldn’t help. They chose not to. I ended up paying flex over $700 for my rent and it never got paid so I had to turn around and pay the full months rent anyways plus the 700 they took and now they want my second payment. Lol nah. Y’all can pray for rain cause it ain’t happening. I understand being in a bind but I would rather try and pay my rent on my own than to have this company screw me over by taking my money and paying the wrong property and refusing to assist me. 0/10. DO NOT USE. or you’ll be back in these reviews mad you didn’t listen..Version: 2.1.1545

Easy and ConvenientI have been using Flex for the past few months now and I must say that I never have to worry about my rent being paid. I have scheduled my two payments to come out of my paycheck every two weeks so that it is ahead of schedule. I was concerned once when I received the notice that my flex bill was lower than my previously paid amount. This occurred because my rental office had not yet posted my rent for the month. Flex starts initiating payment on the last day of the month therefore if your rental office does not post your payment until the first you may get this error. No worries just update your rent amount and Flex will continue to make the payment up until the fifth of the month. Update Sept 2023, I recently moved and was able to pause flex during my move and reconnect service at my new location. Although my new Property Management Co did not come up in the search field for Flex, there is still a process to get one added which I was happy about. My first payment was made and my rent was paid successfully. Still loving the service of this app. also, Customer Service response is timely and very helpful..Version: 2.1.1403

Pros and consI have used this app once and this month has been a complete failure. They give you a 5 day grace period for the first payments but don’t inform you that you need to have the funds in by 1pm. Mind you I looked online at there website and figure out the last day to have the funds in and all it says is by the 5th with no time frame given for that day to have the funds on the account. I have emailed them and they sent me a screenshot of all the transactions made on the 5th and the last transaction was made at 6:40pm which is very weird and confusing because they have told me to have the funds in by 1pm, so I don’t understand how they were still trying to get the funds out of my account after 1pm if that’s the deadline. They really need to put a self payment option on the app so that way we don’t have to worry about this type of issues and we can just do it ourselves making it faster and convenient. I am just really upset because now I have a 3 day notice because you this app not being fully informative about the first payment. If your giving us till the 5th why wouldn’t it be until 12am on the 6th would be the deadline. I’m really disappointed because this app really helps me manage my money and be able to pay my rent without a hassle. I hope you guys make some changes real soon about this.Version: 2.1.514

When it works it worksI’ve been signed up two months and neither month was covered. This month, I kept getting emails and texts to relink my property which I did numerous times. But today I received an email saying that since they couldn’t contact me they couldn’t pay my bill (which at this point would cause late fees). I believe if they were to look they would see that I reached out to customer support 3 or 4 days ago without a response. First they sent u an email with the general questions answered and you HAVE to reply to that email to get help which is dumb. I don’t want to have to talk to them and will only do so if their product isn’t working. But it takes days for a response due to demand, which really sounds like a business issue and shouldn’t be a me issue. I’m really glad I planned for this eventuality and wasn’t depending on them otherwise I would be screwed and have late fees. Luckily I paid it in full the last day before it would be considered late. Update: 2->4 stars All the issues I had are still valid. But eventually it worked and has been working 2 months now. 500 out of each check is more manageable than 1000 at one time. I really do appreciate the service even if there are flaws.Version: 2.1.1160

Works for me.....so far, so good.This app has been a game changer for me. I live in California, land of super expensive housing costs. So being able to split rent into two even payments ( I get paid biweekly ) has helped me a lot. I could try to do this on my own, but the fact is that is very difficult to get ahead enough on one salary to do this. I have read many of the poor reviews, and I could see where this app wouldn’t work for some people. Luckily for me, my rent portal was easily accepted and my checking account info transferred across smoothly. Plus, I meet the criteria for income/ direct deposit requirements every month, ( my salary & hours worked always stay pretty much the same) so I haven’t had any issues yet. I have used the app to pay rent for about 5 months now. I was very nervous about trying it since, hey, it is rent and it’s very serious if you have any issues with payment. The times I had a question, email response has been great, usually the same day. So I’ve had a great experience. If that changes, I’ll update this review accordingly. So, I guess I’m just lucky that this app works for me. Just wanted to give a positive review now that I’ve used it several months without a hitch. Sorry that it doesn’t seem to work for everyone, though..Version: 1.6.4

My apts not on listMy mom used it and it works great for her so she suggested it. Well my apts aren’t listed and I tried adding them but I’m required to do the footwork with getting my property manager to partner with flex. They’ve never even heard of it and why do I have to do all the work?! Don’t you want more properties to use the service?? So why isn’t flex reaching out?? This definitely could of been helpful to me and I’m sure countless other residents who live within my property. They said they can see the online service used but it’s up to me to get them to do it Edit: My apts finally signed up with flex and sent us all emails to say the service was available. I signed up but was disappointed that they said I didn’t qualify. So I dumped the app again. A week or so later Flex reached out and said they had made a mistake and I did qualify. So I re downloaded and signed up. So far 2 months in and it’s working great! I really needed this Cont: I get kicked off because I couldn’t keep up with payments but I waited the time frame required and reapplied and I’m back on. First month down without a hitch. Awesome app.Version: 2.1.1234

“Service Issue”I recently signed up with flex and was a bit hesitant because I do not play around with my bills. This month I needed a little wiggle room so I decided to use flex. When I setup my account, my property was listed. I checked my portal, my rent amount was posted timely on December 1st. I checked my account throughout the day and there was no activity. I woke up this morning to find that Flex charged my account overnight even though I received a message in the app. This message stated that they were unable to submit the payment but will provide me with self-submit account info that will pay my balance to my apartments and I would continue to make my 2 payments to Flex. I do not understand how Flex was not able to make the payment directly since my property was listed when I signed up. I decided not to move forward with Flex because, AGAIN, I don’t play around with my bills. I canceled the service and my money was credited to my account instantly. Today is the 2nd, I will not run the risk of my rent being paid late waiting on Flex to submit the total amount on their end. It’s unfortunate, I was really looking forward to this service and being able to split my payments into 2… maybe next time..Version: 2.1.1050

Customer Service and the Customer Service botLet me start with what I appreciate and like. I appreciate the fact that my rent payments are broken down, so I have an easier way of paying my rent. I really appreciate that and it helps me a great deal. What I don’t like is that there is not customer service support phone #. I personally don’t like dealing with bots. They cannot deal with detailed questions. I also CANNOT stand that their way of customer support is via email. So u have to put in a ticket ( which is difficult because again it dealing with a bot ) . Then your given a ticket number and you have to keep going back and checking your emails , until a agent emails you. Each question or statement,you have must be through email back and forth. That’s absolutely awful Customer Service . It’s not personable and it make the customer feel like Flex doesn’t take the time to listen to ur concerns or complaints, enough to have a live person through conversation. I rather a customer Service number , where I’m speaking to a live Agent. Hopefully, that is addressed soon..Version: 2.1.1564

Flex unreliabilityEvery month I keep getting text messages telling me that flex is having issues getting my payment to go through. So I see a “processing” charge in my bank account and a “non payment” in my property management account. So before my rent becomes delinquent, I change payment methods. Now I have 2 “processing” charges in my boa account, one in which they definitely processed and the other still processing. This was completely unacceptable and the opposite of why I signed up for Flex. Please get your IT department together because if I’m paying a “membership fee” for a service I’m not receiving, why would I continue to give money to a service I’m not receiving? Im going in debt instead because the funds you’re playing around with until you “figure it out”, are funds I need to pay other bills with. Sorry but not sorry I’m not financially connected enough to just throw money at every company that claims there here to help. I reached out via email with no response 4days ago. What a hack “Disgruntled customer who tried hard to be patient and humble about the technicalities”.Version: 2.1.1130

It’s all good until it isn’tI really think Flex is a great option for people to pay rent & still be able to afford to live. I honestly love it, but I was laid off from my job in late November so I missed my second payment unfortunately in December because I hadn’t found a job yet & didn’t have the funds available. Once I was able to start working again, mid January, I paid off my balance immediately. So my account was only over due for a few weeks. Prior to missing this payment in December, I had never missed a payment. But despite my excellent payment history with Flex, they suspended my account and acted as if this was an offense that occurred multiple times. They did not reinstate my account or anything and honestly it’s not fair in my opinion & it makes me not want to use Flex even if they gave me another chance. If someone from Flex sees this, I hope the company learns to give customers grace because times are hard & people are trying their best honestly. But I will say, as long as you don’t miss a payment, Flex is great to use. Also, they should get some phones, because some people like to talk to someone instead of always responding to emails or waiting for an email response..Version: 2.1.1539

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Flex - Rent On Your Schedule iPhone Images
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