Western Union: Send Money Customer ServiceWestern Union Holdings, Inc.

Western Union: Send Money Customer Service

  1. Western Union: Send Money Customer Service
  2. Western Union: Send Money App Comments & Reviews (2026)

Enjoy a $0 transfer fee* on your first transfer with Western Union®. Send money fast to Mexico and globally from the US, available 24/7.

Send money, track money transfers, pay bills, review exchange rates, and find agent locations- all on the go with the Western Union® money transfer app.

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WE MOVE MONEY TO MORE THAN 200 COUNTRIES AND TERRITORIES
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Your friends and loved ones can receive the funds directly to their bank account or mobile wallet** or pick up cash in their own currency at a convenient location near them.

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SIMPLE CARD SCANNING
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Quickly make a money transfer by setting up card payments on your mobile phone. Avoid mistakes by scanning your credit*** or debit card using the camera on your device.

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EASILY VIEW EXCHANGE RATES
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View the latest international exchange rates instantly using the widget on our mobile money transfer app. See how the US dollar compares to other currencies on the move.

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QUICKLY REPEAT TRANSFERS
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Save your receiver’s details to your resend list and make repeat international money transfers fast through the app.

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PAY BILLS ON THE GO
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From your car payment to a mortgage, pay bills anytime, anywhere, with our money transfer app.

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START ON THE MONEY TRANSFER APP, PAY IN CASH
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Save time at the counter by starting your money transfer on our app and paying in cash at a participating agent location. Visit one of more than 61,000**** across the US.

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PAY THE WAY THAT WORKS FOR YOU
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Pay directly from your bank account, via Apple Pay® in our app, cash at an agent location, or with a credit***/debit card.

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EASY TO SEND, SIMPLE TO RECEIVE
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Use the Western Union® app to send money and choose how your receiver will get the funds.

Bank account
• Send money from your bank to billions of accounts worldwide.
Cash pickup
• Transfer money with the app to thousands of cash pickup locations internationally.
Mobile wallet
• You can send money directly to your recipient’s mobile wallet** from one of our partners (in select countries).

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FEES AND IMPORTANT DISCLOSURES

Western Union makes money from currency exchange. Fees and rates subject to change without notice. Not valid on credit cards or transfers within the United States

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985. See terms and conditions for details.

Western Union has offices worldwide and is headquartered in Denver, 7001 E. Belleview, Denver, CO 80237.

Do you have questions about our services? Contact one of our nearby Western Union agent locations. Use our agent location finder to find one nearby or call +1-720-332-1000.

* Currency exchange commission applicable. Not available for credit cards and transfers to Cuba.
** Money transfer to digital wallets is available for some international locations.
*** A card-issuer cash advance fee and associated interest charges may apply if you use a credit card. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
**** Network data as of September 30, 2021.

Additional third-party charges may apply.

Western Union: Send Money App Comments & Reviews

Western Union: Send Money Positive Reviews

Time to move to the gramI use money gram it’s safe easy and simple. I send 500 they receive 500. I don’t have to worry about there worst exchange rate on planet earth plus with the gram they go pick it up from a bank so they always have the money in dollar or the bank can exchange it fair and square and they only charge me the fee. With western union im paying a higher fee twice once with the exchange rate and the second fee with the actual fee itself and I can’t have them receive the money in USA plus they have to go to a ragity store to pick the money up but with the gram they can go to a bank with honor and dignity. If can’t wait for the future western union is gonna get its karma. Karma is not just human to human but karma also apply to businesses can’t wait for western union to go out of business for there terribly exchange fee full of corruption. Just charge me the fee and be fair and square don’t take $20 from exchange rate. Hope karma hit WU hard. Let’s all pray for a karma so great they be out of business. Cheating is wrong BE fair and direct.Version: 8.0

Not intutiveI wanted to update my new address and enter a new card. Life of me, I cold not do it in the app. I called for help and was told to create a new account altogether, which erased the past history. Now I could not enter the new card. Another help call and this time I was told that a new card can only be saved AFTER I have sent money, it could not be on file in advance, like all other companies I know of. This could have been clarified on the app page to save me the aggravation of repeated trials and phone calls. Finally I created a transaction but again a small box within the bank text message was missed. I only found out by calling the help line again to be told that there was no vestige of the transaction in their computer. Here I was, very cocer ed that if I repeat the process again , I may be duplicating the amount sent. Back to help call and finally resolved the issue. And may I remind you that I am no novice at creating on line payments. Honestly, would you call your app intutive?.Version: 7.2

Western Union App does not work properlyDespite calling Western Union several times, speaking to call sender agents, sending email to technical support team, in STILL unable to compleat the following task with the Western Union smart phone app: 1. Unable to edit the following: - Email address - Password - Address - Phone number 2. Unable to use my debit cards with this app: - each time I attempt to use my debit card I’m allowed to go through the process of filling out the required information, but as soon as I attempt to send the payment I receive a message that says “Unable to complete transaction. I’m receiving this error message despite the fact my bank account has more than enough to cover the amount needed to cover the transfer amount requested. My bank was notified as will but informed me that WU is failing to provide my bank with the amount of the transfer being requested. Instead of providing the bank with the amount of the transfer WU is on showing $0 and the bank does not know what amount to approve to complete the transfer WU is requesting to be transferred. This highly frustrating and no one at Western Union seems to be intreated I reaching out to me to fix this glitch in their phone app..Version: 4.6.2

Update Your AppI have been trying to send money thru Western Union for almost a month now and still no luck. Apparently there’s a different site or app in every country. Like when you download this app, it automatically registers to United States so of course the default is USD and I can’t change it. Thing is, I am here in New Zealand. I asked for customer support. I did a live chat with their rep and good thing they provided me a link to open the new zealand site. I registered in the NZ app and was so happy when it changed to NZD. But! I couldn’t proceed to sending money because they only accept NZ drivers license and NZ issued passport as a valid document for identification. Like how about us who’s only here for a work visa? I don’t have those two docs. We just want to send money to our families back home. So please, I hope you can do something in your app or have a standard app for all. Where we have the option to select what currency we send and receive. And you should also recognize any valid passport from different countries coz not all living in one country are citizens there. Now I have no choice but use other apps..Version: 12.2

Worked Well For Transfers And Then FrustratingInitially worked well. Pick up cash for my wife was easy. Then I wasn’t allowed to transfer using my credit / debit card. They blamed my bank. My bank said nothing came from Western Union. They say nothing they can do. I can go and send the money at a Western Union location. Doesn’t this make the app useless?? The app is supposed to alleviate the hassle of transferring in person. Tried bank to bank transfer. Sent a transfer on the 15th of June. Got an email from Western Union saying the payment was complete on 18 June. Wife went to bank and nothing there. Western Union Customer Service was useless. Called them Sunday 21 June and was told the office for bank to bank transfers was closed. Extremely frustrated and angry at this point using the app and their website and with their customer service. Their advertisement of instant cash to recipient and to help people take care of their families abroad is false..Version: 7.2

Hope critical error is fixed now. Also, rewards?I have been LOVING the ease of using this to send urgently needed donations to my Orphanage Project oversight minister in Uganda who also feeds multiple desperate widows. Recently, we were below our lowest basic donation goal (Orphanage rent and food) and had to delay our payment by a week until I could get payment from a personal job to cover it all. When I finally had my minister travel from remote villages to his WU pickup, he was again delayed a day (or two ihdk) due to a malfunctioning app. We had a bishop get to a WU site Stateside to get a partial payment to him, but the unfortunate delay was much to ask of he and the orphans after the complications already proceeding this event. *I haven’t figured out how to get the rewards applied to discount our fees either. I’ve tried several times. I’m usually not inept at these things. Perhaps that could be easier? Otherwise, four and a half to five stars.Version: 6.0

Loving this app in these times.I like the app I don’t care too much for the service. I find it funny that you can send someone money three times in one month but it does not factor in the dollar amounts. For example: if I want to send someone $5000 today tomorrow and the next day that is considered three times so the person has gotten $15,000 from me. that’s a lot of money for some people now if I send somebody a dollar today and a dollar the next day and a dollar the next day that’s only $3 dollars. it limits you by how many times you send a month but not by dollar amount. that is the dumbest thing I’ve ever heard. The reason why I say this is the dumbest thing? they say it is to stop money laundering money”! laundering should be by dollar amounts not by how many times you have sent. Clearly a dollar today a dollar tomorrow and a dollar the next day is not even laundering that is by far, so far from ever hurting an economy. Even $100 today $100 tomorrow and 100 and the next day that is not laundering. If anything that is trifling if someone made that low of money dealing and wanted to launder $300 and its not even worth their while. But whatever. Who am I? So I say all of that to say,.... during these time of covid and world issues people need help. So I send what I can when I can and on the fourth time, my friend in Another country was turned away. You can one get money three time a month. Great App though.Version: 7.2

FraudMy personal information was mysteriously changed on my account. I call an agent whom of course was foreign, which had difficulty understanding my situation as simple as it was. I asked to be placed to an American tech support and he got very offended and even more rude. I'm remaining calm the entire time. Hours later I call to simply cancel my account. I'm asked is that what I want to do? I reply yes. The lady asks which account is it the regular western union account or the online account? I said what's the difference. I want my personal information off this system all of it that remains. She says she can't do that for the online account so let me transfer you over to someone that can help. As expected with any questions other than doing business with them it leads to excessive waiting and someone picks up the phone and hangs up. My card number will be changed immediately! There is far better out there, their days are soon over. At least in the states..Version: 5.6

App doesn’t communicate with app accuratelyEvery time I do a money transfer with WW I have same problem. There’s no option to redeem your points while you are doing the transaction. I have to cancel the transaction and go to the main menu of the app and start all over again. Also, it’s kind of confusing how sometimes adds the last name twice and attaches it like a middle name to the name. For instance, I send money to South America which requires me to add their middle name plus two last names one is paternal and the maternal one. Very frustrating and to change that you have to create a new contact and still doesn’t work right. Why they don’t have a different layout that is easier to add the name, middle name and last name instead of the “surname” ??? It took me 40’ to send money every time. And at the other side I always have problems with their name because it wasn’t written in the right order. I hope this one goes through ..Version: 6.4

Excellent!Excellent app!!!! The only reason I did not give this app 5 stars is because the bank-to-bank transfer is -very slow-, and takes -several- days as opposed to transfer to person for pickup which happens in minutes. Also the bank-to-bank transfer keeps showing up as “In progress” with absolutely no indication on the app of an ETA on when the receiver will get it in their bank. This needs to get fixed. There should also be a warning to the user who tries Bank-to-Bank transfer via the app saying something like “Important Note: Bank-to-Bank transfers can take up to several days to complete. There will be absolutely no ETA provided to you in the app about when your user will get it in their bank, and it will get to the bank of receiver when possible. You will not be given any explanation about why it might be delayed either.” That kind of detailed warning message would help users decide that they probably don’t want to use that feature at all, especially if they need to send money out to someone very quickly. I for sure would not have used the bank-to-bank transfer feature if I found out that my receiver would have to wait SEVERAL days to get the money. Not acceptable sorry. Other than that, this app is fantastic!!! Thank you Western Union!.Version: 7.1

Human ErrorI give this app three stars because although it does what it is intended to do it makes me upset that I had to delete my account that I had just created because I wasn’t able to correct the spelling in my name. I called the number the provide and they weren’t able to correct it either. They did suggest I delete my account and start over which I was okay with. After I hang up I log out and see if my account was deleted. As soon as I hit login, the Face ID feature logs me right in. So my account is still active. I disabled the Face ID feature and tried using my password. That didn’t work... awesome I thought. Then I goo to create another account and typed everything correctly,. The app then tells me my email is being used on another account. So my previous account is still active. This blows. So I ended up using a different email.. which I I didn’t want to do..Version: 6.7

Customer service is DisrespectfulI send money that was suppose to reach in 0-2 days and it was not get there in time which I paid for I call customer service and the rep told me it would now take 7day and in the app it says 0-2 day how miss leasing is that I demanded her to explain that to me why is WesternUnion taking money for services they can’t provide she said thank u goodbye and hang up on me wow how dare that worker to be so rude this is unacceptable something needs to be done about this I am now currently to see where my money went why is is taking so long is it a scam I honestly think WesternUnion is running a scam at this point if u can’t explain to me where my money went I as a hard working black man I have the rite to ask about my money I am paying for a service that clearly no worker at WesternUnion union care about consumers and I will be recording each call moving fwd everyone.Version: 8.0

Totally DisappointedI am totally disappointed with this app. I downloaded it because I needed to send money to a friend and when I put all my card info everything was cool. Then I go and try to send money via the app and it says the address is mismatched with my card. I write to customer service and they respond sending me some tips which was great. I follow their steps and I was able to send money. A week later and I try to send some money again to the same person, but guess what? I get the same address error. I have put my address every which way I can think of but to no avail. I am desperate to send my friend some money but I can’t. My other option is to go in store which is cool but I feel like if there is an option to do it from the convenience of your own home it should work. I am going to keep trying but I am very disappointed..Version: 5.5

No crazy fees or exchange ratesI been looking for a way to send money to a bank account in the Philippines where there was no crazy fees, exchange rates and take days to deliver the money. That’s is how I came across WU once again. I’ve used them several years ago before they had an app. Never had an issue back then so I decided to try them once again. To my surprise the money was deliver within a couple hours even tho I got an email it said it was going to be deliver the next day. I did send the money to a BPI account and if you read the disclaimers it says that for BPI it would take about 2 hours and any money sent after the first transaction it will take a couple minutes. I will be giving this a try next time I send money and give an update if it does takes minutes. If it does then it would be the easiest I've sent money..Version: 7.2

Too much confusionWhenever I try to remit money from my bank account in USA to my bank account in India, it will ask me to fill the address of receiver and phone number in India. I do not have a phone number in India. Somehow , sent than WU will hold my money even small amount like $155 or so. I have to call WU and reply will be that they will take action in 24 hours and so. I do no not understand this. I am sending a small amount to my bank account in India from my bank account in USA. What’s wrong ? My background, social security, id all is with WU. That’s funny and disgusting to hold money . They should go and catch people who are living in USA illegally and sending money to their countries or catch them who are doing money laundering. I use WU because it cost me very less like $2.99 compared to my bank charges. Any way , thanks to WU for less charges for remittances..Version: 5.3

WESTERN UNIONWhat a great way to send $$$ in 15-20, anywhere in the great USA. No fuss, no bother! The only request i have is that maybe I could find out a way to send $$$, under $1000. For a little bit less of a surcharge! $12. Is a little steep to send $100.! However, as I said before- quality service every time, I guess I should count my blessings, which I already have! I was just making s suggestion and I am sure, like noses, everyone has one! Thanks again for the great service! Also thanks again to the great customer service that I have the pleasure of dealing with several times a month-from the employees @ PLS, for their due diligence, patience and knowledge when it comes to my personal financial needs and wants! If there is anything I can do, like maybe a WU card or anything else you may suggest, please feel free to let me know! Thank you!.Version: 5.9

Great appUse it every time i send money to the philippines. I can either use my debit card, credit card, apple pay, bank account to send money towards the philippines. Receiver can receive it as cash or right through their bank account. They only charge $4.99 from my debit card and i usually send money to different people in $100 amounts and they can get the money in minutes. If from my bank to receiver cash they charge $3.99 or $2.99 if less than $2,999 amount is sent. receiver will get it in a few days. I don’t have to go to the currency exchange anymore to send money. This app is very convenient and also cost effective and never time consuming, plus i can see my history anytime and they save the names of the people i send money to. They also save my payment info for easier use..Version: 6.7

App not workingSo I’ve been having problems with the app for a few months now and I have to keep calling to do transactions over the phone. That is very inconvenient for me due to being a truck driver. If the app was working for me I could just put the amount, the person and just send. Instead I have to find somewhere to park to make the call and have to keep speaking to a machine and entering my information for the machine, then I when a real person comes on I have to do the same thing all over again. I don’t know what’s the problem but the app won’t accept my P.O. Box for my billing address at all. I even spoke to the western union technicians and it’s the same thing. This is really annoying, inconvenient and frustrating. Please get this problem sorted out!!.Version: 11.1

Bad customer serviceI usually don’t write bad reviews but now I have too. I have been sending money with the WesternUnion for years and years and never had issues until recently. I sent money recently. On the The receipt the pick up days was 26th so the receiver went to get her money on 26th. When she went there, they told her that it wasn’t available. Then I had to call and talk to the supervisor asking why it isn’t available when the date on the receipt is 26th. I asked her for refunding the fee for the inconvenience caused to the receiver but The supervisor cancelled my transaction without my permission and without my knowledge. The next day the receiver goes to pick up her money and again it wasn’t available because it was cancelled by the supervisor. Very un professional..Version: 6.8

Bad serviceI have used western union for more than 15 years and always the money was reviewed within a few hours. Now I had an emergency and needed to send money to pay Hospital bills in Mexico and decided to split the amount between MoneyGram and western union. With money gram the deposit was made soon the same day and with western I have waited 3 days and still nothing. I have called customer service several times to ask for help and today hey told me they were sending a message to their department to speed up the process. When I later called again, they told me they don’t have this kind of department to speed up the deposits. I believe I was deceived, so this was the last time I used its services. When needed them the most, they stabbed me on the back..Version: 14.9

Highly recommendedSo far I used western for 7years and i have issues sending I chose the 3-4 days and it took 2 weeks i call customers service and thats the way so I argued with them i told them they need to fix the system not 3day its weeks i was mad because they really need the money thats the reason why tel now we are not talking to my sister because she don’t understand what’s wrong she accused me that i didn’t wanna pay my credit and she pay using her money but after that i never used that 3days I always used the minutes so far its good and have points that i can used sometimes free because of the points and all history is on your account they emailed you when picked up easy quick sending dollar they take few penny to get in philippines.Version: 5.9

Free International Money Transfer 💸Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!AdvertorialVersion: 17.0


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