Chime is the banking app that has your back. Keep your money safe with security features, overdraft up to $100 fee-free*, and get paid up to 2 days early with direct deposit^, with no hidden fees‡.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC
TRUSTED BY MILLIONS
Stay in control of your money with two-factor authentication, TouchID, or FaceID. Enable instant transaction alerts and daily balance updates. Block your card in a single tap if it goes missing, or if you notice charges that aren’t yours.
OVERDRAFT UP TO $100*
We get it– when your balance is running low, the last thing you need is a $32 overdraft fee. Eligible members on Chime can overdraft up to $100* on debit card purchases with no fees.
SAY GOODBYE TO HIDDEN FEES‡
Your account shouldn’t cost you money. Chime has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. Plus, access over 38,000 fee-free, in-network ATMs with Moneypass® and Visa® Plus Alliance.
GET PAID UP TO 2 DAYS EARLY
Tired of waiting on payday for your money? Get your paycheck up to two days early^ with direct deposit, earlier than you would with some traditional banks.
MEET CREDIT BUILDER, A NEW WAY TO BUILD CREDIT
Whether it’s for gas or groceries, use Credit Builder¹ to help increase your credit score by an average of 30 points² with regular on-time payments.
No interest, no annual fees, no credit check to apply.
REACH YOUR MONEY GOALS
Save money without even thinking about it. Automatic Savings features help you save money any time you spend or get paid.
PAY FRIENDS WITH NO TRANSFER FEES
Send money to friends, family, or roommates as fast as a text – with no transfer fees.
Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. Debit card and Credit card may be used everywhere Visa credit cards are accepted.
*Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $100 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. SpotMe won't cover non-debit card purchases, including ATM withdrawals, ACH transfers, Pay Friends transfers, or Chime Checkbook transactions.See terms and conditions.
‡Out-of-network ATM withdrawal fees apply. Other fees such as third-party and cash deposit fees may apply.
^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
¹To be eligible to apply for Credit Builder, you need to have received a qualifying direct deposit of $200 or more to your Spending Account within 365 days of your Credit Builder application. See chime.com/applycb for detail on qualifying direct deposit.
²Based on a representative study conducted by TransUnion®, members who started using Chime Credit Builder in September 2019 observed a median credit score (VantageScore 3.0) increase of 30 points by January 2020. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
Chime – Mobile Banking Positive Reviews
I LOVE this Bank!!I have been with Chime for quite some time now and let me tell ya, when I say they are amazing... THEY ARE AMAZING!! I was with a Credit Union for a little while and they told me I was set up with an account that I couldn’t over draft in... yet every payday I was magically some odd amount in the negative. It NEVER failed! Then, I decided to give Chime a chance and see what happened. NOT ONLY do they not charge fees but they have this really cool setting that makes it SUPER easy to
save called “Round Up” and basically what that does is every time you add money to your account it saves a percentage of that amount. Which is BEYOND helpful. It does the same when you spend money as well, except, it rounds up to the next dollar amount I believe. Their customer support via Phone/Email is FANTASTIC! The workers are so sweet and helpful and anytime I’ve had to call they fixed what ever I needed! I’ve only had to call them twice and neither were to complain but to figure out something or get an answer to a question I didn’t know.
I’m not gonna lie, at first I thought it was a scam, or just another ad on FB... but I am honestly SO happy that I switched. If it wasn’t for them my taxes would’ve already been fully spent and most of it in fees 😂 I HIGHLY recommend dumping your physical bank and joining Chime. It’s worth it... I PROMISE!!.Version: 5.31.0
Amazing if you live paycheck to paycheckI switched to chime because simple bank became bbva. getting my paycheck a couple days early and not being able to overdraft were what drew me. the credit builder account was a surprise to me and i love it. i have poor credit and this is such an easy way to build credit.
the BEST part of the app for me though is that when i get paid it direct deposits to my credit builder account and i have all my bills taken out of that. so when i get paid i look at what will need to be paid that paycheck and i put fun money in my spending account. it’s a lifesaver if you’re prone to dip into bill money. if you overdraft on your spending account, spot me will cover it up to $20 off the bat (tried and true, my friends), and it WILL NOT pull from credit builder or savings. because i live paycheck to paycheck i don’t really have a savings account, but i do use their round-up feature. you’ll be surprised how quickly you save with it. it’s really helping me get my financial situation together.
it can be really hard to find a bank or budgeting app that works well for people who live paycheck to paycheck (makes me feel so dumb that i can’t budget for a whole month), but CHIME IS IT FOR ME. Seriously, give them a chance. Customer service is great, too..Version: 5.71.0
Great so far!Edit: still so great!
I was nervous about there being no branches and only online but it turned out very smooth. I have both savings options activated and I love it! It takes a bit for the round up though maybe between an hour of the posted transaction to at least 1 business day. But that’s not too annoying. I DID ask for the emailed direct deposit form and it has the old routing number. It was an easy fix and my 2 most recent deposits have come through perfectly fine. I’m a huge lover of Apple Pay so I’m glad it works with that. The mobile check deposit feature works great as well. I received an email the next business day saying my check was received and it’ll be available the next business day. (Good thing I did all of this on a Monday.) You don’t really feel lost or anything using the app it’s very simple. I have only had the service for a couple weeks but so far I am a top fan. I took a star away because the routing number issue delayed my first deposit by one day. Also if you use the chat line for service a different rep replies each time. That also makes me worry a bit of a huge issue occurs that you’d usually go into a branch for. But again so far, it works gloriously!.Version: 5.61.0
CHIME > other banksHave you ever been charged an overdraft fee ? Just because you went over a dollar and you didn’t realize and now your bank is like, “ohh you don’t have a dollar now we’re gonna charge you 35$(or more).” Like who ever thought of that bright idea lol. Here’s where our buddy’s at chime come in hand, chime let’s you set up a “spot me” option for any of us that tend to go over with out looking or if we’re out here struggling needing some extra dollars before our next pay day. The spot me feature starts with 20$ and it can go up to 100$ based on the your personal account I’ve had mine before at 100$ slowly but surely got back on track financially and is now down to 20$ chime was there for me and has done for me what no other bank has done before. They also just started their credit card account which means you can fix your credit with them, also you can open up a savings account directly through the app. I can continue spoiling chime for you, but that wouldn’t be fun for you so I’ll let you download it and explore it for yourself. Click that download button and get started today ohh did I mention they pay you 2 days early ? Come join the chime family you won’t regret it..Version: 5.55.0
Great bank but I’d like to see some improvements in the future.*This bank has been really good so far. No fees like it says and I got my card very quickly. Just two issues I have with it so far. One is that they go through Green Dot for cash deposits. Green Dot charges 4.95 and requires a minimum of 20 to deposit. I hope that they eventually make a kiosk or something that eliminates these fees. Also it doesn’t update your account balance right away. For those of us with bad memory it makes it a little more difficult to budget. I recommend using a notepad app to keep track of your funds until the app updates your account info. It seems to update approximately 3 hours after the transaction. It would be nice to have it be immediate. If they fix these two issues I’d say it would be a five star service. Another small gripe is that you can only get the no fee overdraft with direct deposit. Though if you budget correctly it’s not an issue. Just a small quality of life thing. Otherwise I’d say this bank does everything better than most other banks.
*My previous rating was three stars but I realized that one of the issues wasn’t the banks fault but rather the third party company Green Dot’s. I don’t like having to pay such large fees just to deposit cash but it’s Green Dot policy..Version: 5.40.0
Happy customer!Very happy customer! Even though there is no stand-alone bank, I have had an excellent experience with Chime. 1) I like getting paid early 2) No overdraft fees, love the Spotme feature 3) Ease of use 4) I love that I view my card in the app, it sounds lazy, but I’m tired of pulling out my card every time I want to buy something online (lol). 5) I love that my mom and I both got $50 when she referred me to sign up for an account. What an awesome referral program for everyone. 6) You can turn your debit card transactions on/off with the click of an app. (I forget to turn it back on sometimes! I’ve embarrassed myself at a store a time or two.)
Also, there are many ATM locations near me that are free of charge. I like that I can “round-up” to save if I’d like, or set 10% of my direct deposit aside. Chime has been compatible with PayPal and Apple Pay to send money to people. With that being said, I use cash at most restaurants / gas stations / stores, I don’t like my card number being out there. I had debit card fraud with my old bank account. I have not had that incident happen with chime and I hope that it never does.
Not revenant to the app or bank- but cashiers at the store always say the card is a cute color lol..Version: 5.22
Literally the BEST bank I’ve EVER HAD.Before I got Chime, I was with BMO Harris Bank for about 2-3 years. It seemed like I was having a new issue every single week; the final straw for me was finding out my account was empty AND overdrawn, just over $50, for a “non-BMO ATM FEE”, literally with the ADDRESS of the BMO branch that was 2 blocks from the salon I worked at in downtown Chicago. Not to mention that they waited like TWO MONTHS LATER to try & charge me that fee...so I had to comb through all of my bank statements, and even after showing them the mistake was THEIRS, and THREE trips to the branch, it took another MONTH for them to fix it. Chime has literally changed MY LIFE. NO fees, thousands upon thousands of fee-free atm machines, excellent customer service...I can go on & on about how much I love this bank. Best of all is when I got their Credit Builder card, back in January....I’ve been working on my credit for about 2 years now, and as soon as I got the Chime Credit Builder Card, my score jumped up to 106 points on TransUnion and another 48 points on Equifax!!! It gave my credit score an overall boost of over 150 POINTS!!! If you are tired of being scammed by these banks AND want to build your credit up, *CHIME* is THE ONE for you!!! Good Luck! ♥️.Version: 5.67.0
It’s wonderful.I’ve been using Chime for a couple of years. I just don’t go into a bank anymore. The only reason why I am going to open up a separate account with a brick and mortar is because in the next few years I want to get a decent home loan and usually being a member of the bank will help with that. Other than that this is perfect especially for people that aren’t ready to make a major purchase yet. I have had issues in the past and they have been resolved quickly and customer support is quick to ask. For those that are having issues with the chatbot, you can just type “human” and you can submit something to them and they usually get back to me within less than 12 hours probably about four. There have been times where the system has been down. This is why I’m removing a star. The system has been down several times in the past year by several I mean like maybe three but that’s still too many times. I have a credit card as back up. Working in IT myself I can’t actually be too upset. Things happen. I am prepared.
I would not recommend this for somebody that is old-school but if you never really go into your bank or use checks anymore… (You CAN send a check from the app and it is mailed) this is for you..Version: 5.57.0
Best decision I was forced to make!!Unfortunately due to a career loss, having to start over and struggling financially for 3 years I had no other choice but to file bankruptcy. I was told by my legal counsel that the bank account I had would potentially freeze my limited funds because one of my credit cards was linked to my checking. They encouraged me to seek a new checking account so I could maintain what money I had. Because my credit was now poor, I was denied by two other banks a checking account. Most big banks now run your credit along with Check Systems to deem you a desirable customer. I researched my options and found Chime on a tech blog. I’m so very glad I found it! It is no frills checking and savings with a super simple app. It’s a traditional debit card in every sense. It’s Visa so you can use it virtually anywhere! Get cash back with groceries. Tons of ATM’s through money pass with NO fees! I know it may not be for everyone, but if you are sick of big banks and all their fees and tactics, I encourage you to give Chime a try. I’m very grateful to have an option like Chime. It saved me a lot of grief at a time when I’m already feeling insurmountable pressure..Version: 5.0.3
Chime App / Direct deposit consistencyYour application is awesome. It’s easy to use and I love the easy access to move money between checking and savings. The only frustration I have with chime is the timing of my direct deposit. The consistency of direct deposits are very good or very bad! Meaning there usually 2 days before payday. Which is very appreciated. Then there’s the direct deposits that don’t get posted to my account until I call several days after my payday has come and gone asking customer service when is my direct deposit going to be posted? And I’m given the same old excuse of we post it when we get it? And then magically after telling customer service the amount of my direct deposit not being posted to my account it magically is posted. The bank I used before I can to chime always posted my direct deposit to my checking account the same time for over 20 yrs! I came to Chime because I learned that my bank was holding my direct deposit for 2 days to make interest off of my paycheck before posting it to my account. But my previous bank always posted my direct deposit on payday for over 20yrs. I love my chime app but loathe your customer service and untimely direct deposits. Honestly if the direct deposits were always timely I would rate your app with five stars.
Scott Stewart.Version: 5.72.0
Amazing, almost.Chime is the bank of the future and it’s done an amazing job. I love banking with Chime. It’s incredibly simple through its reliable app. The platform is simple, well laid out, pleasant to view, and gives you just the right info at your finger tips. Each time I spend from my account Chime alerts me with the transaction amount and remaining balance. Not to mention NO FEES! When I think of how much procrastination has cost me in fees?? That payment that cleared when I wasn’t expecting it ... then auto withdrawals stack one on top of another?? $$$ I’m sick. Chimes new credit builder is like a gift program for you. Here! Here is a great way to build your credit without even trying! Chime will even “spot you” some cash over time to help cover your expenses. You earn your spot amount over time and it comes out of your next deposit. Easy. Wonderful!
Downsides include no checks. ( I hate checks and thought I’d never need any, but have found sometimes you just do.) The “Chime Bot” in the app is not helpful. It’s infuriating not being able to get answers. It’s kind of like You last Alexa over and over and she has no answer to anything.
Overall though Chime is very satisfying and I am so happy to have it..Version: 5.53.0
Very Happy I switched to ChimeI’m loving my Chime account. Having all the functions easily accessed on my phone has allowed me to manage my money more efficiently and monitor expenditures in real time. The absence of high fees is wonderful. I love both the ease of transferring money between accounts as well as the Spot Me feature for months when the budget is very tight. Although ATMs that recognize the Chime card are not very common, I haven’t found that to be a drawback; I rarely carry cash at all anymore and haven’t missed it. I don’t miss having a checking account, since on the rare occasions when I need to pay a bill by check, I can do it through the Chime app for free. The only drawback I’ve encountered is that some businesses, particularly those that only exist online, do not recognize the Chime routing number. I’ve been able to find workarounds for all but one of them. I don’t know the reason they won’t accept payments from Chime, but hopefully Chime is working with those entities to remove whatever barriers exist. I highly recommend Chime. It’s more convenient and has saved me money over the months I’ve been using it..Version: 5.45.0
Chime, the modern answer to an age old system.Starting off, I opened a Chime account because I started traveling with work. I was dealing with a brick and mortar bank that really wasn’t able to do the things I needed being away from home. Apprehensive at first I set my direct deposit up and turn on both the roundup savings feature and the 10% saving feature. It has made saving mindless and reflects in your balance instantly.
My FAVORITE feature about chime though is its statements. It, well pretty accurately categorizes your expenses and you can see what amount of money goes to what each month. This is huge. It really does bring some spending habits to the front and center.
One thing that is heavily advertised is the ability to get your check credited two days early. I can attest to that, it happens every week for me. I signed up to see if it works and have now got accustomed to it, and it has come in handy with having to drive sometimes across the country at a moments notice.
Overall, I have had a very good experience switching to Chime and look forward to banking with them for many years moving on!.Version: 5.36.0
Innovative and valuableI’ve had an account with Chime since they began. And I have yet to have a complaint. The app is kept updated and runs very smoothly. I like the auto savings feature. I do wish there was an interest gathering savings and more banking features like loans etc but it’ll come I’m sure. Many companies have followed Chime to online banking (which I believe will take over banking and do away with brick and mortar banking eventually)but none of the others are quite as well established. I’ve referred many people to chime and they’ve done away with their banks and rely solely on chime too. I haven’t seen rewards and bonuses lately like once would surprise me. But there are offers and a few discounts available. And I dislike how I have to enter my pin every time I move away from the chime screen. Even to go back n forth to copy/enter routing number account number on another app and go back to chime, even when I didn’t close it out. But it’s fine also. Their customer service is outstanding. And security has never been an issue. I have nothing negative to say about Chime..Version: 5.22
BEST BANK!!!I absolutely love Chime! I’ve had a few B&M banks in the past and they’ve never been for me, with a fee for everything and a charge for little things, it’s was a nightmare for me. I went without a bank for a couple years and then I found Chime! They have been by far the best banking experience I’ve had and not having a B&M bank is absolutely no problem in fact I like it better, everything I do on my account is in my hand and there’s no fees for the little things, in fact there no fees at all! Unless I use an out-of-network ATM, which isn’t a huge deal because I’m not being charge for everything else. Basically, I get my paycheck 2 days early, I can transfer my cash to wherever without a charge and SpotMe is AMAZING! Oh and also.... Chime Credit Builder! I can build credit using this card almost like a secured credit card and there was none of the hoops to jump through and again NO FEES, just transfer from my existing account and use the card like a credit card.... it’s that simple! Thank you, Chime!!.Version: 5.43.5
Convenient, gets the job done.It is true that people write a bad review before a good one. Overall I enjoy chime, I get paid early and with it being a holiday week I got paid EXTRA early which was a pleasant surprise. They did have a recent shut down that did decline our cards when we tried to use them for 2 days which was inconvenient and kind of embarrassing but the issue was fixed and they continued to show remorse. My only suggestion is I wish it showed the ending balance as purchases are made on the statement. I don’t like not being able to look back on purchases of deposits and not see what it brought my balance to at that time. I work at financial institutions and sometimes that’s what we require for proof of payment, so the fact that my bank doesn’t provided that is something that definitely sticks out for me; and in general it would help me keep track of my spending a lot better to know what I keep my balances at throughout the weeks. They seem good at looking at reviews, not sure if this is a concern for anyone else to make it a change but it would be nice if that be involved in a near future update..Version: 5.27.0
Loved it and then.....I got Chime originally as another “direct deposit” alternative to my regular bank account. Bonus, you could get paid 2 days early!! That was at the beginning and it was fantastic up until the last month or so. I never had issues with getting my direct deposit or mobile check cashing, again until recently. I used to mobile deposit and my money was available right away and best of all no fees for anything and I even had the overdraft. Which if I had a short week, it was just perfect for gas or groceries, but not so much to take my next paycheck. Recently, things have started to change. I’ve had to call more than once about my money and check cashing. My direct deposit always hit the same time because payroll always sends the same time. But it still is not posted and that’s even with the direct deposit receipt from chime to my employer. It’s sad really, I truly enjoyed the ease but when getting my money means I have to use the bot to get a call, it’s time to move on. I also had the credit builder and am glad I waited because if I have issues with getting my direct deposit, I can only imagine what would come up with the credit builder..Version: 5.58.0
It’s ok!If your looking for a mobile bank this is what I recommend. I have tried other ones and so far this is the one I have stuck with. I get paid two days early, wich I love. The app is great and easy to work. I did have an issue with withdrawing money from an ATM machine at US BANK, which is where I go withdraw cash from. I withdrew $400 it gave them to me with that transaction I chose “Print Receipt” so I found out the limit to withdraw is $500. I then started to withdraw $100 more I chose “Not to Print a Receipt” bad idea because then the machine sounded like it was pulling the money and it was ready to dispense. When I get an error message on the screen saying “There was an error dispensing my money to please call my financial institution.” Which I did I called them they asked me for the receipt number which I didn’t have because I chose not to print a receipt. If I had a receipt they could of helped me faster. What happened next was they filed a dispute. I had to print out some forms, fill them out and fax them to them. Then it took 15 business days for them to review and finally credit me back those $100. The good thing is I did get my money back it just took some time..Version: 4.3.2
Simply the BestChime is the best bank out there right now. Absolutely no hassle or stress. When issues have come up, like fraudulent charges, they got back to me immediately...and replenished my account BEFORE they investigated so that I wasn’t left penniless. Check deposits and cash deposits are super easy. Customer service is almost immediate. I’ve lost my card and damaged another; they sent me replacements in less than a week. They have lots of rewards and sweepstakes and fun stuff happening all the time. And they fronted so many people’s stimulus checks! How nice! I’m a HUGE FAN and honestly will never go back to traditional banking. Ever. Oh! And if you ever overdraft they will cover it, plus $25!! Then you can tip them or not. No fee! Other banks charge $35-45 each time you overdraft, and for each pending charge. So you can end up hundreds of dollars in the negative before you get paid again. Not with Chime. They got you. AND I HAVE A CREDIT CARD AND SAVINGS ACCOUNT CONNECTED AND MANAGED SEAMLESSLY WITH MY CHECKING ACCOUNT. I want to hug Chime. LOVE CHIME. Chime for the win! Chime for life!.Version: 5.37.0
Services have improvedIt used to be such a hassle to use a home, getting a new card — they wouldn’t expedite a new card, and since it’s an online bank, you were screwed until it came. And customer service, multiple times, when asked what recourse I had would say, “it’s probably a good idea to keep a back up bank account.” But now, they’ve gotten a lot better about the process of getting a new card reissued. They now accept mobile check deposits, at least up to a certain amount. And the Spot Me feature they’ve just come out with is really cool, since Chime doesn’t usually work with the other apps that will front you money when you need it. Also, there’s no withdrawal limit on ATMs which is really cool. It looks like they’re finally starting to get their act together. The only thing I’m still annoyed by is that my card is issued in my nickname, so if I get a check written out to my legal name, they won’t cash it. Other than that, they’ve fixed most of the issues I used to have with them. I appreciate it!.Version: 5.21
Warm and Fuzzy Feelings for a bank!Their slogan is “banking as it should be” and it really is. I made an account here in a whim and didn’t activate my debit card or put money in the account for a while after I had it. I totally regret that now! I’ve been using my account for around a month now and Chime is just so amazingly helpful. The app makes me feel so much more in the know and Chime as a bank does make me feel financially cared for. Sending alerts that easy/quick to read, even including little emojis, something you wouldn’t think would make much difference right? It does. Little details like this (for me anyways) made it so it’s not as scary or daunting to get alerts where with other big banks I would turn them off. Another sweet little thing is if you go to a restaurant or salon, somewhere where a tip is required, as soon as the merchant swipes your card you get your update but Chime includes what the 15% tip would be. So simple, such a huge difference. Gah they give me all the warm and fuzzies. Making banking and finances so approachable. Love this..Version: 5.6
Highly recommend to ANYONEI absolutely love Chime! Opening an account was one of the best things I’ve done. My two favorite things about chime: 1. The round up feature that automatically rounds your transaction to the nearest dollar and puts the remainder in your savings account. You don’t even realize it’s happening until you have a good amount of money in your savings account that you didn’t physically put in there. 2. GETTING PAID EARLY!!!! Yes, it’s true! You do get paid early! Depending on your employer you may get paid one day early or even two!! Chime has made it very simple to get a direct deposit form/find you account & routing numbers. You also get $50 for referring someone who receives a direct deposit total of $200 in 60 days... which is pretty easy. Your referral gets $50 too! There’s ATMs literally EVERYWHERE that you can grab cash out without any fees. You can also get cash back at most stores as well. I highly recommend getting a Chime account. I have no complaints whatsoever, only positive things to say! Oh and it’s FREE!!!.Version: 5.14
Definitely getting thereUpdate: changed my review to four stars. Would have been three but they’ve expanded support for other banks since my last review. Disappointed that you can’t do a 10% automatic savings on direct deposits lower than $500, I don’t have my entire check deposited to Chime, so that will never be an option for me. More importantly though, I’m extremely disappointed you can’t mobile deposit checks from other bank accounts that you own as a way of transferring money. No other bank account I’ve owned has had that restriction. To send money from my other checking account would be 1-5 business days to verify the account and then probably another few days for the money to transfer. I hope they change this.
I love getting my paycheck early and the round up feature, but it's not compatible with a lot of banks and apps. I can't link it with my local credit union. Stash, venmo, PayPal all say it's not supported so it's kind of hard to use it as your main checking account. Hopefully they expand their support with other institutions soon..Version: 4.3.2
So pleasedI’m in my 50s and I’ve had about 9 different bank accounts, with several different banks. My daughter recommended that I sign up for Chime. I was reluctant to do so, because I have a checking and savings account with a Credit Union, and didn’t think I needed another account.
The reality is I didn’t NEED another account, but I couldn’t be happier or more impressed with a bank, than I am with Chime! I absolutely LOVE Chime! I would recommend this bank to anyone! Young or older, you aren’t going to find a better banking service than Chime.
The customer service is impeccable, the App is flawless, and the utter ease of using the app and debit card are priceless! They even help you build your savings by rounding up your purchase total, depositing it to your savings from spending account, making it easier and painless to save! You want for nothing more being a customer of Chime. I’ve thanked my millennial daughter several times for her referral, and have zero regrets signing up, only a lot of gratitude!.Version: 5.31.0
Honestly this is the best app and bankI’ve always used online banking, but never had an actual online checking account. I recently decided that I needed a second account for the gig work I started doing since Covid. I did a little research and decided to go with Chime. I put my baby down for a nap prepared for a long and annoying process that comes with any financial stuff. I literally downloaded the app, they asked maybe 3-4 questions, and not even 3 minutes later I had my checking account number and routing, and a temporary (picture of) my debit card that they said will arrive in a week. Then I see an option to open a savings account (which I’ve never even had) and 2 seconds later, boom, I have a savings account too. I don’t ever write reviews; I have about a hundred other things I could put my time too. But honestly I really felt like Chime deserved the time it takes for me to write this. This was hands down the best, most efficient, easiest, pleasant “banking” experience I’ve ever had..Version: 5.55.0
Free International Money Transfer 💸Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!Version: 5.74.0