BCBSM Customer ServiceBlue Cross And Blue Shield Of Michigan

BCBSM Customer Service

  1. BCBSM Customer Service
  2. BCBSM App Comments & Reviews (2026)
  3. BCBSM iPhone Images
  4. BCBSM iPad Images

An Award-winning Member Health Experience
Blue Cross Blue Shield of Michigan ranked #1 in Commercial Health Plan Member Satisfaction in Michigan, four out of five years. We're also rated highest for Digital Channels and Helping Save Time or Money. Download the app for a secure and convenient way to manage your health plan online. For JD Power 2026 award information, visit jdpower.com/awards.

Enjoy convenient access on the go:
• View your member ID card and add it to your digital wallet
• Find in network doctors and hospitals
• See covered services and plan balances (deductible, out of pocket, etc.)
• Get virtual care with our 24 hour nurse line and telehealth options
• Review claims and EOBs
• Make bill payments (for non employer coverage)
• Compare provider quality ratings and estimated procedure costs
• Check your HSA/FSA balances via HealthEquity
• Choose and view your Primary Care Physician
• Look up prescription drug prices and coverage rules
• Complete health assessments and explore wellness tools

This app supports most Blue Cross plans except:
• FEP members with a PPO plan
• MESSA members
• Blue Cross Complete (Medicaid) members


Permissions

Identity[XH1.1]
Google Play™ services need this in order to send you push notifications. BCBSM won’t use anything related to your identity that isn’t associated with your account with us.


Wi-Fi connection
This access allows the BCBSM app to check for an active internet connection, which allows the app to function correctly.

Photos and other media
We use this access to deliver PDFs to you and to display your virtual ID card. BCBSM will not access or use your pictures or saved files for any other reason.

Questions about the app? Please visit bcbsm.com/app

© 1996-2026 Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross Blue Shield Association. We provide health insurance in Michigan. State and Federal Privacy laws prohibit unauthorized access to Member’s private information. Individuals attempting unauthorized access will be prosecuted.

BCBSM App Comments & Reviews

BCBSM Positive Reviews

Customer CentrixThis change from Express Script has not gone well for myself. January: received Optum notice to long in. Followed instructions 3 hours later no success! I was told there was a problem with two members in their system had same ID (user name), I was locked out after several try’s. Called BCBSM, seems you guys had no answer, referred me to Optum, couldn’t get through the Optum AI phone system! Left message Optum called back 2 weeks later. Today: fOne hour ago tried to log into Optum, still locked out! Called the number listed for help, spoke with Christian, pleasant enough guy. He said he unlocked my Optum account. He sent me an email to go into BCBSM website, 1. Choose “coverage” 2. Choose “prescriptions “. I got into BCBSM website, first off I am asked to pick a plan!?? I already have a plan! Before I represented BCBSM in my agency I was a system analyst these instructions are a nightmare. This must be a nightmare for your agents unless of course I am the only client having these problems!.Version: 5.16.0

Review of coverage and responsivenessI couldn't be happier with the availability of help, quality of help, and overall and specific coverage provided by my plan with blue cross blue shield medicare advantage plan. My insurance coverage exceeds my expectations especially when compared to what I thought was reasonable coverage that I was on previously through work. I also appreciate how proactive the services are including recommending and sending applicable tests that I can do at home with no cost to me. Also my results from take home tests came very fast and shared with my doctor so I don’t need to remember to do that myself. Finally they worked closely with my physician specialists to help qualify me for quality of life treatments. Steve Armstrong.Version: 5.25.0

EOBWhen looking online at a medical charge and you see the discount and the balance that’s owed and there’s a link for the EOB and you click on the EOB it’s never available. I find that unacceptable. I should be able to see the EOB immediately and be able to print it immediately. I’ve had a dispute with a hospital before over monies due and they wanted the EOB but I couldn’t print it so I had to wait weeks before it finally came the paper copy in the mail. In the meantime, I’m accruing interest charges and this is unacceptable..Version: 5.49.0

Glitch with PermissionsI normally don’t have too many issues with the app, however we have had problems with the permissions lately. I will set both my husband and myself to “All”, so we can see everything no matter who is logged in. Ever since the most recent update, it keeps changing the access so I can’t see any of his claims or EOB’s. I will update the permission for both of us back to All, and it will stay that way only for about 24 hours, and revert back to us having limited or no permission to view the other. I hope this issue gets fixed soon as it’s time-consuming to log into both accounts to update the permissions and not have them save for longer than a day..Version: 5.46.0

DifficultI have found it very difficult to find a doctor in my network, that is a primary care provider. I’ve tried expanding the search radius,still no luck. When I do find a primary care provider it says that they’re not a primary care provider.I’m not quite sure if they Mean in my network or in general. I finally broke down today and call the one 800 number on the back of my insurance card the customer service rep shawntel was very helpful..Version: 5.1.0

Slow to load, no landscapeWhile I do like the info available in the app, it seems slow to load. I have pretty good internet connection with 400mbs connection. Also the app does not appear correctly in landscape. I review the info in the app while reviewing/paying medical bills on my iPad with a keyboard and the app shows up as a portrait app on a landscape screen. It works, its just small. Will these things stop me from using it? No, they are just inconveniences. Should BCBS have their app developer work on these things in the future? Probably if they want to continue pushing paperless statements..Version: 5.20.0

ProblemsMany times when I tried to look for information on the app, there is a problem, and the message says sorry there’s a problem try again some other time. So the App won’t open. I need to access the information at the time not at a different time! When there are updates, it’s hard to figure out how to use it to get access to the data that a person needs to see!.Version: 5.27.0

CustomerI use to use this app all the time. To keep track of payments and my balance on my accounts. Then one day I wake up and it no longer opens. I have deleted it and reinstalled it 10 times the same thing. At this point I’ll just use Mybeaumont app it works great. With the money my husband spends on the insurance a pay you would think they could at least keep the app going. Before you say it’s my phone. I have the new iPhone max plus. So it’s not my phone it’s the app..Version: 4.3.0

Website load time and lost informationNever able to connect to app immediately. Takes a long time to connect sometimes requiring canceling out and starting over. Lost log in criteria. Had app setup to face recognition and it disappeared. Had remember me checked and now I have to log in every time. Site does not appear to be stable.Version: 5.24.0

Unsatisfied and disgusted you guys ain’t no goodHave been nothing but problems since my company switched over . I pay to much money out of my check to have an issue every time I go to use this card . It has been happening since October of 2021. Something needs to be done about this . The service you all provide is very unsatisfied . Then you sit on the phone for about an hour to two hours . You need to be shut down ..Version: 5.9.0

All my insurance info at my fingertipsThe app is designed very well and very intuitive. I am able to get to all my insurance, health and wellness, HSA, and doctor information in a tap or two. Touch ID and Face ID support is really helpful in logging in quickly. This is one of my most frequently used apps along with my other banking apps, mail apps, and games. Awesome App. Thank you..Version: 3.6.0

A bit slowThis app has always been a bit slow, but I will add that I have fewer problems with loading than I have had in the past. Also, I notice certain links within the app will open up a “browser-imterface” to display info from their website. I’ve never understood apps that do this for their own website vs displaying the info within the app itself. At this, point I might as well visit the website directly. Overall an average app..Version: 5.17.0

App gives comprehensive information, but takes way too long to load, sometimes timing out.Once I’m logged in I can find nearly everything I need quickly. The only issue I have is how long it takes the BCBS app to open once ID and password are entered. It times out altogether sometimes. So, I have had to go to the actual website when the app just kept cycling and cycling..Version: 5.50.0

Contact section is practically uselessThe app seems ok as long as you want to see, and agree with what is available. Trouble is, if you have a question, you can’t ask it unless it is a frequently asked question that will receive a canned response. No option to email a question. The chat questions are controlled by a computer with yes or no options. I want to check on a reimbursement that did not show up as received. Absolutely no help received. Maybe they laid off workers because of the COVID-19?.Version: 4.6.1

Stopped workingI've had this app since November, and it was working perfectly fine until few days ago. I cant even open the app, it would automatically close. I tried restarting my phone, and deleting the app and trying again but nothing worked. I think the new update did something. I really hope they can fix this..Version: 4.4.2

Claims ProcessingThis is so convenient to see what you owe and what type of Services being billed. I think when you make a payment it should show your name as being completed on the same day especially when your payment goes through as being paid..Version: 5.28.1

OK but Urgent Care needs to be up frontApp seems to work OK (Touch ID works for me), but emergency services need to be up front. Preferably on a map and a link to Apple Maps or (better) Google Maps for navigation. Straight line distances are not accurate. If I injure myself away from home, I need to know what urgent care services are near me - covered and uncovered (identified as such). When I’m bleeding, I don’t want to type in a search nor go through a list to try to figure out which is easier to drive myself to..Version: 3.2.0

Much much more than I expected!Having the impression that anything medical and insurance related are a big black hole... but I must say I am very very impressed with this app! (I work in digital myself) The app navigations and information are clear and it straight forward, very user centric. Good work team! Keep it up!!! I only hope all the experiences will be native and not directed to external sites..Version: 5.2.0

Case ManagerMy husband has a lot of medical issues for many years now, so he was told about getting a case manager, so he did. We must say it’s the best thing we ever did. She keeps in touch with him at least once a week and brainstorms over his history, new Doctor appointments and what happened. She has been a blessing. 💜😊👍.Version: 4.6.1

Good reliable careI have had very little issue with this healthcare. We have had some major medical needs, including surgeries and pain care. When an issue has come up, it has actually been resolved fairly promptly. We have been with them for over 15 years..Version: 5.9.0

Missing Add to Apple WalletSetup went smoothly and I was able to get what I needed to get done accomplished quickly, and order replacement cards. The reason I gave 4 instead of 5 stars is because they do not allow you to add your insurance card to your Apple Wallet, which I was expecting when I pulled up my virtual card and I thought was behind the times..Version: 5.12.0

Great appWorks flawlessly for my medical, pharmacy and our of pocket questions. The search works great if I can’t find what I’m looking for. (...all these other poor reviews seem to either be related to the users internet connection or simply their lack of understand of how to navigate properly. I think the setup is great and super easy to use.).Version: 4.2.1

Great appI really like this app with its one stop information availability. And the virtual ID cards were very helpful before I received my hard copy version. Unfortunately since the last update a few days back (11/14), the app crashes upon attempting to open it. I look forward to when it is working again!.Version: 4.4.2

Luigenius!It’s an app that lets me see how much the health insurance company would like me to stop livin’ life with a chronic condition—how fun! They’ll cover less and less and make you work harder each year to keep the same devices. Fun! App is fine. Redesign is less intuitive but bigger!.Version: 5.37.0

Not sure why this gets such low reviewsI downloaded this to make it easier to check my EOBs and just get a General overview of my account. It easily displays all my information. It sure why it’s got such low raising from people. Used my same log in as the website. No issues so far..Version: 3.4.0

I have two different BCBSMy SO was working through Chrysler switched to GM. This has been an easy switch where we can look at both insurance plans in one place. I can speak with representative and see how long until I reach my max..Version: 5.34.0

A bit confusingIt’s a little slow going. It’s also a bit frustrating when trying to choose PCP and my subscriber number on ID card doesn’t exactly reflect the subscriber number listed in the app causing it to come across as invalid for providers. It’s created a bit more confusion then necessary. But overall, pretty neat to have access to info..Version: 5.22.0

Easy to useI love the app because it is always up to date. I have a child who sees a specialist, and I can always look up diagnostic testing and have a ball park range of cost before we even do see our practitioner..Version: 5.48.0

Excellent digital supportThank you for providing BCBS app. It streamlines customer inquiries, account information and claims records on an incredibly user- friendly app. The convenience of having this info available via my phone is very much appreciated..Version: 5.14.2

App doesn’t workI rely on this app and it doesn’t work more than it does. Very frustrating. I’ve deleted it and reloaded it and still says oops technical error and no one in technology answers the phone. Ugh.Version: 5.6.0

GlitchyMost of the time the app works great, but then when you really need to see your card you get that message that says try back later. It gives no reason other than my balances aren’t available right now. I’m trying to view my card, so I’m not sure why that would matter..Version: 3.6.0

Blue Care NetworkThe app is very user friendly! Being able to print or share my information is also extremely convenient! Thank you for considering all of the variables insurance holders encounter..Version: 3.6.0

Great app!Great experience and nice functionality..Version: 1.0.1

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BCBSM iPhone Images
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BCBSM iPad Images
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