Fidelity Bloom® is a free financial savings app. It’s also a debit card. And it’s also 2 brokerage accounts: SPEND, for your spending money, and SAVE, for your savings stash.*
Our mission? Take the sting out of saving money by rewarding good money moves, and teaching you new money habits to try out IRL.
Always free to use.† No subscription fees.
+A SAVING/SPENDING PLATFORM THAT PAYS YOU Keeping your spending money separate from where you’re saving can be an essential step toward healthy saving habits. You’ll earn cash rewards for spending and saving money using our finance app.
–Saving: We’ll match 10%‡ of up to $300 of deposits to SAVE annually.
–Spending: We’ll deposit 10 cents to SAVE with every Fidelity Bloom debit card purchase. And you’ll earn cash-back shopping rewards§ from more than 1,000 retailers with in-app shopping.
+A SPACE TO GROW MINDFUL MONEY HABITS
You’ll get money tips and practice new habits.
–Fidelity Bloom was built by behavioral scientists, who study how and why people make decisions about money management. We use these insights to power every aspect of Fidelity Bloom.
–Challenges are short, research-based activities that directly tackle the practical, psychological, and emotional reasons why people struggle to save.
–Get helpful savings and budget tips, spending hacks, and opportunities to reflect on your own money habits.
+COMMITTED TO YOUR SECURITY AND PROTECTION
You’ll be protected from fraud, and your information is kept secure.
–We’re offered by Fidelity Investments, rated #1 Overall Broker by StockBrokers in 2022 and most trusted wealth management company by the readers of Investor's Business Daily in 2020.»
–Your data and privacy are safeguarded with strong encryption, firewalls, secure email, and proactive 24/7 system surveillance.
–The Fidelity Bloom debit card includes transaction alerts, card locks, and fraud text alerts.
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Fidelity Bloom®: Save & Spend App Comments & Reviews
POSITIVE REVIEWS
NEGATIVE REVIEWS
Fidelity Bloom®: Save & Spend Positive Reviews
AmazingI haven’t been able to save money well its been kinda hard until you guys came around and now i can finally start saving the only con i have right now is not being able to use with Cash app i can add money to my cash app but the card doesn’t allow me to cash out as cashapp says its to slow for instant deposit please make this a thing! :).Tecmyit_Version: 1.7.1
Best simplistic approach to saving moneyThis app I love. I use fidelity already so when they debuted this I had to give it a try. I’ve been using bloom for about a year and the saving definitely add up..Ciera P.Version: 1.16
New to bloomI’m interested in receiving $.10 on each transaction, as well as rounding up to the nearest dollar. I’m hoping to be able to invest in any cryptocurrency through this app, and I would like to exchange cryptocurrency for buying shares in my fidelity account.
I would also like to receive cryptocurrency when selling shares on the markets fair value for the exchange of the cryptocurrency’s fair value..John W NYSVersion: 1.4
Great but please add the following featureHello,
I do like the app. However, I would use it more if I could automatically transfer to savings biweekly instead of “just once” or “monthly.” I don’t know what day my check will fall on next month, for example but if it is biweekly, I can be assured it will hit when my paycheck hits. Please add this functionality 👍.Just_a_nice_review1111111Version: 1.2
Needs real envelopes instead of paper-lessI love the idea of putting money in envelopes and I can put however much I wanted in each envelope. I thought that’s what this app was doing, but I was mistaken.
The closest I found was PayPal savings. They have a “goal” you can set and automate how much you want saved every week, two-weeks, or every month. I have a goal for everything and I’m just automating my savings little at a time.
I’d like to see something like that with this app, I think it’d be a really nice feature.
Also, I’d like the app to stop telling me to connect a bank account, I’m using the app with my other Fidelity accounts, they’re all linked together already..Jimmy_lolVersion: 1.11
Good App with slow transactionsI’d really like to switch over to this service as my primary account but I’m afraid because transfers from external accounts take almost 2 weeks. With that in mind Im skeptical as to how long a direct deposit from work would take..Disgruntled_investorVersion: 1.6.2
Overall good but GlitchyI like the concept, but my spend account is having the money withdrawn from it without actually showing the activity on the debit card. It only shows the interest earned with none of the spending activity even with no filters applied..AbgamecoutVersion: 1.18
Clean interfaceReminds me a lot of SoFi, clean and simple interface and nice bonus for making a deposit great product from fidelity.User73919646Version: 1.2
Direct depositGetting money into the accounts are taking way to long I have stopped using this service but will come back when things get better..JJJJJJJBTVersion: 1.6.1
EaseBased on other reviews I can say it is quite a different approach on saving and approach
to financial wellbeing..G C rickyVersion: 1.17
Cash Back offersPlease get lululemon back on the app. In the screenshot it shows them giving 5% cash back, at launch it dropped to 4%, then 2.5% now it’s gone! Other than that it’s a great app.FortmikeVersion: 1.1
Cash depositWe need some sort of arrangement to be able to deposit cash to these accounts.
Very frustrating to wait for cash transfers to go through..Someone.027392737182Version: 1.16
Bug in the AppLevel 3 Lesson 5 has a bug that makes the app crash so you cannot continue..Jamie21568Version: 1.20
Login screen is annoyingEven though you support Face ID, users have to click a button to login. This is an unnecessary step. Please fix.B-lake624Version: 1.7
Great app to startI wanted to know how do I get my 50$ cause I deposited some money.Winterbaby241997Version: 1.6.1
Customer serviceI waited on chat que multiple times to speak with someone only to get disconnected from my session.Liz2goodVersion: 1.18
UnbelievableAmazing app great rewards I highly recommend.Biglurch949Version: 1.4
Great appExcellent app that help you build better money habits.Fermin12Version: 1.3.1
Minor tweaks neededThe only thing I would like to see is a widget for IOS17 other than that ok so far! I forgot Zelle integration.LdebroVersion: 1.15.2
SavingApp is great at helping save money however every update causes the face id option to disappear..CmellottVersion: 1.8
Bloom?? Cash Management???You have 2 products very very very similar. This is not good. Not much difference. Please combine the both..LastOf718Version: 1.4
Could be greatPretty nice app, but no way to add your spouse, not very couple friendly.LonnypVersion: 1.7.2
Ok for iOS maybeReally needs to support iPad..BurnmeVersion: 1.18
Free International Money Transfer 💸Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!AdvertorialVersion: 1.20
Fidelity Bloom®: Save & Spend Negative Reviews
Adding card to Apple PayDoesn’t work. Tried taking photo grab and app asked to confirm via text to a phone number ending in 9999 which isn’t mine. Then tried to add account info manually and get a error msg that info added is incorrect. Can’t reach Fidelity on a Sunday. Have four other debit/credit cards in Apple Pay and had no problems adding. Tried leaving feedback on Bloom site but can’t. Probably won’t use as too completed and hard to get through to someone. To good to be true. Not worth the headache of calling and being on hold for 45 mins..Ck675hVersion: 1.2
Very sketchyI created an account and deposited $50 for the “deposit $50 get $100” promo. After checking my account a couple days later, it says theres only $5 in my account. When i try to contact customer support it says theres an error so i email them. I then see an immediate email saying that there was a transfer with the account i added so im not sure what is going on now but i feel compromised and now none of my information is safe, and i lost the money i deposited. I would be very careful using this app. 1/10.DjensoncartVersion: 1.15.2
Could be amazing, but isn’tDevice: iPhone 13 Pro Max
Honestly its a super well designed app, but it has its flaws and they are very annoying.
1. I wish Face ID would automatically go off as soon as I open the app.
2. The app literally forgets your account within less than 24 hours, I literally have to do initial 2 step verification every single day and set up Face ID everyday, its extremely annoying.
3. As of today I can’t even use my password manager to log in, it simply stopped prompting me. So now every time the app forgets me, I have to manually type in my password manager generated password, which is kind of frustrating.
Other than that its a super nice app once you’ve completely logged in, really just with I didn’t have so many login issues..Dhernandez97Version: 1.1
Not reliableI downloaded the app and set it up , i must of missed that part about the type of account this would be , it was confusing on how it linked to 401k as a money market , I thought it was just a regular checking savings . As someone have said it takes long time for the transfer funds to be available . I never got my $50 either ..Fit2PharmDVersion: 1.5
Never got my deposit bonusWouldn’t recommend called customer service over 5 times about my deposit bonus they all kept telling me it would be coming soon now after 6 months I realized they’re juss aren’t going to actually do it , card was also getting declined everywhere I tried it even with money I my account its lots of other banks I would keep looking.Tiyy11Version: 1.18
Transfer take agesDecided to switch to this account and use it as my main bank account. It took just couple days to change my mind. Transferred money from a non Fidelity bank account on September 12th and it settled on September 20th. It takes 1 day for Huntington and almost immediately for most apps like cash app and chime. Why bother using this app?.J24xVersion: 1.4
Same problems not fixedI see the same problem mentioned in reviews and it is still not fixed. I want to make more than one transfer in a month. I try to link my bank account to make a transfer. All my Fidelity accounts except the Bloom accounts show up. Called customer service and they were unable to provide a solution..00LuvThisAp00Version: 1.19
One little issue so far….I just downloaded this app about a week ago and really haven’t gotten deep into using it just yet. However, I have noticed that when I go to my savings and attempt to follow the link where I can trade gift cards for cash, it never takes me to the site..Abubdantly Blessed 1Version: 1.16
Snail Transfer of fundIn this age of speed and technology, there should be no reason for funds transferred from a personal account to a Fidelity account to take up to 3 days or longer. Made a transfer from Comerica Bank to Fidelity 3 days ago and funds still not available. Ridiculous..MacFamMediaVersion: 1.3
EFTs take forever to settleI was going to use this as my main debit card for everyday purchases. But fund transfers take days to a week to settle before I can access it. Support says it's fine I can invest the money right away. This is a spend account not an investment account. Funds should be available to spend right away..Ronnel C.Version: 1.15
Scammed out promo bonusDid a promotion to get people to download the app. I met all requirements and was reassured by 3 agents I would be getting my money. 1 month later I ask to see what’s the ETA on the promotional balance and sure enough I suddenly didn’t qualify and won’t receive the bonus. Well played..OhYoureMadVersion: 1.18
Very unprofessional associatesI tried to sign up and it told me to call them to finish setting it up and after passing down to 4 ppl I finally talk to someone to get me thrown it and after 15 minutes he is telling me oh no i was talking about Fedility app not Fedility bloom 🤦🏻♂️ wow and again on hold.Mahdi2268Version: 1.4
Not seamlessly work with the Fidelity AppEach time i open the bloom and then open the main Fidelity App, the touch ID doesn’t work. Even after I close the Bloom, and vice versa. It is so irritating for activate the touch ID over and over again..AlimilisVersion: 1.17
Can’t use face to loginI have to search my saved passwords list in order to login. What happened to automatically reading my face to login?.Purple pirateeVersion: 1.8
Not greatDon’t like it because I have to transfer money to my regular fidelity checking first and then to bloom. It doesn’t let me transfer directly to bloom accounts..Yc_oVersion: 1.6.2
Simple app, nothing excitingI'm not sure what is so special about these Bloom accounts and what Fidelity tries to do here. I just found the app is ok but fund takes forever to settle..Klar SVersion: 1.2
Always says system unavailableThis app is useless ! And the car is useless as well ! They always do maintenance on the weekend making the car impossible to use.AndrewaquVersion: 1.11
Transfer money unavailableI was able to transfer funds initially but now the Bloom accounts don’t show up for making future transfers..Cspark211Version: 1.18
DepositsDeposit take way to long to reflect on accounts.Dman1984!Version: 1.17
ATM Feed and 0.40% Expense RatioThe product sounds like a bargain at face value, but there are hidden costs and no ATM fee reimbursements. Thus, if you ever need cash you will be hit with a fine given that Fidelity banks aren’t readily available..Dorito_91Version: 1.16
It doesn’t save the passwordWhat’s the point of having a box that says Remember Me but you have to enter the password every single time. Even McDonald’s has a better app..Here is the solution for itVersion: 1.10
More SE issuesApp doesn’t work correctly on SE. contacted Fidelity on Wednesday and they confirmed the problem but no new version pushed in half a week to fix the issue..JonesncoVersion: 1.1
Not happyI deposited 300 dollars a week ago and it is still not in my account. Unbelievable. I have no access to my money..CleeterDocXVersion: 1.6.2
Disables Face ID on other fidelity appThe Bloom app is fine. What is not fine is that enabling Face ID on this app disables it for my Fidelity app, which is much more important.Red02Version: 1.5
$100 Bonus when you deposit $50 or moreDeposited the $50 and never got the $100 bonus..Next💁🏽♂️Version: 1.18
I’m new to banks 18 year oldI just saw this app while browsing the App Store I’m new to all this , is this a legitimate app with good support? Seen a lot of scam banks going around.Lost_soul#v2Version: 1.12
Can’t open accountLogin, get to general agreements screen, there’s no way to progress..BelthaczarVersion: 1.14.2
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