Debt Payoff Assistant Customer Service

Debt Payoff Assistant Positive Reviews

Works great but can improve a lotI love plugging debt in and seeing my best course of action. It’s great if you only want to snowball bills or have a set payment for all your bills. However it could use a few minor tweaks that would improve it a lot. (1) There is not a way to just pay extra principle towards debt without snowballing the minimum payments from paid off debt. You can do it one bill at a time but that is only functional for the top priority bill. Choosing which bills you want to snowball into or from rather all or none would make a huge difference. (2) I also wish the balances of debts kept up with time. Every time Inwant to add a debt or rethink my plan I have to change all the balances. It still receives 4*s for ease of use, simplicity, and the benefits it does offer. I bought the ad-free version as a tip to the creator. I do not notice many ads with the free version. I would have donated more if allowed..Brandon From state farmVersion: 5.1

Works well, but one issue for meI really do love this app and feel that for the price of free, I can’t complain much. It does help me to see how I can pay off debt faster and I do like to see the breakdown of what my balances will be with the snowball method. The only issue I have is that it doesn’t keep up with time. I started using this back in March and the balances don’t keep up even though I mark how much my payments are and interest. So even though we are a few months down the road my balances still look the same. So I have to readjust the payments and basically start over each month. Not a big inconvenience but still could be improved..KaylaMeyer87Version: 5.1

Exactly what I was looking for.I was attempting to create my own “snowball” method by applying the payment from a previously paid off debt onto the next one and then carrying that larger payment forward until all of my debts are paid off. I wanted to see the payments spread out in a chart so I can actually see what is happening with my payments. I like that I can choose a custom order of applying the snowball or pay in order of highest balance or interest first. I also like that I can add an extra payment and make the snowball bigger! It is a very simple app but it gets the job done. It gave me a closer end date to what seems like endless student loans!.Debtfreeis4meVersion: 5.1

Almost thereThis is a good debt payoff app with one major flaw. It assumes that people don’t have an instance where they add new debt. I say this because when you do add NEW debt, it defaults the start date to when you initially set up the app. For example, I’ve been using this app for a while to get free and clear of all debt however, my car died so I had to purchase a new car. When I add the new car to the app it makes the start date for payments the same date that I started using the app. That does not allow me to correctly track my debts. I would purchase if this were fixed..InagnimousVersion: 5.1

Pretty nice - but couple of suggestionsI like what has been done some far but would suggest the following adds in future versions ... 1. Most importantly - have to be able to enter what a person can afford on a month basis. I am on fixed income and the apps shows paying just one debt over my monthly income. You have be able to cap what your spending on the payoffs overall per month 2. It would be nice see a report for each month what the payouts are without having to go through each debt to check .. tedious and time consuming right now. Other than that .. i really like the app .. simple and easy to setup.GinoLogicVersion: 5.1

Love itThis app is great. It does everything i need to track my bills. i would love to be able to add and subtract extra money to see how it affects my snowball. I would also be happier if new bills didn’t use the date i started using the app with a pay off date that’s already passed. It should show current date and then guess of when it should be paid off a Little later. I may not reach my goal date but at least i would have a shot.Cmann7Version: 5.1

This app is just what I was looking for!I have been trying so many debt payoff calculators to find one without all the bells and whistles and is just simple to use. This one provides the exact information I needed for my debt payoff and it’s so easy to use! I highly recommend this app if you just need to know the basics for your debt payoffs. It saves your inputs, you can compare different payoff strategies and I didn’t pay anything to use it. Thank you for this app, it’s great!.Acshea5Version: 5.1

Awesome appSo this is an amazing app! Great way to manage debt and to help pay it off. As of right now though it has pretty much Ed ranked seeing as it will not work with iOS 13 and newer. When attempted to check off a payment for a bill or something it just says that you can only check off up to three months. Mind you it could be last month you or the current month or a future month it will still pop up saying you can only check off up to three months. As long as this is happening the app is useless. Hope it gets fixed..806TechVersion: 5.1

Free and fantasticThis app does exactly what it claims. It is extremely user friendly and allows the user to do custom things, such as added snowball payments and one time additional principle payments. The only drawback: you have to set a date that is for all loans at once. For example, if you add more bills/debt at a later date, the app will calculate it based on the date you entered your original data. Still 5 stars!.Son of the SouthVersion: 5.1

Good, could be Great!I like that it is pretty simple. In addition to other feedback, one thing I wish I could do is take away the snowball for specific debt. For example my credit card, for which I have recurring payments that will continue after the balance is paid off and thus can’t be snowballed to the rest of the debt. I thought of something else. A way to edit the payment amount. Good stuff though! I definitely find it useful :).HCnthdegreeVersion: 5.1

Lump sum payment option?Is there a way we can add in an occasional lump sum payment, such as when I receive a tax return or work bonus? I would like to know how much paying an extra $1,000 in April this year will affect the pay off date of a mortgage for instance. Then if I get a work bonus in June this year, I would like to add in that additional lump sum payment of let’s say $500, and see how that affects the pay off date as well..Addisont48Version: 5.1

Perfect EXCEPTAlthough this is far easier than creating the spreadsheet to do the math, it is far less flexible. Like another user commented, a date flexibility option would be helpful. For example, I have a Payne t due on the 15th, but apply an additional 2k on the first, it will only let me add it to the 15th payment which makes a big difference in keeping my numbers right..Momlife4+1Version: 5.1

Debt Payoff AssistanceIt has taken me 2 months to figure out that you have to touch the date for it to record that payment. It does lay out the debt pay off so you can see the progress until payoff. I do like that this simple app has no ads. I do suggest that pictures be added to show what and how you can use certain function. This is a great simple no fuss app!.RobinettVersion: 5.1

Highly Recommend !!I don’t usually write a review but I think this app deserve 5 stars. I usually write down all my financial debts doing the snowball method on a journal. This app makes it easier for me to input my debt, interest rate of my loan/credit cards and monthly payment. The best part is you can see the progress you’ve made🙌🏻 Here’s to paying off your debts and keeping track..MarkphonVersion: 5.1

This is what I’ve been looking forI am only tracking one loan - a student loan that I’m making extra payments toward for early payoff. Love the amortization schedule and the ease in which I can mark it paid. I also love the Overview and the ability to make extra principal payments which I plan on doing next year. This app greatly surpasses the other app I was using. Thank you!.Str8ngthVersion: 5.1

Cancelling a paymentI’m with others on this one...I have tried everything to undo a payment that I didn’t make, I pushed several by accident figuring out the app, and now short of typing everything back over again and restarting over I can’t fix this. That’s too simple of a fix I would think to start all over! Please please fix this I love what this does but you don’t give us enough options to manipulate our debts around..GibblechipVersion: 5.1

Great AppThis app is a great, easy way to see my payments slowly going down! The only thing I would add to this app is the ability to put in bi-weekly payments, and the ability to have added principal automatically be able to go onto each payment, not manually having to add it. Still a great app!.Beefy730Version: 5.1

OkLike the interface and the general concept, however, there is no way to modify individual payments, say if you get behind one month in your snowball. It counts on you following your preplanned extra payment amount the entire time, without ability to change as necessary without wiping out all your data and payments to date. This should be a pretty easy fix so I hope it will come..Workni01Version: 5.1

Well, not as good as I thought ...I really started to like this app, but I’m on income based student loan payments and this app says my monthly payment is too low that it needs to be at least a certain amount that is almost $100 higher than my payment I’m trying to put in. I can’t even afford the payment I have, thanks for making me feel worse when I’m trying to get on track with my bills. 😡.DmtraubVersion: 5.1

Not badThis app serves it purpose but it doesn't give you an option to show all your payments in a spreadsheet so you can see them next to one another for each month. I have to go back and forth from one debt screen to another. Very time consuming..Gabbie76Version: 5.0

Love it!This keeps me motivated to keep up with my financial goals. I’ve been using it for almost a year, and I’ve made more progress paying down debt than I ever have before. Yeah, there are some small things I wish they’d fix, but overall it’s perfect for me..DontrusthippiesVersion: 5.1

Great AppThis is a great app. If I could be granted one wish, it would be for the ability to enter payments each month and see my balances decrease along with a change in my payoff dates. I would love to see my progress in real time..BekrismaxVersion: 5.1

Could be best.Need an option to add extra one time payment above and beyond the snowball payments. New to this ap more to come. Edit. Found the extra principal payment option. Sorry and thanks..B1gjimVersion: 5.1

Beginning dateI would rate five stars if it had an option for a loan beginning date. Please add this option. Other than that I’m happy with it..GUNGUY2024Version: 5.1

One major problemI’m transferring data from a different app manually in this app starts posting from the next month so you would have to turn your phone calendar back a month.Findme299Version: 5.1

Not bad at allOnly difference is on main page showing total payments are made a month.SomethingoftherathersomethingVersion: 5.1

Keeps me motivated!I love watching my debt go down every month! To visually see the numbers getting smaller definitely helps me stay on track and keeps me motivated..Glo R.Version: 5.1

OkWorks okay for seeing your debts and how much is going to principal and interest. However, it doesn't account for being "gazelle intense" (windfalls/or accelerated payments) because it only allows you to mark off payments up to three months in advance..DontMessWTXVersion: 5.0

Awesome but-I wish there would be a way to enter just a payment without the additional money option. It won’t let me add the payment I just made without adding additional money to it. Just annoying. Other than that it’s great!.Piratebabe85Version: 5.1

Not badOverall the app queries great however the date is inaccurate with new debt..Croods LoverVersion: 5.1

My Default Budget CalculatorI've been using this app for years. I input my debt. My percentage. And my monthly payments. Well planned out spreadsheet using snowball effect. Perfect for my needs. Just not on the eyes. Has this iOS 5 and under look. Needs a new UI. Other then that. Perfect.Michael’s ItunesVersion: 5.0

Ok butIt’s simple enough to use but today the 30th of March, I put in a debt with a due date of the 21st and it put the 21 of March and I’ve already made the payment for March! Why does it do that? It should be obvious that the next payment is for the 21st off April, right?.SecondmacVersion: 5.1

Great app. Simple a d functionalWorks as designed. Bought the add free version after 4 years!.DanniFigVersion: 5.1

Payoff your debt with a planI love that it uses the snowball system to help pay off debt. Makes it simple and all the visual aspects of the app are awesome.333JulieVersion: 5.1

Keeps me focusedSo easy to use and great visual layout. Keeps me focused on paying off my debts!! Highly recommend..Pook503Version: 5.1

Nice interfaceEasy to use as a calculator! Just what I was needing. Highly recommend.JohnsonstravelVersion: 5.1

I wanna love thisI wanna love this app. I’ve downloaded and tried so many free apps and by far this is the best...EXCEPT the dates. Why is everything dated for March 2019 and on? No matter when I input the debt. That makes it not accurate. PLEASE FIX!!!.BabeweeksVersion: 5.1

ReviewPlease allow DATE entry because everything does not happen in specific years.MrstanyamillerVersion: 5.1

DebtPayoffAppApp works as described. Only problem I have is no iCloud sync. That is a most important feature when dealing with data..FujgsfbVersion: 5.1

No iCloud Support. Need to update each device.His app would be great if I didn’t have to update each device separately. ICloud support would be great..LoriMSVersion: 5.1

Love it❤️❤️!Great to track!! Free version lacks flexibility in changing payments but otherwise love it!!.HcarynVersion: 5.1

Great app but needs more payment frequenciesAs someone who pays my bills biweekly, it makes my payment schedule a little inaccurate. Some months have three payday weeks instead of two so doubling up my payments calculate to monthly payment doesn’t really work. The payoff date is not correct because it’s technically missing several payments over it’s entirety..JosekinsVersion: 5.1

Payment frequencyIt would be nice if this app let you to set a payment frequency. I find it much easier to pay each bill every week I get paid and this app only sets it up for monthly payments..JackiesouthernVersion: 5.1

Looks OKWent to go enter my debt but it doesn't give me a bi weekly payment option. Won't be accurate if I input day 1 and 15. Otherwise I think this app could be pretty amazing.RyssiusVersion: 5.1

Thank you!Love this app. Encourages you to pay off your debt as you see how easy and quickly you can. I thought I never would be debt free but this app showed me I can do it in 3 years!!!.Kd5452Version: 5.1

Very helpful app!This app helps keep you on track and focused. I love it. Seeing how much interest your paying on your debt is great motivation to pay down your debt. I went from having 5 maxed out credit cards to now 2. Still striving to get down to one credit card..Debt be gone!Version: 5.1

It's ok.......First I wanna ask what is a ever cookie?? Sooo this is a great tool to see when the debt will be paid off and it works out all the payment dates. Just would like it to work with my calander and show payments there and bi weekly would be great as well..OshawaguyVersion: 3.0

5 StarThis app is really helping me to pay my debt on great schedule..NksbajsVersion: 5.1

Still needs weekly/biweekly paymentsI agree with the other postings; most people don't pay all of their bills monthly. This lack of flexibility takes away from an otherwise awesome app. It is still useful, but this makes it a rough estimate. Also a debt payment cannot be edited once it is input. For example, if you increased your debt payment by $50/month, you must either start a new debt category or add $50/month each month. Still a very useful app to see debt, interest, and payment totals.MiniMac2012Version: 3.0

Need weekly/bi-weekly paymentsLike the app, but I pay weekly and can't get accurate dates. Also doesn't allow for skipped payments..Tigger969Version: 3.0

Needs additional toolsGreat app for simple tracking and payment. Should allow you to change interest rates from middle to reflect future payment accuracy..Manoj BalaniVersion: 3.0

GreatVery good app helps to be organized.BlakdivinaVersion: 3.0

Debt payoffGood app, but you should be able to apply additional payments on any month. Also, apply the amount you paid if you were short on a month.WilliamM17Version: 3.0

Has become my main debt tracker. Great tool!Really useful and simple. Lots of options for ordering how you're paying down debts..PalaistesVersion: 2.0

So Far So Good!!!It could use more payment options, bi-wkly etc. other than that it's great!! I'm always playing with the app to find better ideas and ways to lower my debt and bring my freedom date closer!! GREAT APP!! Don't even notice any ads, Free version is amazing!!.HeipelVersion: 1.0

(=I love this! It's simple to use and gives you a lot of information as well. Quite handy. I found a few others confusing and hard on the eyes..Tabitha-robynVersion: 1.0

AmazingLuv it!!!.EyesopenwideVersion: 1.0

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Debt Payoff Assistant Negative Reviews

Going backwardI see you changed the app to not show your whole debt on the home page. Not a good idea. I deleted the app. Reloaded it to go back to the original version so I could see the balance of something in bold on the home page and on the bottom of the home page shows total balance and debt pay off date. It’s all gone and what a bummer. Don’t fix it if things are not broke.Bri B RADVersion: 5.1

What Happened?I tried submitting my Review. It wouldn’t take ANY name I put for my review. So I changed my stars from 1 to 5 stars to get around. I am purchased the app, put in the amounts I was tracking etc and felt great. I started to pay off more on the cards so I put in the new balance, and... now the payoff dates are in the past!? What happened? This is crazy! Doesn’t help me at all. Are you going to fix it, if so when? If not I would appreciate my money back..JmadanerVersion: 5.1

Need real time dataThe app is nice as far as creating a plan for you to help pay off debt but it would be nice to see your actual progress/remaining balance. When you try to edit the balance it changes the entire plan and throws off the monthly payments. I don’t want to login and see my original start off debt: it’s depressing lol. But it’s simple and easy to use!!.Alona StarrVersion: 5.1

Can’t editCan’t edit your debt if you continue to charge. Also can’t change your monthly minimum payment as they change each month so it’s not helpful I have to delete the whole debt and renter it with the new amount owed and that months minimum payment so I know how much to pay the others..Mikey FernVersion: 5.1

JamesApp could be better. There's no way to mark your payments as paid and no way to mark any extra you make on a payment. We should be able to go into the current month payment and add to it. Say your car payment is $475 and instead you add $25 to it one time you can't show it in that months snowball.BaccklashVersion: 5.0

GlitchI just purchased this app to help pay off my debt. I chose snow ball strategy and typed in 3000 extra a month. The app told me I would be paid off by next January. Then I made my extra payment 3400 and it added 2 months to a March payoff, rather than showing an earlier payoff... clearly this isn’t right. The app is bulky as well with useless features. I am upset with this purchase.JumboPackageVersion: 5.1

Latest update stinksUsed to love the tool but the most recent update has stripped a ton of functionality I have come to love about the tool. Especially being able to see quickly total interest in the calculator but now you throw the amortization schedule with no summary. Time to look for another tool..Nellyanne1Version: 5.1

No flexibilityThis app is easy to use but there is no flexibility. For example, it’s forcing me to put in a payment double what is due. Sorry but this app won’t work for me as the numbers will be all wrong..80spplVersion: 5.1

Only good for one-time static debtApp needs to be able to do math and show current debt as of assigned date of input instead of always showing original debt. Needs field to add payment as of current date and assign it to either one-time or on-going from current date. It is only effective for a one-time tool, not a current tracking/update tool. There are PITA workarounds like doing the whole thing over as of now but it's a PITA.CcpanelVersion: 5.1

Beware!!This app contains an " ever cookie ".Roadhogg99Version: 3.0

BewareContains an 'evercookie'. Google what an evercookie is..YepokVersion: 2.0

Froze the first timeCheap.HafTagVersion: 4.0

Don't be fooledThis app seems helpful at first but is completely useless in a few months. Input data and see how long until debts are paid off but come back to update and it never shows current date. A year later I'm still looking at outdated info. I found another app that works much better..J1444bl27Version: 4.0

Could be improved...The app is useful and well designed overall, but has a major flaw of not allowing weekly/bi-weekly payments..ClaBaptVersion: 4.0

LimitationsApp does not allow you to input bi-weekly payment schedule..Pukie747Version: 4.0

Not helpful, unflexible.Can only set one payment per month. No way to show biweekly or semi monthly payments. Not very accurate if you cant set accurate data. I am sure there are other issues but i stopped as soon as i saw the debt setup restrictions. Wont be using this app unless this is updated. None of my payments are monthly..MichaelsonsVersion: 3.0

Needs improvementLove lots about this however does not allow bi weekly payments and expects a 100000$ loan paid off in less than a year along with other bills it overrides the years in which u plan to pay them back over and has all debt paid on less than a year including payments of more than I even make.JerbearkittyVersion: 3.0

Needs another featurePlease add an option for biweekly and weekly payment options. Without this it doesn't give me an accurate pay off date. Yes I do add my biweekly payments together to put a monthly payment, however, I make 26 yearly payments, not 24. Do this and I will absolutely give this ap a 5 star!.Dakota-bearVersion: 3.0

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